3.5 / 5
Our rating
SD resident benefits
The South Dakota CollegeAccess 529 advisor-sold only plan offers age-based, static asset allocation, and individual fund portfolio options utilizing a large array of investment managers including Virtus Fund Advisers, American Funds, DFA, Dodge & Cox, Metropolitan West, Parametric, PIMCO and TIAA-CREF. To find a financial advisor in your area, use the Directory of Financial Professionals.
Scores for each ratings category
2.89 / 5
Performance
3.93 / 5
Ease of Use
4.06 / 5
Savings Success
3.33 / 5
Program Delivery
Program type
Inception
State agency
Tax deduction
For single filers: None
For joint filers: None
Program manager
Program distributor
Manager contract term
State residency requirements:
Who can be a participant/owner in the program?
Significant time or age restrictions imposed by the program:
Maximum contributions:
Minimum contributions:
Does the program offer an e-gifting platform for receiving gift contributions?
Investors in CollegeAccess 529 (Advisor-sold) can select from the following investment options. Click on a portfolio name for more information.
Portfolio | E.R. | % Equity | 1yr performance |
---|---|---|---|
Age-Based 3 (Age 11) | 1.11% | 70% | 4.89% |
Age-Based 4 (Age 12) | 1.09% | 60% | 4.78% |
Age-Based 6 (Age 14) | 1.02% | 40% | 4.89% |
Age-Based 7 (Age 15) | 1% | 29.5% | 4.89% |
Age-Based 10 (Ages 19 and over) | 0.95% | N/A | N/A |
Age-Based 1 (Ages 0-9) (previously Age-Based 0-6) | 1.16% | 76% | 4.81% |
Age-Based 2 (Ages 10) (previously Age-Based 7-10) | 1.14% | 66.5% | 4.82% |
Age-Based 5 (Age 13) (previously Age-Based 11-14) | 1.05% | 38% | 4.84% |
Age-Based 8 (Age 16) (previously Age-Based 15-17) | 0.99% | 10% | 5.24% |
Age-Based 9 (Ages 17-18) (previously Age-Based 18+) | 0.98% | 6% | 5.34% |
Age-based/Enrollment Year investment options:
Static investment options:
Underlying investments:
Underlying fund allocations:
Portfolio Fees & Performance Lookup
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Does breakpoint pricing include non-529 assets under rights of accumulation policies
Tax deduction for single filers:
Tax deduction for joint filers:
Note:
Program match on contributions:
State tax deduction or credit for contributions:
State definition of qualified expenses
State tax treatment of qualified distributions:
Does the sponsoring state exclude the value of an account for state financial aid purposes?
Does participation in the program provide beneficiaries with any advantages in qualifying for resident tuition status at state institutions?
Is there a rewards program or outside scholarship program that works with this program?
Statutory protection of an account from creditors:
To whom are distributions made payable:
Policy regarding participant/owner changes:
Does participant have online password-protected access to account?
Can the complete enrollment process including funding be done online?
Documents and other services accessible or downloadable on the program's public Web site:
Telephone:
Telephone for broker use:
Connect with a financial advisor in your local area
A good place to start:
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