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Vermont Higher Education Investment Plan
The Vermont Higher Education Investment Plan features age-based and static options from Vanguard and DFA. The plan also offers a TIAA-CREF life insurance product option.
Our Ratingix
Fee Scoreix
Performanceix
- Program typeSavings
- Inception1999
- State agencyVermont Student Assistance Corporation (VSAC)
- Tax deductionFor single filers, 10% on up to $2,500/yrFor joint filers, 10% on up to $5,000/yr
- Program ManagerIntuition College Savings Solutions, LLC
- Program distributorVermont Student Assistance Corporation (VSAC)
- Manager contract termUNLOCK PRO
Investors in Vermont Higher Education Investment Plan can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Age Band 5 (15-17 Years) | 0.39% | 30% | 2.88% | 52 of 80 |
| Age Band 6 (18+) | 0.39% | 16% | 1.97% | 59 of 83 |
| Age Band 4 (12-14 Years) | 0.38% | 44% | 3.74% | 85 of 100 |
| Age Band 3 (8-11 Years) | 0.39% | 58% | 5.04% | 62 of 65 |
| Age Band 2 (4-7 Years) | 0.39% | 72% | 6.54% | 56 of 57 |
| Age Band 1 (0-3 Years) | 0.39% | 78% | 6.88% | 35 of 63 |
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Principal Plus Interest Option | 0% | 0% | N/A | N/A |
| Diversified Equity Portfolio | 0.39% | 100% | 9.2% | 170 of 228 |
| Principal Plus Interest Option | 0% | 0% | N/A | N/A |
| Equity Index Portfolio | 0.38% | 100% | 10.73% | 147 of 228 |
| Balanced Portfolio | 0.39% | 61% | 5.36% | 52 of 52 |
| Fixed-Income Portfolio | 0.38% | 0% | -0.38% | 61 of 68 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
| Portfolio | E.R | % Equity | 1YR Performance | Rank |
|---|
Use the form below to filter through the investment options in this plan