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Compare 529 Plans by Features
Plan
Enrollment or application fee
Account maintenance fee
Program management fees
Alaska
None.
None
0.05% Program Fee except 0.02% on enrollment portfolios; plus 0.04% Trust Fee The University of Alaska Portfolio does not have a Program Fee or Trust Fee.
None.
None
0.05% Program Fee except 0.02% on enrollment portfolios; plus 0.04% Trust Fee
None.
None.
0.09% for the Fidelity index fund options (includes 0.02% state fee); 0.17% for the Fidelity fund options (includes 0.045% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, fees vary from 0.00% to 0.10% (including 0.05% state fee) based on the Federal Funds Target Rate.
None.
$20 annually, waived for Arkansas residents.
0.48% manager fee; fee includes underlying fund expenses and a 0.07% fee to the state; 0.32% for the Savings Portfolio
California
None.
None.
Program management fees: 0.05% (includes 0.04% state fee) for Active, ESG and Social Choice Portfolios; 0.01% for Passive and Index Portfolios (no state fee); None for the Principal Plus Interest Portfolio.
None.
$20 for accounts with less than $10,000, waived for Colorado residents and for accounts opting to receive all documents electronically.
0.29% manager fee; fee includes underlying fund expenses and a 0.06% fee to the state.
CollegeInvest may charge an administrative fee of up to 0.10%. CollegeInvest will periodically reevaluate the 0.06% administrative fee rate and raise or lower it not to exceed 0.10%.
None.
None.
None. (FirstBank pays Colorado CollegeInvest an administrative fee of 0.10% of assets.)
None.
None.
0.99% administrative fee to the state (0.28% of this fee waived as of January 2019).
Connecticut Higher Education Trust (CHET)
Connecticut
None.
None.
0.09% for the index fund options (includes 0.01% state fee); 0.17% for the Fidelity fund options (includes 0.01% state fee); 0.12% for the Fidelity Blend options (includes 0.01% state fee). For the Bank Deposit Portfolio, there is a 0.05% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate. For the Stable Value Portfolio, there is a 0.08% Program Management Fee
Delaware
None.
None.
0.09% for the Fidelity index fund options (includes 0.01% state fee); 0.17% for the Fidelity fund options (includes 0.05% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.04% state fee) and is based on the Federal Funds Target Rate.
District of Columbia
None
$15, reduced to $10 for DC residents, waived for accounts with a balance of $15,000 or more.
0.30% management fee (0.15% for Principal Protected Portfolio), including 0.05% administrative fee to D.C.
Georgia
None.
None.
0.03% manager fee. None for the Principal Plus Interest Portfolio.
None.
$20 annually; none for account owners who are Hawaii residents.
0.55% manager fee
None.
$20 annually unless either the account owner or beneficiary is a resident of Idaho.
0.27% to 0.28% program manager fee; 0.29% for Savings Portfolio; plus 0.05% administrative fee to the state
None.
None.
0.10% (includes 0.025% state administrative fee).
Index Portfolios: 0.07% (no state administrative fee).
No state administrative fee for the Vanguard Federal Money Market 529 and Bank Savings portfolios
None.
$20 annually, waived for Indiana residents or beneficiaries and for accounts with $25,000.
0.24% in the Year of Enrollment Option; 0.14% in the Individual Portfolios and Savings Portfolio.
None.
None.
0.20% manager fee (waived for the Cash and Cash Equivalents portfolio)
Kentucky
None.
None.
0.36% manager fee for the Year of Enrollment Options; 0.40% manager fee for the Asset Allocation Options; 0.20% for the Capital Preservation Option; none for the Guaranteed Option.
None.
None
None for the BlackRock Year of Enrollment, BlackRock 100% Equity, BlackRock Fixed Income, BlackRock Balanced, and NextGen Savings Portfolio; 0.07% for the BlackRock Equity Index Portfolio, 0.12% for the iShares portfolios , and 0.20% for the Principal Plus Portfolio. A Maine Administration fee of 0.04% is charged for all portfolios except the NextGen Savings Portfolio.
Maine Administration Fee Rebate Program: If either the participant or the designated beneficiary is a Maine resident, and the account was subject to the Maine Administration Fee, an amount approximately equal to the Maine Administration Fee paid during the year is automatically rebated to the account in the following year, if such amount is at least $2.00. To
be eligible to receive the rebate, on the last business day of the calendar year the account must have a balance of at least $1,000 and include Units of a Portfolio subject to the Maine Administration Fee. The minimum rebate is $2.00; amounts less than $2.00 will not be paid.
None
None
0.03% Program Fee (0.15% for the Social Index Equity Portfolio) and 0.05% state fee
Massachusetts
None.
None.
0.09% for the index fund options (includes 0.045% state fee); 0.17% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend fund options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.
None.
None.
0.02% manager fee plus 0.025% state fee. No fee for the Principal Plus Interest Option.
Minnesota College Savings Plan
Minnesota
None.
None.
0.10% manager fee plus 0.0025% state fee. Manager fee and state fee do not apply to the Principal Plus Interest Option.
None.
$20 for account owners who have not elected to receive plan documents by electronic delivery
0.60% manager fee; no fee for the Guaranteed Option.
Montana
None.
None
0.445%; 0.395% for the Capital Preservation option, plus 0.095% administrative fee (none for the Capital Preservation option)
None.
None.
0.12% program manager fee, plus a 0.02% fee to the state.
None.
None
0.08% manager fee and a 0.02% fee to the state
None.
$10 annual minimum balance fee for accounts with a balance of less than $1,000 that do not have automatic deposit; waived for Nevada residents.
0.10%
New Hampshire
None.
None.
0.09% for the index fund options (includes 0.05% state fee); 0.17% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.
NJBEST 529 College Savings Plan
New Jersey
None.
None.
0.10% management fee; none for the Franklin U.S. Government Money 529 Portfolio
None.
None
0.10% management fee (includes 0.05% fee to the state)
None.
None.
0.12% manager fee; fee includes underlying fund expenses.
North Carolina
None.
There are no account maintenance fees. If a participant chooses to receive paper statements and confirmations, rather than electronic, a fee of $1.50/month ($18.00/year) is charged to the account to cover printing, mailing, and other associated costs.
0.25%
North Dakota
None.
$20 annually, waived for : (i) Accounts with a Participant or Designated Beneficiary that is a resident of North Dakota; (ii) Accounts, established prior to February 28, 2002, with a Participant or Designated Beneficiary that was a resident of South Dakota at the time such Account was established; and (iii) Accounts in the New Baby Match, BND Match and Kindergarten Kickoff Match programs.
0.44% to 0.46% (including 0.10% fee to the state)
None.
None.
0.105% manager fee plus 0.02% fee to the state.
Fifth Third Bank options: No fees.
Oklahoma
None.
None.
As of November 1, 2023, 0.10% program manager fee. No fee for the Guaranteed Option.
Pennsylvania 529 Investment Plan
Pennsylvania
None.
$10 annually, waived for accounts that have elected electronic delivery of all documents.
0.29%, consisting of 0.0500% fee to the Commonwealth and 0.1175% combined fee to Upromise and Vanguard
None.
A $25 mail delivery fee is charged annually, waived for accounts that have elected electronic delivery of all documents.
Plan management fee ranges from 0.27% - 0.30%; administrative fee of 0.05% for each portfolio.
Virginia
Effective May 1, 2014, VA529 no longer charges an application fee for this program if application is submitted online.
None.
0.049% Administrative Fee; No fee for FDIC-Insured or Tuition Track Portfolio
DreamAhead College Investment Plan
Washington
None
$30 annually
0.12% manager fee and a 0.10% administrative fee to the state
West Virginia
None.
$25 annually, deducted at end of each year. Waived for accounts over $25,000, for WV residents, and for accounts in the automatic investment program.
0.40% management fee (includes 0.05% to the state).
Wisconsin
None.
None.
0.06% plan manager fee. The state administrative fee of 0.10% is currently being waived. The management and state fees do not apply to the Principal Plus Interest Portfolio.