The South Dakota CollegeAccess 529 advisor-sold only plan offers age-based, static asset allocation, and individual fund portfolio options utilizing a large array of investment managers including Virtus Fund Advisers, AB, American Funds, DFA, Dodge & Cox, Metropolitan West, Morgan Stanley, Parametric, PIMCO and TIAA-CREF. To find a financial advisor in your area, use the Directory of Financial Professionals.
- Program typeSavings
- State agencySouth Dakota Investment Council
- Tax deduction
- Program ManagerVP Distributors LLC
- Program distributorVP Distributors LLC
Investors in CollegeAccess 529 (Advisor-sold) can select from the following investment options. Click on a portfolio name for more information.
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
|Portfolio||E.R.||% Equity||1YR Performance|
|Age-Based 3 (Age 11)||1.03%||58%||-17.43%|
|Age-Based 4 (Age 12)||1.02%||50%||-15.74%|
|Age-Based 6 (Age 14)||1.01%||31%||-12.12%|
|Age-Based 7 (Age 15)||1%||21%||-9.97%|
|Age-Based 1 (Ages 0-8) (previously Age-Based 0-6)||1%||75%||-18.81%|
|Age-Based 2 (Ages 9-10) (previously Age-Based 7-10)||1.02%||67%||-18.3%|
|Age-Based 5 (Age 13) (previously Age-Based 11-14)||1.03%||40%||-14.1%|
|Age-Based 8 (Age 16) (previously Age-Based 15-17)||0.99%||13%||-8.28%|
|Age-Based 9 (Ages 17 and Over) (previously Age-Based 18+)||0.97%||9%||-7.1%|