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529 Plans
- 529 Plan Ratings and Rankings
- Choosing a 529 Plan
- Resources
College Savings 101
- How to Save for College
- Other Savings Options
- Tools and Calculators
Student Loans
- Ratings and Reviews
- Paying for College
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For Professionals
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Compare 529 Plans By Features
Plan name | Maximum contributions | Minimum contributions | |
|---|---|---|---|
ALABAMA CollegeCounts 529 Fund | Accepts contributions until all account balances in Alabama 529 plans for the same beneficiary reach $475,000. | No minimum. | |
ALASKA Alaska 529 | Accepts contributions until all account balances in Alaska's 529 plans for the same beneficiary reach $550,000. | With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $25 per portfolio per month.
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ALASKA T. Rowe Price 529 | The maximum account balance for a beneficiary across all portfolios and accounts is $550,000. | None | |
Accepts contributions until all account balances in Arizona's 529 plans for the same beneficiary reach $609,000. | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.
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Accepts contributions until all account balances in Arkansas' 529 plans for the same beneficiary reach $500,000. | With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $10. With the automatic investment plan, the minimum contribution level is $10 per month or $30 per quarter via bank transfer or $5 per pay period via payroll deduction.
| ||
CALIFORNIA ScholarShare 529 | Accepts contributions until all account balances in California's 529 plans for the same beneficiary reach $529,000. | Any dollar amount
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Accepts contributions until all account balances in Colorado's 529 plans for the same beneficiary reach $500,000. | The minimum initial contribution is $25, and the minimum subsequent contribution is $15. | ||
Accepts contributions until all account balances in Colorado's 529 plans for the same beneficiary reach $400,000. | No minimum. | ||
Accepts contributions until all account balances in Colorado's 529 plans for the same beneficiary reach $500,000. | The minimum initial contribution is $25, and the minimum subsequent contribution is $25. | ||
CONNECTICUT Connecticut Higher Education Trust (CHET) | Effective 10/1/22, accepts contributions until account balances in CHET 529 for the same beneficiary reaches $550,000 | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter. | |
DELAWARE DE529 Education Savings Plan | Accepts contributions until all account balances in Delaware's 529 plan for the same beneficiary reach $500,000. | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter. | |
DISTRICT OF COLUMBIA DC College Savings Plan | Accepts contributions until all account balances in the District of Columbia's 529 plan for the same beneficiary reach $500,000. | With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $15 per pay period via payroll deduction.
| |
FLORIDA Florida Investment 529 Plan | Accepts contributions until all account balances in Florida's 529 plans for the same beneficiary reach $500,000. | No minimum contribution. | |
GEORGIA Path2College 529 Plan | Accepts contributions until all account balances in Georgia's 529 plan for the same beneficiary reach $550,000. | $25 (any dollar amount is accepted for contributions made via
payroll direct deposit). | |
Accepts contributions until all account balances in Hawaii's 529 plan for the same beneficiary reach $305,000. | $15 | ||
Accepts contributions until all account balances in Idaho's 529 plan for the same beneficiary reach $500,000. | $25, or $15 per pay period via payroll deduction. | ||
Accepts contributions until all account balances in Illinois' 529 plans for the same beneficiary reach $550,000. | No minimum. | ||
Accepts contributions until all account balances in Indiana's 529 plan for the same beneficiary reach $450,000. | $10
| ||
IOWA ISave 529 | Accepts contributions until all account balances in Iowa's 529 plans for the same beneficiary reach $505,000. | $25, or $15 per pay period via payroll deduction. | |
Accepts contributions until all account balances in Kansas' 529 plans for the same beneficiary reach $550,000.
| No minimum | ||
Accepts contributions until all account balances in any 529 plan sponsored by the Kansas State Treasurer for the same beneficiary reach $550,000.
| No minimum | ||
KENTUCKY KY Saves 529 | Accepts contributions until all account balances in Kentucky's 529 plans for the same beneficiary reach $450,000. | As of May 1, 2022 KY Saves will no longer require a minimum contribution amount for contributions received by check, recurring contributions, payroll direct deposit, or EFT. | |
LOUISIANA START Saving Program | Accepts contributions until all account balances in Louisiana's 529 plan for the same beneficiary reach $500,000. | $10 | |
As of January 1, 2026, accepts contributions until all account balances in 529 plan for the same beneficiary reach $570,000.
| With lump-sum contributions, the minimum initial contribution is $25; may be waived for Maine residents eligible for certain grants, and there is no minimum subsequent contribution. With the automatic investment plan, there is no initial contribution amount required or no minimum subsequent contribution required. | ||
As of January 1, 2026, accepts contributions until all account balances in 529 plan for the same beneficiary reach $570,000.
| With lump-sum contributions, the minimum initial contribution is $25; may be waived for Maine residents eligible for certain grants, and there is no minimum subsequent contribution. With the automatic investment plan, there is no initial contribution amount required or no minimum subsequent contribution required. | ||
MARYLAND Maryland College Investment Plan | Accepts contributions until all account balances in Maryland's 529 plans for the same beneficiary reach $500,000. | The minimum contribution requirement is $25 per portfolio. The minimum for subsequent contributions, automatic monthly contributions and/or payroll deductions is $25 per portfolio.
| |
MASSACHUSETTS U.Fund College Investing Plan | Accepts contributions until all account balances in Massachusetts' 529 plan for the same beneficiary reach $500,000. | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.
| |
Accepts contributions until all account balances in Michigan's 529 plan for the same beneficiary reach $500,000. | $25, or $15 per pay period via payroll deduction. | ||
MINNESOTA Minnesota College Savings Plan | Accepts contributions until all account balances in Minnesota's 529 plan for the same beneficiary reach $525,000. | $25 per investment option, or $15 per investment option via payroll deduction. | |
Accepts contributions until all account balances in Mississippi's 529 plans for the same beneficiary reach $400,000. | $25, or $15 per pay period via payroll deduction. | ||
Accepts contributions until all account balances in Missouri's 529 plans for the same beneficiary reach $550,000. | No minimum. | ||
MONTANA Achieve Montana | Accepts contributions until all account balances in Montana's 529 plans for the same beneficiary reach $550,000. | $25 or $15 through payroll deduction. | |
Accepts contributions until all account balances in Nebraska's 529 plans for the same beneficiary reach $550,000. | No minimum. | ||
Accepts contributions until all account balances in Nebraska's 529 plans for the same beneficiary reach $550,000. | No minimum. | ||
Accepts contributions until all account balances in Nevada's 529 plans for the same beneficiary reach $575,000. | The minimum initial contribution is $1,000 or $50 automatic investment plan through select Employer Plans with a Vanguard relationship. The minimum initial contribution for Nevada residents is $500 or $50 automatic investment plan through select Employer Plans with a Vanguard relationship. The minimum subsequent contribution is $50. | ||
Accepts contributions until all account balances in Nevada's 529 plans for the same beneficiary reach $575,000. | The initial contribution is $50 with the establishment of an automatic investment plan of at least $50 per month or $150 per quarter ($15 for contributions through Ugift), or $250 lump-sum contribution. | ||
NEW HAMPSHIRE UNIQUE College Investing Plan | Accepts contributions until all account balances in New Hampshire's 529 plans for the same beneficiary reach $621,411. | There is no minimum to open or contribute to a 529 account. With the automatic investment plan , the minimum contribution level is $15 per month or $45 per quarter.
| |
NEW JERSEY NJBEST 529 College Savings Plan | Accepts contributions until all account balances in New Jersey's 529 plans for the same beneficiary reach $305,000. | $25 per investment option. | |
NEW MEXICO The Education Plan | Accepts contributions until all account balances in New Mexico's 529 plans for the same beneficiary reach $500,000. | No minimum. | |
Accepts contributions until all account balances in New York's 529 plans for the same beneficiary reach $520,000. | No minimum. | ||
NORTH CAROLINA NC 529 Plan | Accepts contributions until all account balances in the NC 529 plan for the same beneficiary reach $600,000. | The minimum initial contribution is $25 and the minimum subsequent contribution is $25. | |
NORTH DAKOTA College SAVE (Direct) | Accepts contributions until all account balances in North Dakota's 529 plan for the same beneficiary reach $269,000. | The minimum initial contribution is $25.00 and the minimum subsequent contribution is $25.00 ($12.50 for payroll direct deposit.) | |
Accepts contributions until all 529 account balances in Ohio's 529 plans for the same beneficiary reach $570,000. | $25 ($500 for the Fifth Third Bank CD option). | ||
OKLAHOMA Oklahoma 529 | Accepts contributions until all account balances in Oklahoma 529 plans for the same beneficiary reach $450,000. | The minimum initial and subsequent contribution is $25. There is no minimum for contributions via payroll deduction direct deposit.
| |
OREGON Embark | Accepts contributions until all account balances in the program for the same beneficiary reach $400,000. | The minimum initial and subsequent contribution is $25 per investment portfolio. Subsequent contributions must be at least $5 per investment portfolio. With the automatic investment plan, the minimum contribution level is $5 per month. With automatic payroll deductions, the minimum contribution level is $5 per investment portfolio per pay period. | |
PENNSYLVANIA Pennsylvania 529 Investment Plan | Accepts contributions until all account balances in Pennsylvania's 529 plans for the same beneficiary reach $511,758. | No initial deposit required. Subsequent deposits can be a little as $1. | |
RHODE ISLAND CollegeBound Saver (Direct-sold) | Accepts contributions until all account balances in Rhode Island's 529 plan for the same beneficiary reach $520,000. | None | |
SOUTH CAROLINA Future Scholar 529 College Savings Plan (Direct-sold) | Accepts contributions until all account balances in South Carolina's 529 plans for the same beneficiary reach $575,000. | None | |
SOUTH DAKOTA CollegeAccess 529 (Direct-sold) | Accepts contributions until all account balances in South Dakota's 529 plan for the same beneficiary reach $350,000. | With lump-sum contributions, the minimum initial contribution is $250 per investment option, and the minimum subsequent contribution is $50 per investment option. With the automatic investment plan, the minimum contribution level is $50 per investment option per month.
| |
TENNESSEE TNStars College Savings 529 Program | $500,000 including all accounts in the program held for the same beneficiary
| The minimum initial or subsequent contribution to an account for each investment option is $25. Once an initial contribution is made to the account, there are no required subsequent contributions. There is a minimum $25 contribution to establish the account, regardless of the number of investment options selected.
| |
Accepts contributions until all account balances in Texas' 529 plans for the same beneficiary reach $500,000. | $25 per portfolio, or $15 per portfolio with the automatic contribution plan. | ||
UTAH my529 | As of 11/1/2025, accepts contributions until all account balances in Utah's 529 plan for the same beneficiary reach $606,000. | No minimum. | |
VERMONT VT 529 | Accepts contributions until all account balances in Vermont's 529 plan for the same beneficiary reach $550,000. | $25, or $1 per pay period via payroll deduction. | |
VIRGINIA Invest529 | Accepts contributions until all account balances in Virginia's 529 plans for the same beneficiary reach $675,000. The value of a Tuition Track Unit is 1% of Average Tuition as determined annually by Virginia529 (i.e. one hundred Tuition Track Units are equal in value, at maturity, to one (1) year of Average Tuition). A maximum of 1,000 Tuition Track Units is permitted per Beneficiary, subject to the Maximum Account Balance. | The minimum initial contribution is $10. No minimum ongoing contributions are required. | |
WASHINGTON WA529 Invest | Accepts contributions until all account balances in Washington's tuition programs for the same beneficiary reach $500,000. | Minimum contribution of $1.00.
| |
WEST VIRGINIA SMART529 Select | Accepts contributions until all account balances in West Virginia's 529 plans for the same beneficiary reach $550,000. | With lump-sum contributions, the minimum initial contribution is $250 per fund ($50 per fund for West Virginia residents), and the minimum subsequent contribution is $25 per fund (no minimum for West Virginia residents). With the automatic investment plan, the minimum contribution level is $25 per month per fund ($15 per month per fund for West Virginia residents). | |
WEST VIRGINIA SMART529 WV Direct College Savings Plan | Accepts contributions until all account balances in West Virginia's 529 plans for the same beneficiary reach $550,000. | No minimum. | |
WISCONSIN Edvest 529 | Accepts contributions until all account balances in Wisconsin's 529 plans for the same beneficiary reach $613,240. | The minimum initial contribution amount is $25 per Account. Subsequent contributions to an Account may be made in any dollar amount. |
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