Compare 529 Plans by Features

Plan

Enrollment or application fee

Account maintenance fee

Program management fees

None

The annual account maintenance fee is $35 (assessed $8.75 quarterly).

0.30%

None.

None.

0.17%

None, but contributions may be subject to a sales charge depending on share class.

$12 annually, waived if either the account owner or designated beneficiary is an Alabama resident.

0.21% (includes 0.07% state administrative fee), plus distribution/servicing fee of 0.25% (Class A), 0.50% (Class C), or 0.00% (Class F). The State Street U.S. Government Money Market option and the Bank Savings 529 Portoflio have no state administrative or distribution/servicing fee.

None.

None

.05% Program Fee plus 0.05% Trust Fee

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery and further discounted by $1.25 per quarter for residents of Alaska.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32% for all investment options; none for the checking option.

None, but contributions may be subject to a sales charges depending on share class.

$15 charged in November of each year. Waived for account balances of $25,000 or more, for account balances of $75,000 or more when combined with other beneficiary accounts, or for accounts in an automatic contribution plan, or for account holders who elect to receive electronic statements and confirmations, or for account holders who invest through a financial intermediary that maintains the plan assets in an omnibus account.

All portfolios except Short-Term Bond Portfolio, Fixed Income Portfolio and JH Money Market Portfolio:
0.30% (includes state fee of 0.05%) plus distribution fees of 0.25% (Class A), 1.00% (Class C2) and none (Class F).

Short-Term Bond Portfolio, Fixed Income Portfolio:
0.30% (includes state fee of 0.05%) plus distribution fees of 0.15% (Class A), or 0.90% (Class C2) and none (Class F)

Money Market Portfolio: 0.25% (no state fee)

None.

None

0.05% Program Fee plus 0.05% Trust Fee

AZ ABLE

Arizona

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

None.

None.

0.09% for the Fidelity index fund options (includes 0.02% state fee); 0.20% for the Fidelity fund options (includes 0.045% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, fees vary from 0.00% to 0.10% (including 0.05% state fee) based on the Federal Funds Target Rate.

None, but contributions may be subject to a sales charge.

$20 annually for accounts with less than $25,000, waived for Arizona residents and accounts with an automatic investment plan.

None

AR ABLE

Arkansas

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery. $2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

$20 annually, waived for Arkansas residents.

0.48% manager fee; fee includes underlying fund expenses and a 0.07% fee to the state; 0.32% for the Savings Portfolio

None.

$10 annually, waived for accounts with $20,000 or more.

Year-to-Enrollment and Asset Allocation Portfolios:
0.40% manager fee (includes 0.05% state administration fee), plus 0.25% annual sales fee (Class A), 0.60% (Class L), or 0.00% (Class F).

Custom Portfolios:
0.35% manager fee (includes 0.05% state administration fee), plus 0.25% annual sales fee (Class A), 0.60% (Class L), or 0.00% (Class F).

CalABLE

California

None

$37 annually; a pro-rated portion is deducted proportionately from each investment option in which an account is invested on a monthly basis. Accounts that elect to receive CalABLE documents by mail will be subject to an annual $10 Print and Paper Mail Delivery Fee.

State administrative fee of 0.44%; temporarily waived for the FDIC-Insured Portfolio

None.

None.

0.06% (includes 0.05% state fee) for Active and Social Choice Portfolios; 0.01% for Passive and Index Portfolios (no state fee); None for the Principal Plus Interest Portfolio.

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

$20 for accounts with less than $10,000, waived for Colorado residents and for accounts opting to receive all documents electronically.

0.31% manager fee; fee includes underlying fund expenses and a 0.06% fee to the state.
CollegeInvest may charge an administrative fee of up to 0.10%. CollegeInvest will periodically reevaluate the 0.06% administrative fee rate and raise or lower it not to exceed 0.10%.

None, but contributions may be subject to a sales charge depending on share class.

None

0.10% administrative fee (0.04% temporarily waived on certain portfolios) to the state, 0.15% plan management fee, plus distribution/servicing fees of 0.25% (Class A), 0.75% (Class C), 0.00% (Class I).

None.

None.

None. (FirstBank pays Colorado CollegeInvest an administrative fee of 0.10% of assets.)

None.

None.

0.99% administrative fee to the state (0.28% of this fee waived as of January 2019).

ABLE CT

Connecticut

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None, but contributions may be subject to a sales charge depending on unit class.

$20 annually for accounts with less than $25,000, waived with automatic contributions of at least $50 per month of $150 per quarter.

0.20% management fee (includes 0.01% fee to the state), plus distribution/servicing fees as follows: Fixed income, individual-fund portfolios: 0.15% (Class A), 1.00% (Class C), 0.75% (Class P), none (Class I) All other portfolios: 0.25% (Class A), 1.00% (Class C), or 0.75% (Class P), none (Class I)

None.

None.

0.09% for the index fund options (includes 0.01% state fee); 0.20% for the Fidelity fund options (includes 0.01% state fee); 0.12% for the Fidelity Blend options (includes 0.01% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.01% state fee) and is based on the Federal Funds Target Rate.

None.

None.

0.09% for the Fidelity index fund options (includes 0.01% state fee); 0.20% for the Fidelity fund options (includes 0.05% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

DEPENDABLE

Delaware

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery and further discounted by $1.25 per quarter if the owner is a Delaware resident.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

DC ABLE

District of Columbia

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery and further discounted by $1.25 if the owner is a District of Columbia resident.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

DC College Savings Plan

District of Columbia

None

$15, reduced to $10 for DC residents, waived for accounts with a balance of $15,000 or more.

0.30% management fee (0.15% for Principal Protected Portfolio), including 0.05% administrative fee to D.C.

None

None, additional $10/annually for optional paper correspondence.

None

None.

None.

None

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

None.

None.

0.04% manager fee. None for the Principal Plus Interest Portfolio.

None.

$20 annually; none for account owners who are Hawaii residents.

0.55% manager fee

None.

$20 annually unless either the account owner or beneficiary is a resident of Idaho.

0.27% to 0.28% program manager fee; 0.29% for Savings Portfolio; plus 0.05% administrative fee to the state

None

None

0.17% program management fee (including 0.03% state fee), plus distribution/servicing fees of 0.25% (Classes A and E), plus distribution/servicing fees of 0.50% (Class C), or 0.00% distribution/servicing fee (Class F). 0.14% manager fee (no state or distribution fee) for Invesco Government Agency 529 Portfolio.

None.

None.

0.10% (includes 0.03% state administrative fee).
Index Portfolios: 0.07% (no state administrative fee).
No state administrative fee for the Vanguard Federal Money Market 529 and Bank Savings portfolios

None.

Not applicable.

--

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for Checking Option

None.

$20 annually, waived for Indiana residents or beneficiaries and for accounts with $25,000.

0.29% in the Year of Enrollment Option; 0.14% in the Individual Portfolios and Savings Portfolio.

None, but contributions may be subject to a sales charge depending on share class.

$20 annually, waived for accounts with an Indiana resident as owner or beneficiary and for accounts with balances of $25,000 or more.

0.39% manager fee (includes 0.08% state administrative fee) plus distribution expenses of 0.25% (Class A) or 1.00% (Class C), none for Class I. The Savings Portfolio and Capital Preservation Portfolio are subject to a 0.31% manager fee.

None.

None.

None.

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

None.

0.19% manager fee; fee includes underlying fund expenses.

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

$25 annually, waived if the account balance in each investment option is greater than $25,000; waived for accounts with an automatic investment plan or payroll direct deposit of $100 per month in each investment option running on a monthly basis for 12 consecutive months.

0.31% management fee includes 0.10% fee to the state, plus distribution/marketing fee of 0.25% (Class A) or 1.00% (Class C, except Money Market is 0.25%).

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery, and further discounted by $1.25 per quarter for residents of Kansas.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

None.

0.20% manager fee (waived for the Cash and Cash Equivalents portfolio)

None, but contributions may be subject to a sales charge depending on share class.

None.

0.20% manager fee (waived for the Cash and Cash Equivalent option) plus distribution/servicing fees of 0.25% (Class A); 1% (0.75% for the Cash and Cash Equivalent option)(Class C).

None.

None.

0.20% manager fee for the actively managed options

KY Saves 529

Kentucky

None.

None.

0.36% manager fee for the Year of Enrollment Options; 0.40% manager fee for the Asset Allocation Options; 0.20% for the Capital Preservation Option; none for the Guaranteed Option.

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

LA ABLE

Louisiana

None

None

None

None.

None.

None

None.

None

None for the BlackRock Age-Based and NextGen Savings Portfolio; 0.07% for the BlackRock Equity Index Portfolio (no state fee), 0.12% for the iShares portfolios (no state administrative fee), and 0.20% for the Principal Plus Portfolio.

None, but contributions may be subject to a sales charge depending on share class.

None, None

For the Principal Plus Portfolio:
0.44%, includes 0.09% fee to the state

None for the NextGen Savings Portfolio

For iShares Portfolios:
0.40% distribution/servicing fee (Class A), or 1.15% distribution/servicing fee (Class C) with additional 0.09% fee to the state.

For all other portfolios:
25% distribution/servicing fee(Class A), or 1.00% distribution/servicing fee (Class C) with additional 0.09% fee to the state

A rebate approximately equal to the Maine Administration Fee may be provided in certain circumstances.

None

None

0.05% Program Fee and 0.05% state fee

There is no enrollment or application fee.

Not applicable

--

None

$35 annually

State administrative fee of 0.30%; 0.95% for Cash Option includes 0.65% for program costs of providing the Prepaid Card, State administrative fee of 0.30%; 0.95% for Cash Option (includes 0.65% for program costs of providing the Prepaid Card)

None

None

0.15% for all portfolios, plus 0.05% state sponsor fee

None.

None.

0.09% for the index fund options (includes 0.045% state fee); 0.20% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend fund options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

U.Plan

Massachusetts

None.

Not applicable

--

None.

None.

0.37% (includes a state fee of 0.05%) plus service fee of 0.25% (Class A, C and AR) and distribution fee of 0.40% - 0.75% (Class C) and 0.40% (Class AR). None for the Principal Plus Interest Portfolio.

MiABLE

Michigan

None

$45 annually; $11.25 assessed quarterly

0.50% for all portfolios

None.

None.

0.02% manager fee plus 0.025% state fee. No fee for the Principal Plus Interest Option.

On-line enrollment: $25
Enrollment by mail: $60

Not applicable

--

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery, and further discounted by $1.25 if the owner is a Minnesota resident.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

None.

0.10% manager fee plus 0.0025% state fee. Manager fee and state fee do not apply to the Principal Plus Interest Option.

Mississippi ABLE

Mississippi

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.
$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

$20 for account owners who have not elected to receive plan documents by electronic delivery

0.60% manager fee; no fee for the Guaranteed Option.

MO ABLE

Missouri

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

None.

$25 annually, waived for accounts with a Montana resident as beneficiary and for accounts with balances of $25,000 or more and for account with automatic bank deposits or by payroll deduction.

0.445%; 0.395% for the Capital Preservation option, plus 0.095% administrative fee (none for the Capital Preservation option)

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

None.

0.12% program manager fee, plus a 0.02% fee to the state.

None

$45 annually, assessed at $11.25 per quarter

0.40%

None.

None.

All portfolios except the State Street U.S. Government Money Market, Age-Based Index Conservative 17-18, Age-Based Index Conservative 19+, and Bank Savings option:
0.15% and a state fee of 0.02%, plus account servicing fees of 0.25% (Class A), 0.50% (Class C), 1.00% (Class C-1), none for Class F

State Street U.S. Government Money Market, Age-Based Index Conservative 17-18, Age-Based Index Conservative 19+, and Bank Savings option:
0.15% and a state fee of 0.02%

None.

None

0.08% manager fee and a 0.02% fee to the state

None, but contributions may be subject to a sales charge depending on share class.

$15, waived for accounts with a balance exceeding $20,000.

0.17% (including 0.02% state fee) plus distribution fees of 0.25%; 0.17% (including 0.02% state fee) for Money Market and Bank Savings options.

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery, and further discounted by $1.25 per quarter if the owner is a Nevada resident.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

$100

Not applicable

--

None, but contributions may be subject to a sales charge depending on share class.

$15 annual account maintenance fee for accounts with less than $25,000, waived for residents of Nevada, accounts in an automatic investment plan, or participants in particular corporate payroll deduction plans and affinity programs.

0.10% administrative fee to the state, plus reimbursed expenses of up to 0.04%, plus distribution/servicing fees as follows:

Money Market option: None

Fixed-Income Absolute Return: 0.25% (Class A), 0.45% (Class B), 1.00% (Class C)

All other options: 0.25% (Classes A and D), 1.00% (Class B); 1.00% (Class C)

None.

$20 annually, waived if either the account owner or beneficiary is a resident of Nevada or if the account owner is invested in the Savings Portfolio at the time the annual fee is assessed.

0.22% manager fee (0.27% for Savings Portfolio) plus state fee of 0.02% and tactical asset allocation fee of 0.07% for risk-based and age-based portfolios.

None.

$10 annual minimum balance fee for accounts with a balance of less than $1,000 that do not have automatic deposit; waived for Nevada residents.

0.10%

None

None

0.06% (includes 0.01% Board Fee) plus advisory fee of 0.25%. The 0.25% advisory fee is waived for Nevada residents on the first $25,000 for Nevada residents of assets under management.

None, but contributions may be subject to a sales charge depending on unit class.

$20 annually for accounts with less than $25,000, waived with automatic contributions of at least $50 per month of $150 per quarter.

0.20% management fee (includes 0.10% fee to the state), plus distribution/servicing fees as follows:

Fixed income, individual-fund portfolios: 0.15% (Class A), 1.00% (Class C), 0.75% (Class P), none (Class I)

All other portfolios: 0.25% (Class A), 1.00% (Class C), or 0.75% (Class P), none (Class I)

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

None.

None.

0.09% for the index fund options (includes 0.05% state fee); 0.20% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

None, but contributions may be subject to a sales charge depending on share class.

None

0.25% manager fee, plus distribution/servicing fees of 0.25% (Class A), or 1.00% (Class C); none for Advisor class and Franklin Money Portfolio.

NJ ABLE

New Jersey

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.
$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None.

None.

0.10% manager fee

ABLE New Mexico

New Mexico

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

Scholar's Edge

New Mexico

None, but contributions may be subject to a sales charge depending on share class.

$20 annually for accounts with less than $25,000, waived if either the designated beneficiary or account owner is a New Mexico resident and for accounts with recurring contributions of at least $25 per month or $75 per quarter.

0.20% management fee (includes 0.08% fee to the state), plus distribution/servicing fees of 0.25% for Class A, 1.00% for Class C, none for Class R.

None.

None

0.10% management fee (includes 0.05% fee to the state)

None, but contributions may be subject to a sales charge depending on share class.

$15 annually for accounts with $25,000 or less.

0.25% manager fee, plus distribution/servicing fees of 0.25% (Class A), .90% - 1.00% (Class C), and None (Advisor Class)

None.

None.

0.12% manager fee; fee includes underlying fund expenses.

NY ABLE

New York

None

$13.75 quarterly with paper delivery for statements and confirmations, $11.25 quarterly if the account owner opts for electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250 or electronic statement delivery.

0.36% to 0.38%

None

None

State fee of 0.10%

NC 529 Plan

North Carolina

None.

A $1.50/month ($18.00/year) fee is assessed per Account for paper delivery of statements and confirmations. This fee is waived if the Participant elects to receive electronic delivery.

0.25%

The NC ABLE Program

North Carolina

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None

$20 annually, waived for : (i) Accounts with a Participant or Designated Beneficiary that is a resident of North Dakota; (ii) Accounts, established prior to February 28, 2002, with a Participant or Designated Beneficiary that was a resident of South Dakota at the time such Account was established; and (iii) Accounts in the New Baby Match, BND Match and Kindergarten Kickoff Match programs.

0.46% to 0.50% (includes 0.10% fee to the state), plus distribution fee of 0.30%; distribution fee is waived for Interest Accumulation Portfolio

None.

$20 annually, waived for : (i) Accounts with a Participant or Designated Beneficiary that is a resident of North Dakota; (ii) Accounts, established prior to February 28, 2002, with a Participant or Designated Beneficiary that was a resident of South Dakota at the time such Account was established; and (iii) Accounts in the New Baby Match, BND Match and Kindergarten Kickoff Match programs.

0.44% to 0.46% (including 0.10% fee to the state)

None, but contributions may be subject to a sales charge depending on share class.

$25 annually; waived if account owner is a resident of Ohio, the balance of all accounts with the same beneficiary is $25,000 or more, the balance of all accounts is $40,000 or more, or the account owner makes periodic contributions via Automatic Investment Plan or payroll deduction.

0.135% (includes 0.07% fee to the state), plus distribution/servicing fees of 0.25% (Class A) or 1.00% (Class C except 0.25% for the Money Market Option), 0.00% (Class I)

None.

None.

0.105% manager fee plus 0.02% fee to the state.

Fifth Third Bank options: No fees.

None

$27, $6.75 monthly per STABLE account for Ohio residents; $39, $9.75 per quarter per STABLE account for residents of partner states, and $9.75 per quarter per STABLE account for residents of all other states.

State administrative fee of 0.19% for Ohio and residents of partner states, 0.45% for all others.

None.

None.

0.20% manager fee. No fee for the Guaranteed Option.

None, but contributions may be subject to a sales charge depending on share class.

$20 annually for accounts with less than $25,000, waived for accounts using Fidelity's Systematic Investment Plan.

0.20% plus distribution fee as follows:

High Income, Inflation-Protected Bond, Limited Term Bond, Strategic Income, and Total Bond Portfolios: 0.15% (Class A), 1.00% (Class C), 0.75% (Class P), and none (Class I)

All other portfolios: 0.25% (Class A), 1.00% (Class C), 0.75% (Class P), and none (Class I)

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

None

$35 annually

State Administrative Fees of 0.30%

None, but contributions may be subject to a sales charge depending on share class.

$25 annually for accounts with less than $25,000, waived for Oregon residents.

0.05 program management fee, plus distribution/servicing fees of 0.25% (Class 529A) or 1.00% (Class 529C).

None

$35 annually

State Administrative Fees of 0.30%

None.

None.

0.25% state administrative fee

PA ABLE

Pennsylvania

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32% for all investment options

None

The plan imposes a 0.40% asset-based fee ($4.00 per $1,000 of account value per year not to exceed $500 per year) paid via reduction in plan credits. Account owners who receive statements and notices via email pay a 0.30% asset-based fee not to exceed $250 per year.

--

None.

$10 annually, waived for accounts that have elected electronic delivery of all documents.

0.19%, consisting of 0.055% fee to the Commonwealth and 0.13% combined fee to Upromise and Vanguard

None, but contributions may be subject to a sales charge depending on share class.

$20 annually for accounts with less than $25,000, waived for Rhode Island residents, and for accounts in the automatic contribution plan.

0.14% (includes 0.02% state administrative fee), plus distribution/servicing fee of 0.25% (Class A), 1.00% (Class and C), or 0.00% (Class I). None for Class RA or RZ.

None.

None.

0.10%; none for Rhode Island residents

RI's ABLE

Rhode Island

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery and further discounted by $1.25 per quarter for residents of Rhode Island.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

0.32%; none for the Checking Option

None, but contributions may be subject to a sales charge depending on share class.

$25 annually for accounts with less than $10,000, waived for South Carolina residents and state employees, and for accounts in the automatic contribution plan.

Management fee: 0.05%; none for the Bank Deposit 529 Portfolio

0.10% fee to the state, plus distribution/servicing fees of 0.15% - 0.25% (Class A), 0.15% - 1.00% (Class C), 0.50% (Class E), or none (Class I)

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

None, but contributions may be subject to a sales charge depending on share class.

$5 per quarter for accounts with less than $20,000. The fee is waived for participants with an automatic investment plan, accounts where a common owner has accounts aggregating over $50,000 of value, and for South Dakota residents.

0.25% manager fee (waived for SD residents), plus distribution/servicing fees of 0.35% (Classes A and SD-A), 1.10% (Class C), none (Class F) or 1.00% (Class SD-C). Distribution/servicing fees for PIMCO Short Asset Investment & Ultrashort Bond portfolios: 0.10%

None.

None.

None

ABLE TN

Tennessee

None

None

0.20%; none for the Interest Bearing Account

None

None

0.20%; none for the interest bearing account

None, but contributions may be subject to a sales charge depending on share class.

None.

0.5350% management fee (including 0.0843% state fee) for all portfolios. Additional distribution/servicing fees of 0.25% (Class A) or 1.00% (Classes B and Advisor class). The U.S. Government Money Market Portfolio has no distribution/servicing fees.

None

$48, $4.00 monthly

0.25% including 0.10% state administrative fee

None.

None.

0.535% manager fee (plus 0.0843% state administrative fee); no administrative fee for index portfolios.

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

my529

Utah

None.

None

Ranges from 0.10% to 0.14%

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

None.

A $25 mail delivery fee is charged annually, waived for accounts that have elected electronic delivery of all documents.

Plan management fee ranges from 0.27% - 0.30%; administrative fee of 0.05% for each portfolio.

ABLEAmerica

Virginia

$10 account setup fee, currently waived

$10, currently waived

State administrative fee of 0.06% (currently waived) plus distribution fee of 0.30% (none for ABLE-F-2 class); plus management fee of 0.27% for Money Market option

ABLEnow

Virginia

None

$3.25/monthly

0.10% and 0.15% on investment balances for the PNC and ABLEnow Administrative Fees, respectively

None, but contributions may be subject to a sales charge depending on share class.

None.

All options except College Target Date Series and Portfolio Series:
0.23% to 0.80% (includes 0.06%% state administrative fee), plus distribution/servicing fee of 0.22% to 0.30% (Class 529-A), 1.00% (Class 529-C), 0.50% (Class 529-E), 0.25% (Class 529-F-1 including Money Market Fund), 0.00% (Class 529-F-2 and 529-F-3

College Target Date Series:
No management fee, 0.06% state administrative fee, plus distribution/servicing fee of 0.24% to 0.30% (Class 529-A), 1.00% (Class 529-C), 0.50% (Class 529-E), 0.25% (Class 529-F-1), 0.00% (Class 529-F-2 and 529-F-3

Portfolio Series:
No management fee, 0.06% state administrative fee, plus distribution/servicing fee of 0.23% to 0.25% (Class 529-A), 1.00% (Class 529-C), 0.50% (Class 529-E) or 0.25% (Class 529-F-1), 0.00% (Class 529-F-2 and 529-F-3

Invest529

Virginia

Effective May 1, 2014, VA529 no longer charges an application fee for this program if application is submitted online.

None.

0.09% manager fee; none for the Tuition Track Portfolio

None

$30 annually

0.12% manager fee and a 0.10% administrative fee to the state

None for online enrollment; $50 for paper enrollment

No

--

None

$35 annually; $10 additional annual fee for printing and mailing paper documents

Administrative fee of 0.30%

None.

--

--

SMART529 Select

West Virginia

None.

$25 annually, deducted at end of each year. Waived for accounts over $25,000, for WV residents, and for accounts in the automatic investment program.

0.40% management fee (includes 0.05% to the state).

None.

None.

0.08%.

None.

$25 annually, deducted at the end of each year, waived for accounts over $25,000, for WV residents, and for accounts in the automatic investment program. No annual maintenance fee for Class E fee structure.

0.17% management fee (includes 0.07% to the state) except Stable Value has 0.15% management fee (includes 0.05% to the state), plus distribution/servicing fees of 0.25% (Class A), 0.80% (Class B), 0.99% (Class C), or 0% (Class E).

WV ABLE

West Virginia

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%

Edvest

Wisconsin

None.

None.

0.07% management fee. The state administrative fee of 0.10% is currently being waived. The management and state fees do not apply to the Principal Plus Interest Portfolio.

None, but contributions may be subject to a sales charge depending on share class.

$25 annually per account option with $25,000 or less, waived for Wisconsin residents or accounts with automatic deposits of $25 per month in each option (active for the 12 previous months without interruption or since account opening). AR shares are not subject to the $25 annual maintenance fee.

0.14% management fee (includes 0.06% fee to the state), plus distribution/servicing fees of 0.25% (Class A), 1.00% (Class AR for Rollovers), 1.00% (Class C), 0.50% (Class C1; TIAA-CREF portfolios), none (Class W), and 0.05% for TIAA-CREF Principal Protection Option. Class AR shares convert to Class A shares after one year at which time distribution/servicing fees are 0.25%. Class C shares convert to Class A shares after five years, at which time distribution/servicing fees are 0.25%.

WY ABLE

Wyoming

None

$39, $9.75 quarterly per STABLE account

State administrative fee of 0.19%