General Information

Vermont Higher Education Investment Plan logo

Vermont Higher Education Investment Plan

The Vermont Higher Education Investment Plan features age-based and static options from Vanguard and DFA. The plan also offers a TIAA-CREF life insurance product option.

Our Ratingx

3.5 of 5

Fee Scorex

4.5 of 5
4.5 of 5


3 of 5
3 of 5

  • Program typeSavings
  • Inception1999
  • State agency
    Vermont Student Assistance Corporation (VSAC)
  • Tax deduction
  • Program Manager
    Intuition College Savings Solutions, LLC
  • Program distributor
    Vermont Student Assistance Corporation (VSAC)

Investors in Vermont Higher Education Investment Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
Age Band 5 (15-17 Years)0.39%31%8.38%42 of 78
Age Band 6 (18+)0.39%17%6.55%44 of 122
Age Band 4 (12-14 Years)0.39%45%10.7%89 of 120
Age Band 3 (8-11 Years)0.39%60%12.83%49 of 92
Age Band 2 (4-7 Years)0.39%74%13.6%22 of 53
Age Band 1 (0-3 Years)0.39%80%13.81%66 of 72

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
Principal Plus Interest Option0%0%N/AN/A
Diversified Equity Portfolio0.39%100%13.35%136 of 235
Principal Plus Interest Option0%0%1.83%24 of 68
Equity Index Portfolio0.39%100%15.97%124 of 235
Balanced Portfolio0.39%61%10.93%9 of 50
Fixed-Income Portfolio0.39%0%7.02%51 of 70

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
No investment options found within this category.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%