Borrowers who have a severe disability that prevents them from engaging in substantial gainful activity or renders them unemployable may qualify to have their federal and private student loans forgiven. The disability discharge process is somewhat complicated. This guide will help you understand the steps you need to take to qualify for a disability discharge of your student loans.

There is a total of $1.6 trillion in student loan debt outstanding, owed by 45.1 million borrowers, as of Q1 of 2019. Total outstanding student loan debt demonstrates linear growth and will reach $2.0 trillion by the end of 2023 or beginning of 2024, if current trends continue.

Student loan refinancing offers lower interest rates, better repayment terms, and consolidated payments. But refinancing is not for everyone. Consider the pros and cons of refinancing federal loans into private student loans carefully before moving forward.

Several credit cards offer cash back to help families save for college. These credit cards automatically contribute the cash rewards to linked 529 college savings plans. Each 529 credit card has a different percentage cash back and a different set of linked 529 plans.