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529 Plans
- 529 Plan Ratings and Rankings
- Choosing a 529 Plan
- Resources
College Savings 101
- How to Save for College
- Other Savings Options
- Tools and Calculators
Student Loans
- Ratings and Reviews
- Paying for College
- Tools and Calculators
For Professionals
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Compare 529 Plans By Features
Plan name | Minimum contributions | |
|---|---|---|
ALABAMA CollegeCounts 529 Fund | No minimum. | |
No minimum. | ||
ALASKA Alaska 529 | With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $25 per portfolio per month.
| |
ALASKA John Hancock Freedom 529 | With lump-sum contributions, the minimum initial contribution is $250, and the minimum subsequent contribution is $50. With the automatic investment plan, the minimum contribution level is $50 per month.
| |
None | ||
There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.
| ||
ARIZONA The Goldman Sachs 529 Plan | The minimum initial contribution to an account is $250 per account, and subsequent contributions have a $25 minimum. | |
With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $10. With the automatic investment plan, the minimum contribution level is $10 per month or $30 per quarter via bank transfer or $5 per pay period via payroll deduction.
| ||
ARKANSAS Brighter Future Advisor Plan | With lump-sum contributions, the minimum initial contribution is $500, and the minimum subsequent contribution is $50. With the automatic investment plan, the minimum contribution level is $50 per month or $150 per quarter via bank transfer or $25 per pay period via payroll deduction. The minimum contribution drops to $25 for gift contributions made through the Plan's Ugift feature.
| |
CALIFORNIA ScholarShare 529 | Any dollar amount
| |
The minimum initial contribution is $25, and the minimum subsequent contribution is $15. | ||
The minimum initial contribution is $25, and the minimum subsequent contribution is $25. There is no minimum for accounts using payroll direct deposit. | ||
No minimum. | ||
The minimum initial contribution is $25, and the minimum subsequent contribution is $25. | ||
CONNECTICUT CHET Advisor 529 College Savings Program | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $50 per month or $150 per quarter. | |
CONNECTICUT Connecticut Higher Education Trust (CHET) | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter. | |
DELAWARE DE529 Education Savings Plan | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter. | |
DISTRICT OF COLUMBIA DC College Savings Plan | With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $15 per pay period via payroll deduction.
| |
FLORIDA Florida Investment 529 Plan | No minimum contribution. | |
GEORGIA Path2College 529 Plan | $25 (any dollar amount is accepted for contributions made via
payroll direct deposit). | |
$15 | ||
$25, or $15 per pay period via payroll deduction. | ||
No minimum | ||
No minimum. | ||
$25 | ||
$10
| ||
With lump-sum contributions, the minimum initial contribution is $250 per investment option ($50 per month per option with the automatic investment plan, $25 per pay period per option with payroll direct deposit). The minimum subsequent contribution is $50 per investment option ($50 per month per option with the automatic investment plan, $25 per pay period per option with payroll direct deposit). | ||
IOWA ISave 529 | $25, or $15 per pay period via payroll deduction. | |
No minimum | ||
KANSAS Learning Quest Advisor | No minimum | |
No minimum | ||
KENTUCKY KY Saves 529 | As of May 1, 2022 KY Saves will no longer require a minimum contribution amount for contributions received by check, recurring contributions, payroll direct deposit, or EFT. | |
LOUISIANA START Saving Program | $10 | |
With lump-sum contributions, the minimum initial contribution is $25; may be waived for Maine residents eligible for certain grants, and there is no minimum subsequent contribution. With the automatic investment plan, there is no initial contribution amount required or no minimum subsequent contribution required. | ||
With lump-sum contributions, the minimum initial contribution is $25; may be waived for Maine residents eligible for certain grants, and there is no minimum subsequent contribution. With the automatic investment plan, there is no initial contribution amount required or no minimum subsequent contribution required. | ||
The minimum initial contribution is $25, which may be waived for Maine residents eligible for certain Maine grants. With the automatic investment plan, there is no initial contribution amount required and no minimum amount for subsequent contributions. | ||
MARYLAND Maryland College Investment Plan | The minimum contribution requirement is $25 per portfolio. The minimum for subsequent contributions, automatic monthly contributions and/or payroll deductions is $25 per portfolio.
| |
MASSACHUSETTS U.Fund College Investing Plan | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.
| |
MICHIGAN MI 529 Advisor Plan | $25 per investment portfolio. | |
$25, or $15 per pay period via payroll deduction. | ||
MINNESOTA Minnesota College Savings Plan | $25 per investment option, or $15 per investment option via payroll deduction. | |
$25, or $15 per pay period via payroll deduction. | ||
No minimum. | ||
MONTANA Achieve Montana | $25 or $15 through payroll deduction. | |
No minimum. | ||
No minimum. | ||
No minimum. | ||
NEBRASKA State Farm 529 Savings Plan | With lump-sum contributions, the minimum initial contribution is $250 per account, and the minimum subsequent contribution is $50 per portfolio. With the automatic investment plan, the minimum contribution level is $50 per portfolio. | |
NEVADA Future Path 529 Plan | With lump-sum contributions, the minimum initial contribution is $15, and the minimum subsequent contribution is $15 per month or $45 per quarter. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter via bank transfer or $15 per paycheck via payroll deduction. | |
The minimum initial contribution is $1,000 or $50 through an employer automatic investment plan. The minimum initial contribution for Nevada residents is $500 or $50 through employer automatic investment. The minimum subsequent contribution is $50. | ||
The initial contribution is $50 with the establishment of an automatic investment plan of at least $50 per month or $150 per quarter ($15 for contributions through Ugift), or $250 lump-sum contribution. | ||
$500 minimum initial contribution. Subsequent contributions must be at least $100. | ||
NEW HAMPSHIRE Fidelity Advisor 529 Plan | There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $50 per month or $150 per quarter.
| |
NEW HAMPSHIRE UNIQUE College Investing Plan | There is no minimum to open or contribute to a 529 account. With the automatic investment plan , the minimum contribution level is $15 per month or $45 per quarter.
| |
$250, or $25 if you choose automatic monthly investing. A Financial
Intermediary may impose other minimum initial or ongoing
contribution requirements. | ||
NEW JERSEY NJBEST 529 College Savings Plan | $25 per investment option. | |
NEW MEXICO Scholar's Edge | No minimum. | |
NEW MEXICO The Education Plan | No minimum. | |
The minimum initial contribution is $1,000 per account. The minimum subsequent contribution is $25 per account. A minimum initial investment of $25 per month or $75 per quarter is required for a recurring contribution,
or $25 per month by payroll direct deposit per account. | ||
No minimum. | ||
NORTH CAROLINA Morgan Stanley National Advisory 529 Plan | The minimum initial contribution is $1,000; no minimum for subsequent contributions.
| |
NORTH CAROLINA NC 529 Plan | The minimum initial contribution is $25 and the minimum subsequent contribution is $25. | |
NORTH DAKOTA College SAVE (Advisor) | The minimum initial contribution is $25.00 and the minimum subsequent contribution is $25.00 ($12.50 for payroll direct deposit.)
| |
NORTH DAKOTA College SAVE (Direct) | The minimum initial contribution is $25.00 and the minimum subsequent contribution is $25.00 ($12.50 for payroll direct deposit.) | |
The minimum initial contribution is $25 per investment option and the minimum subsequent contribution is $25. | ||
$25 ($500 for the Fifth Third Bank CD option). | ||
OKLAHOMA Oklahoma 529 | The minimum initial and subsequent contribution is $25. There is no minimum for contributions via payroll deduction direct deposit.
| |
OKLAHOMA Oklahoma Dream 529 Plan | None, The minimum investment for systematic investing is $50/month
or $150/quarter for account owners who choose to contribute using a systematic investment plan with automatic transfers from bank or money market account. | |
OREGON Embark | The minimum initial and subsequent contribution is $25 per investment portfolio. Subsequent contributions must be at least $5 per investment portfolio. With the automatic investment plan, the minimum contribution level is $5 per month. With automatic payroll deductions, the minimum contribution level is $5 per investment portfolio per pay period. | |
OREGON MFS 529 Savings Plan | With lump-sum contributions, the minimum initial contribution is $250. There is no minimum for subsequent contributions or for contributions into the automatic contribution plan.
| |
PENNSYLVANIA Pennsylvania 529 Investment Plan | No initial deposit required. Subsequent deposits can be a little as $1. | |
RHODE ISLAND CollegeBound 529 (Advisor-sold) | None | |
RHODE ISLAND CollegeBound Saver (Direct-sold) | None | |
SOUTH CAROLINA Future Scholar 529 College Savings Plan (Advisor-sold) | With lump-sum contributions, the minimum initial contribution is $250, and the minimum subsequent contribution is none. With the automatic investment plan.
| |
SOUTH CAROLINA Future Scholar 529 College Savings Plan (Direct-sold) | None | |
SOUTH DAKOTA CollegeAccess 529 (Advisor-sold) | With lump-sum contributions, the minimum initial contribution is $1,000 ($250 per investment option), and the minimum subsequent contribution is $50 per investment option. With the automatic investment plan, the minimum initial contribution is $50 and the minimum subsequent contribution level is $50 per month.
| |
SOUTH DAKOTA CollegeAccess 529 (Direct-sold) | With lump-sum contributions, the minimum initial contribution is $250 per investment option, and the minimum subsequent contribution is $50 per investment option. With the automatic investment plan, the minimum contribution level is $50 per investment option per month.
| |
TENNESSEE TNStars College Savings 529 Program | The minimum initial or subsequent contribution to an account for each investment option is $25. Once an initial contribution is made to the account, there are no required subsequent contributions. There is a minimum $25 contribution to establish the account, regardless of the number of investment options selected.
| |
TEXAS LoneStar 529 Plan | $25 per portfolio, or $15 per portfolio with the automatic contribution plan. | |
$25 per portfolio, or $15 per portfolio with the automatic contribution plan. | ||
UTAH my529 | No minimum. | |
VERMONT VT 529 | $25, or $1 per pay period via payroll deduction. | |
VIRGINIA CollegeAmerica | The minimum initial contribution is $250 per fund ($1,000 for U.S. Government Money Market Fund), and the minimum subsequent contribution is $50 per fund. For an employer-sponsored program, the minimum contributions are $25 per fund. | |
VIRGINIA Invest529 | The minimum initial contribution is $10. No minimum ongoing contributions are required. | |
WASHINGTON WA529 Invest | Minimum contribution of $1.00.
| |
WEST VIRGINIA SMART529 Select | With lump-sum contributions, the minimum initial contribution is $250 per fund ($50 per fund for West Virginia residents), and the minimum subsequent contribution is $25 per fund (no minimum for West Virginia residents). With the automatic investment plan, the minimum contribution level is $25 per month per fund ($15 per month per fund for West Virginia residents). | |
WEST VIRGINIA SMART529 WV Direct College Savings Plan | No minimum. | |
WEST VIRGINIA The Hartford SMART529 | With lump-sum contributions, the minimum initial contribution is $250 ($50 for West Virginia residents), and the minimum subsequent contribution is $25 (no minimum for West Virginia residents). With the automatic investment plan, the minimum contribution level is $25 per month ($15 per month for West Virginia residents). | |
WISCONSIN Edvest 529 | The minimum initial contribution amount is $25 per Account. Subsequent contributions to an Account may be made in any dollar amount. | |
WISCONSIN Tomorrow's Scholar 529 Plan | $250, or $25 per month with the automatic contribution plan. |
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