Eligibility
State residency requirements:
NoWho can be a participant/owner in the program?
An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.Program restrictions:
To be eligible for an ABLE savings plan, an individual must have been diagnosed with a disability before age 26, and be eligible to receive benefits under Supplemental Security Income (SSI) and/or Social Security Disability Insurance (SSDI). Individuals who are not receiving SSI and/or SSDI may still be eligible if they meet the age requirement and have been diagnosed by a licensed physician and received a letter of certification.Did you know?
The plan can be used to pay for qualified disability expenses.
This can include education, job training and support, healthcare and financial management.
Savings in an ABLE account will not impact eligibility to receive government benefits.
The first $100,000 is exempt from the Supplemental Security Income limit, and beneficiaries will continue to receive Medicaid regardless of account size.
Residents are not limited to investing in their own state's ABLE plan.
Another state may offer a plan with better suited investment options, lower fees or preferred features.
Visit this plan's website to learn more
Alternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
Contributions
Maximum contributions:
The member plan's annual contribution limit is currently $15,000 per account owner from all sources. No additional contributions may be made for the benefit of an account owner when the fair market value of the account exceeds the account balance limit of $450,000. Accounts that have reached the account balance limit may continue to accrue earnings, although future contributions may not be made to such accounts. If however, the market value of such account falls below the account balance limit due to market fluctuations and not as a result of withdrawals from such account(s), additional contributions will be accepted.Minimum contributions:
The initial and additional contribution minimum is $25.Alternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
Investment Options
Target-Risk Options:
Select among 6 portfolio options: Aggressive Option, Moderately Aggressive Option, Growth Option, Moderate Option, Moderately Conservative Option, or Conservative Option.Bank Money Market Investment / Checking Option:
There is no money market option, but there is a checking account with debit card option.Alternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
Fees & Expenses
Enrollment or application fee:
NoneAccount maintenance fee:
$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.
$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.Program management fees:
0.32% for all investment optionsExpenses of the underlying investments:
Ranges from 0.02% to 0.06%, depending on the selected investment optionTotal asset-based expense ratio:
0.34% - 0.38%, depending on the selected investment optionFees or restrictions on the number of disbursements
None, but a $25 fee applies to all outgoing wires and priority delivery serviceAlternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
Taxes and other Benefits
- Tax deduction for single filersNone
- Tax deduction for joint filersNone
Note
North Carolina doesn't offer tax deductions
Program match on contributions:
NoneState tax deduction or credit for contributions:
NoneState tax recapture provisions:
NoneState tax treatment of qualified distributions:
If a withdrawal is taken from an Account to pay for qualified disability expenses, the account owner generally does not have to include as income any earnings attributable to that withdrawal for the applicable taxable year if the total withdrawals for that year are less than or equal to the total withdrawals for qualified disability expenses for that year.State tax treatment of rollovers:
North Carolina follows federal tax-free treatment, though tax-free rollovers are restricted to once per 12-month period.Medicaid eligibility
Balances of $100,000 or less are excluded from account owner's SSI resource limit. Only the amount OVER $100,000 is counted against account owner's resource limit, along with assets held in non-ABLE accounts.
If the NC ABLE account causes account owner to exceed the SSI resource limit, then SSI benefits will be suspended until the account balance no longer exceeds the resource limit. Account owners will continue to be eligible for Medicaid, regardless of total account balance.Medicaid recapture provisions
To the extent provided in subsection 26 U.S.C. 529A (f), upon the death of the account owner, the state shall have a claim for payment from the account owner in an amount equal to the total medical assistance paid for the account owner after the establishment of the account. The State of North Carolina will file its claim for repayment from the account within 60 days of receiving notice from the State Treasurer of the death of the account owner. Any remaining funds in the account owner's account shall be distributed as provided in the plan disclosure documents or distributed to the account owner's estate if no other designation is made.Is there a debit card/ purchasing card available, and if so, at what cost?
Yes, there are debit card and checking account features available.Statutory protection of an account from creditors:
UNLOCK PROWant to Boost your Savings?
You could be saving more with gifts from family and friends. CollegeBacker makes it easy to start a 529 plan, and then invite others to contribute for birthday parties, holidays, or even on a monthly basis.
Start saving with family and friendsAlternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
Distributions & Terminations
To whom are distributions made payable:
Withdrawals will be sent by check or ACH to the account owner at the address on the account or a third party designated by the account owner.Alternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
Account Changes
Policy regarding participant/owner changes:
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan.Alternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
Documents, Access & Reporting
Does participant have online password-protected access to account?
YesCan the complete enrollment process including funding be done online?
YesDocuments and other services accessible or downloadable on the program's public Web site:
UNLOCK PROAlternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
Contact
Website:
https://savewithable.com/nc/home.htmlTelephone:
888- 609-8915Email:
ncABLE@nctreasurer.comTwitter
NCABLEProgramAlternative 529 Plans
NextGen 529 -- Client Direct Series
The Maine NextGen 529 -- Client Direct Series is available through Merrill Edge. The plan utilizes BlackRock (including iShares) funds in its age-based and static options. In addition, the Principal Plus Portfolio and the NextGen Savings Portfolio are available.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Matching Grants for qualifying accounts
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
T. Rowe Price College Savings Plan
T. Rowe Price College Savings Plan, the nationally-branded version of Alaska's direct-sold 529 savings program mirrors the University of Alaska College Savings Plan but lacks the ACT Portfolio found in the UA program. The enrollment-based and static portfolios available in this program utilize T. Rowe Price mutual funds.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Protection from creditors
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
New York's 529 College Savings Program -- Direct Plan
New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.
Our rating for non-residents
Why we like this plan
- Strong long-term performance
- Low fees
- Large tax deduction on contributions for residents
Also known as an expense ratio, this is the annual fee that funds charge to their shareholders. This fee is based upon the plan’s moderate risk age-based portfolio.
In Savingforcollege.com's latest quarterly rankings, this plan ranked in the top 10 for 1-year, 3-year, 5-year and/or 10-year performance.
The historical performance over the last year of the plan’s moderate risk age-based portfolio.
The historical performance over the last three years of the plan’s moderate risk age-based portfolio.
The historical performance over the last five years of the plan’s moderate risk age-based portfolio.
The historical performance over the last ten years of the plan’s moderate risk age-based portfolio.
