5-Cap Ratings

Updated as of May 12, 2023 based on data as of December 31, 2022

To view the ratings breakdown by category, click on the plan name.

We assign a rating to each state-sponsored program ranging from one cap (least attractive) to five caps (most attractive). The 5-Cap Rating represents our opinion of the overall usefulness of a state's 529 plan based on many considerations.

The 5-Cap Rating is not strictly a measure of historical returns and it is not a predictor of future investment performance, level of investment risk, or financial solvency of the program funds. For more information on the criteria used in assigning a 5-Cap Rating, click here.

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Alabama

Resident Rating
Non-Resident Rating
Resident Rating
Non-Resident Rating

Alaska

Resident Rating
Non-Resident Rating
Resident Rating
Non-Resident Rating
Resident Rating
Non-Resident Rating

Arizona

Resident Rating
Non-Resident Rating
FDIC-Insured or Stable Value Planx

Arkansas

Resident Rating
Non-Resident Rating
Resident Rating
Non-Resident Rating

California

Resident Rating
Non-Resident Rating

Colorado

FDIC-Insured or Stable Value Planx
Resident Rating
Non-Resident Rating
Resident Rating
Non-Resident Rating
FDIC-Insured or Stable Value Planx

Connecticut

Resident Rating
Non-Resident Rating

Delaware

Resident Rating
Non-Resident Rating
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District of Columbia

Resident Rating
Non-Resident Rating

Florida

Resident Rating
Non-Resident Rating
Prepaid Planx

Georgia

Resident Rating
Non-Resident Rating

Hawaii

Resident Rating
Non-Resident Rating

Idaho

Resident Rating
Non-Resident Rating

Illinois

Prepaid Planx
Resident Rating
Non-Resident Rating