3 / 5
Our rating
VT resident benefits
The VT 529 Plan features age-based and static options from Vanguard and DFA. The plan also offers a TIAA-CREF life insurance product option.
Scores for each ratings category
2.83 / 5
Performance
2.33 / 5
Ease of Use
3.67 / 5
Savings Success
3.44 / 5
Program Delivery
Program type
Inception
State agency
Tax deduction
For single filers: 10% amounting to up to $250/yr
For joint filers: 10% amounting to up to $500/yr
Program manager
Program distributor
Manager contract term
State residency requirements:
Who can be a participant/owner in the program?
Significant time or age restrictions imposed by the program:
Maximum contributions:
Minimum contributions:
Does the program offer an e-gifting platform for receiving gift contributions?
SPONSORED
You are not limited to your own state's 529 plan, so compare the plan and tax benefits offered by your state to other options. Here are some plans that are available to residents of any state and have earned awards in our 529 Plan Ratings:
Investors in VT 529 can select from the following investment options. Click on a portfolio name for more information.
Portfolio | E.R. | % Equity | 1yr performance |
---|---|---|---|
Age Band 7 (12-13 Years) | 0.39% | 40% | 5.74% |
Age Band 8 (14 Years) | 0.39% | 35% | 5.62% |
Age Band 9 (15 Years) | 0.39% | 30% | 5.5% |
Age Band 10 (16 Years) | 0.39% | 25% | 5.36% |
Age Band 11 (17 Years) | 0.39% | 20% | 5.14% |
Age Band 12 (18+) | 0.39% | 29% | 4.82% |
Age Band 5 (8-9 Years) | 0.39% | 55% | 6.03% |
Age Band 6 (10-11 Years) | 0.39% | 45% | 5.95% |
Age Band 4 (6-7 Years) | 0.39% | 65% | 6.17% |
Age Band 3 (4-5 Years) | 0.39% | 75% | 6.32% |
Age Band 2 (2-3 Years) | 0.39% | 80% | 6.51% |
Age Band 1 (0-1 Years) | 0.39% | 85% | 6.54% |
Age-based/Enrollment Year investment options:
Static investment options:
Underlying investments:
Underlying fund allocations:
Portfolio Fees & Performance Lookup
Enrollment or application fee:
Account maintenance fee:
Program management fees:
Expenses of the underlying investments:
Total asset-based expense ratio:
Tax deduction for single filers:
Tax deduction for joint filers:
Program match on contributions:
State tax deduction or credit for contributions:
Find out how much you can save on state taxes this year by contributing to a Vermont 529 plan.
Married Filing Jointly
Household income
$100,000
Monthly Contribution
$100
State tax recapture provisions:
State definition of qualified expenses
State tax treatment of qualified distributions:
State tax treatment of rollovers:
Does the sponsoring state exclude the value of an account for state financial aid purposes?
Does participation in the program provide beneficiaries with any advantages in qualifying for resident tuition status at state institutions?
Is there a rewards program or outside scholarship program that works with this program?
Statutory protection of an account from creditors:
To whom are distributions made payable:
Policy regarding participant/owner changes:
Does participant have online password-protected access to account?
Can the complete enrollment process including funding be done online?
Documents and other services accessible or downloadable on the program's public Web site:
Website:
Telephone:
A good place to start:
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