Understanding 529 Plans

Use this section to learn about 529 Plans, see answers to commonly asked 529 questions and get the latest news from the 529 industry. You can take a tutorial to explain 529 Plans and learn about how to save for college most effectively.

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For Grandparents

Grandparents and 529s work well together! In this section we explain gift rules, retirement planning and how best to provide for your grandchild's college education.

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World's Simplest College Calculator

The simplest way to estimate college costs.

Articles

We cover 529 Investors hot topics. Check all our recent homepage feature articles, see the most popular topics and search through our archives.

Can you use a 529 plan to pay for travel costs?

You cannot use a 529 plan to pay for travel and transportation costs. The earnings portion of a distribution from a 529 that is used to pay for travel and transportation expenses will be considered a non-qualified distribution. Non-qualified distributions are taxable at the beneficiary’s rate, plus a 10% tax penalty, as well as recapture of state income tax benefits attributable to the distribution.

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Can you use a 529 plan to pay for room and board?
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What is a 529 Plan? (Video)
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7 myths and realities of 529 plans
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When it comes to 529 plans, parents just don't understand
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