Updated: August 12, 2020

Best Private Student Loans for Graduate School

Savingforcollege.com evaluates a full range of private student loans and has developed a methodology for ranking them based on a set of objective criteria. Below is our current list of the ten best private student loans available for graduate students. Be sure to pursue your other options, such as scholarships, grants, work-study, and federal student loans, before turning to private student loans to fill any funding gaps you may face.

Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.17% - 13.67%
4.18% - 12.68%
10 years, 15 years, 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.17% - 13.67%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.18% - 12.68%
Terms
10 years, 15 years, 20 years
Fees
Late fees
Offers
Autopay discount (2%), Reward of $525 per successful referral, and Graduation Reward (1%)
Graduate Student Loan Rating
4.38% - 12.08%
2.05% - 11.98%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.38% - 12.08%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.05% - 11.98%
Terms
5 years, 10 years, 15 years
Fees
No fees
Offers
Current customer discount (0.125%), Autopay discount (0.25%), and Cosigner release
Graduate Student Loan Rating
5.09% - 12.99%
2.59% - 12.49%
Up to 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.09% - 12.99%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.59% - 12.49%
Terms
Up to 20 years
Fees
No fees
Offers
Good grades reward, Autopay discount (0.25%), Interest-only repayment discount (0.35%), and Multi-year option
Graduate Student Loan Rating
4.20% - 13.03%
1.49% - 11.69%
Up to 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.20% - 13.03%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
1.49% - 11.69%
Terms
Up to 15 years
Fees
No fees
Offers
Autopay discount (0.25%), Customizable payment due date, and Option to Skip 1 payment every 12 months
Graduate Student Loan Rating
5.00% - 12.11%
2.50% - 11.76%
5 years to 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.00% - 12.11%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.50% - 11.76%
Terms
5 years to 15 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Cosigner release
Graduate Student Loan Rating
4.64% - 11.53%
1.67% - 11.00%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.64% - 11.53%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
1.67% - 11.00%
Terms
5 years, 10 years, 15 years
Fees
Late fees
Offers
Current customer discount (0.25%), Autopay discount (0.25%), and Cosigner release
Graduate Student Loan Rating
4.39% - 12.23%
1.64% - 11.22%
5 years, 8 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.39% - 12.23%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
1.64% - 11.22%
Terms
5 years, 8 years, 10 years, 15 years
Fees
Late fees
Offers
Autopay discount (0.25%), Graduation reward ($150), and Cosigner release
Graduate Student Loan Rating
4.50% - 12.60%
1.50% - 11.40%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.50% - 12.60%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
1.50% - 11.40%
Terms
5 years, 10 years, 15 years
Fees
Late fees
Offers
Autopay discount (0.25%), Cosigner release, and One-time payment due date change
Graduate Student Loan Rating
5.00% - 12.11%
2.50% - 11.76%
15 to 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.00% - 12.11%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.50% - 11.76%
Terms
15 to 20 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Cosigner release
Graduate Student Loan Rating
4.64% - 8.93%
4.64% - 8.84%
Does not offer
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.64% - 8.93%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.64% - 8.84%
Terms
Does not offer
Fees
Late fees
Offers
Employment discount (0.25%), Autopay discount (0.25%), and Cosigner release
Graduate Student Loan Rating
Lender
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Repayment Terms
Our Rating
5.17% - 13.67%
4.18% - 12.68%
10 years, 15 years, 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.17% - 13.67%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.18% - 12.68%
Terms
10 years, 15 years, 20 years
Fees
Late fees
Offers
Autopay discount (2%), Reward of $525 per successful referral, and Graduation Reward (1%)
Graduate Student Loan Rating
4.20% - 13.03%
1.49% - 11.69%
Up to 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.20% - 13.03%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
1.49% - 11.69%
Terms
Up to 15 years
Fees
No fees
Offers
Autopay discount (0.25%), Customizable payment due date, and Option to Skip 1 payment every 12 months
Graduate Student Loan Rating
4.38% - 12.08%
2.05% - 11.98%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.38% - 12.08%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.05% - 11.98%
Terms
5 years, 10 years, 15 years
Fees
No fees
Offers
Current customer discount (0.125%), Autopay discount (0.25%), and Cosigner release
Graduate Student Loan Rating
Lender
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Repayment Terms
Our Rating
5.17% - 13.67%
4.18% - 12.68%
10 years, 15 years, 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.17% - 13.67%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.18% - 12.68%
Terms
10 years, 15 years, 20 years
Fees
Late fees
Offers
Autopay discount (2%), Reward of $525 per successful referral, and Graduation Reward (1%)
Graduate Student Loan Rating
4.38% - 12.08%
2.05% - 11.98%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.38% - 12.08%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.05% - 11.98%
Terms
5 years, 10 years, 15 years
Fees
No fees
Offers
Current customer discount (0.125%), Autopay discount (0.25%), and Cosigner release
Graduate Student Loan Rating
5.09% - 12.99%
2.59% - 12.49%
Up to 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.09% - 12.99%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.59% - 12.49%
Terms
Up to 20 years
Fees
No fees
Offers
Good grades reward, Autopay discount (0.25%), Interest-only repayment discount (0.35%), and Multi-year option
Graduate Student Loan Rating
Lender
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Repayment Terms
Our Rating
5.17% - 13.67%
4.18% - 12.68%
10 years, 15 years, 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.17% - 13.67%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.18% - 12.68%
Terms
10 years, 15 years, 20 years
Fees
Late fees
Offers
Autopay discount (2%), Reward of $525 per successful referral, and Graduation Reward (1%)
Graduate Student Loan Rating
4.38% - 12.08%
2.05% - 11.98%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.38% - 12.08%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.05% - 11.98%
Terms
5 years, 10 years, 15 years
Fees
No fees
Offers
Current customer discount (0.125%), Autopay discount (0.25%), and Cosigner release
Graduate Student Loan Rating
5.09% - 12.99%
2.59% - 12.49%
Up to 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.09% - 12.99%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.59% - 12.49%
Terms
Up to 20 years
Fees
No fees
Offers
Good grades reward, Autopay discount (0.25%), Interest-only repayment discount (0.35%), and Multi-year option
Graduate Student Loan Rating
Lender
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Repayment Terms
Our Rating
5.00% - 12.11%
2.50% - 11.76%
5 years to 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.00% - 12.11%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.50% - 11.76%
Terms
5 years to 15 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Cosigner release
Graduate Student Loan Rating
5.00% - 12.11%
2.50% - 11.76%
15 to 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.00% - 12.11%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.50% - 11.76%
Terms
15 to 20 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Cosigner release
Graduate Student Loan Rating
5.17% - 13.67%
4.18% - 12.68%
10 years, 15 years, 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.17% - 13.67%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.18% - 12.68%
Terms
10 years, 15 years, 20 years
Fees
Late fees
Offers
Autopay discount (2%), Reward of $525 per successful referral, and Graduation Reward (1%)
Graduate Student Loan Rating
Lender
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Repayment Terms
Our Rating
5.89% - 11.76%
3.46% - 9.44%
15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.89% - 11.76%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
3.46% - 9.44%
Terms
15 years
Fees
No fees
Offers
Current customer discount (0.25%-0.50%), Autopay discount (0.25%), and Cosigner release
Graduate Student Loan Rating
4.20% - 13.03%
1.49% - 11.69%
Up to 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.20% - 13.03%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
1.49% - 11.69%
Terms
Up to 15 years
Fees
No fees
Offers
Autopay discount (0.25%), Customizable payment due date, and Option to Skip 1 payment every 12 months
Graduate Student Loan Rating
5.00% - 12.11%
2.50% - 11.76%
15 to 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.00% - 12.11%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.50% - 11.76%
Terms
15 to 20 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Cosigner release
Graduate Student Loan Rating
Lender
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Repayment Terms
Our Rating
4.50% - 12.60%
1.50% - 11.40%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.50% - 12.60%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
1.50% - 11.40%
Terms
5 years, 10 years, 15 years
Fees
Late fees
Offers
Autopay discount (0.25%), Cosigner release, and One-time payment due date change
Graduate Student Loan Rating
5.17% - 13.67%
4.18% - 12.68%
10 years, 15 years, 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.17% - 13.67%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.18% - 12.68%
Terms
10 years, 15 years, 20 years
Fees
Late fees
Offers
Autopay discount (2%), Reward of $525 per successful referral, and Graduation Reward (1%)
Graduate Student Loan Rating
5.00% - 12.11%
2.50% - 11.76%
5 years to 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.00% - 12.11%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.50% - 11.76%
Terms
5 years to 15 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Cosigner release
Graduate Student Loan Rating
Lender
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Repayment Terms
Our Rating
6.12% - 9.77%
5.23% - 9.58%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
6.12% - 9.77%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.23% - 9.58%
Terms
5 years, 10 years, 15 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Multi-year option
Graduate Student Loan Rating
5.09% - 12.99%
2.59% - 12.49%
Up to 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.09% - 12.99%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.59% - 12.49%
Terms
Up to 20 years
Fees
No fees
Offers
Good grades reward, Autopay discount (0.25%), Interest-only repayment discount (0.35%), and Multi-year option
Graduate Student Loan Rating
5.00% - 12.11%
2.50% - 11.76%
5 years to 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.00% - 12.11%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.50% - 11.76%
Terms
5 years to 15 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Cosigner release
Graduate Student Loan Rating
Lender
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Variable APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
Repayment Terms
Our Rating
5.17% - 13.67%
4.18% - 12.68%
10 years, 15 years, 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.17% - 13.67%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.18% - 12.68%
Terms
10 years, 15 years, 20 years
Fees
Late fees
Offers
Autopay discount (2%), Reward of $525 per successful referral, and Graduation Reward (1%)
Graduate Student Loan Rating
4.64% - 11.53%
1.67% - 11.00%
5 years, 10 years, 15 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
4.64% - 11.53%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
1.67% - 11.00%
Terms
5 years, 10 years, 15 years
Fees
Late fees
Offers
Current customer discount (0.25%), Autopay discount (0.25%), and Cosigner release
Graduate Student Loan Rating
5.00% - 12.11%
2.50% - 11.76%
15 to 20 years
Fixed APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
5.00% - 12.11%
Var. APR i x While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.
2.50% - 11.76%
Terms
15 to 20 years
Fees
Late fees
Offers
Autopay discount (0.25%) and Cosigner release
Graduate Student Loan Rating
How do I pay for graduate school?

First consider options for free money – scholarships, fellowships, grants, teaching and research assistantships, employer-paid tuition assistance, and more. If you need to borrow graduate student loans, first borrow federal loans. After borrowing the Federal Direct Stafford Loan and the Federal Grad PLUS Loan, if you still need funds for graduate school, consider private student loans. Keep costs as low as possible and borrow responsibly.

How do graduate student loans work?

Graduate student loans work similar to student loans for an undergraduate degree. Every dollar borrowed needs to be repaid, plus interest. All student loans, both federal and private, accrue interest. If you miss a student loan payment down the road, you will have negative consequences, including impacts on your credit.

What is the Grad PLUS loan?

A Grad PLUS loan is a federal student loan specifically for students pursuing a graduate or professional degree. Unlike federal student loans for undergraduate students, you will need to undergo a modest credit check to be approved.

How do I apply for a Grad PLUS loan?

You can apply for a Grad PLUS loan online. Before applying, you must complete the Free Application for Federal Student Aid, or the FAFSA.

Why should I borrow the Federal Grad PLUS loan before private graduate loans?

Federal Grad PLUS loans offer several federal benefits that private loans do not. This includes potential loan forgiveness and the option to temporarily stop or lower payments on your loan. If you have excellent credit, however, you might be able to qualify for a lower interest rate on a private graduate loan.

What are the requirements for a private graduate student loan?

Each lender has different requirements for approval for graduate student loans. In general, you will need a good credit score, a solid credit history, attend an accredited school, and have a steady income and low debt-to-income ratio. A creditworthy cosigner may be required.

How much should I borrow to pay for my graduate school education?

You should keep your total student loan debt, including any outstanding undergraduate debt, in sync with your income after graduation. If your total student loan debt at graduation, including federal and private student loans, is no more than your annual starting salary, you should be able to afford to repay your student loans in ten years or less.

What is the difference between fixed and variable interest rates?

Fixed rates remain the same throughout the life of the loan. Variable interest rates can fluctuate. Borrowers may be persuaded to choose a variable interest rate because it is lower, but keep in mind, this interest rate may eventually grow beyond the current fixed rate option.

When do I have to start repaying graduate student loans?

Most private student loan lenders give borrowers the option to postpone payments until six months after you graduate or drop below half-time enrollment. After the six-month grace period is over, you will be required to make full payments.

Should I ask someone to cosign my student loan?

If you don’t qualify for graduate loan on your own, you can consider asking a friend or relative to cosign your loans. Cosigners should understand how it works and the potential risks. Cosigners are equally responsible for repaying the debt just like the student borrower. Being a cosigner affects your credit and will increase your debt-to-income ratio. This could make it more difficult to get approved for other loans, such as credit cards, auto loans and home mortgages.

How do I choose a lender for a graduate student loan?

Shop around to compare interest rates offered, the terms of the loan, the requirements for approval, repayment options and reviews. You may also want to consider, if there is a cosigner release option and what the deferment options are.

Important Disclaimers

Savingforcollege.com may receive a sales commission from some private student lenders and other advertisers, but this does not influence our ratings or reviews. Our opinions are our own. While Savingforcollege.com strives to keep the information up to date, the lender rates, terms and other information are subject to change at any time.

Exhaust all other resources, such as scholarships and grants, before borrowing student loans. If you need to borrow loans, federal student loans offer many benefits that private student loans do not. Read the fine print and disclaimer from any potential lender and understand how student loans work before borrowing.

Savingforcollege.com does not provide legal, financial, accounting or tax advice. The information and tools published on this website are general in nature and may not apply to your specific circumstances. You should seek specific guidance from a qualified legal, financial, accounting or tax professional.