The Price of Procrastination Calculator

Use this calculator to see just how much putting off your plans to start saving for college could end up costing you. Adjust any of the fields below to customize.

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Additional Monthly Contribution Requirement

Total Price of Procrastination

Most families will target less than 100% of total projected college costs. Students may receive grants or scholarships towards college, and families may use loans or current income to pay a portion of the costs. Below you will find the monthly contributions necessary to meet different targets, and how they too are affected by waiting to start saving.

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Ameriprise Financial instructions

Consult with your office/branch manager for instructions.

Commonwealth Financial instructions

Commonwealth Financial Advisors, you will find your portal on CommunityLink in the Financial Planning Playbook under Education Planning Tools.

LPL Financial instructions

Visit the Education Planning page in the LPL BranchNet Resource Center to access your portal.

Morgan Stanley instructions

Visit Tools and Forms in the Education Savings Products page in 3DResources to access your portal.

Raymond James instructions

Visit the 529 Plan Resource Center on RJ Net to access your portal.

RW Baird instructions

Visit the 529 Department page on BairdWeb to access your portal.


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