Compare 529 Plans by Features

Plan

Static investment options

Underlying investments

Select among 6 multi-fund Target portfolios and 26 Individual-fund portfolios.

Vanguard,T. Rowe Price, DFA, PGIM Investments, PIMCO, Fidelity and Dodge & Cox

Select among 3 multi-fund portfolios (Equity Portfolio, Balanced Portfolio, and University of Alaska Portfolio), the Total Equity Market Index Portfolio, the Fixed-Income Portfolio (a fund-of-funds), the Global Impact Equity Portfolio and the Money Market Portfolio. The University of Alaska Portfolio is guaranteed by the University of Alaska to provide a minimum return equal to tuition increases at the University of Alaska, but only for beneficiaries enrolling at that institution.

T. Rowe Price mutual funds.

Select among six Static Portfolio options. Unlike Enrollment-Based Portfolios, Static Portfolios do not change their investment mix over time.

T. Rowe Price mutual funds.

Select from 6 multi-fund portfolios, 4 individual-fund portfolios, a Bank Deposit Portfolio and a Stable Value Portfolio.

Fidelity Investments. For the Bank Deposit Portfolio only, a deposit in an FDIC-insured interest-bearing account (Wells Fargo).

Fixed-rate CDs earn interest at the rate posted at the time of purchase, and posted rates may change at any time. The Honors Savings Account currently features an APY of 0.75%.

FDIC-insured certificates of deposit and a high-yield savings account from College Savings Bank, a Division of NexBank

Select among 5 multi-fund portfolios with varying risk tolerances, a money-market portfolio, and an FDIC-insured savings option.

Vanguard mutual funds, Sallie Mae

Select among 8 multi-fund portfolios, 5 individual-fund portfolios (including the Social Choice Equity Portfolio), and a principal protection portfolio.

T. Rowe Price, TIAA-CREF, DFA, Vanguard, MetWest, PIMCO. The Principal Plus Interest Option is provided through a funding agreement with TIAA-CREF Life.

Select among 5 multi-fund portfolios with varying risk tolerances and 3 individual-fund portfolios.

Vanguard mutual funds.

There are 2 options. The Money Market Savings Account earns interest at a rate established by FirstBank not less than the interest rate publicly offered by FirstBank on its regular Money Market Savings Accounts less 0.10%. The One-Year Time Savings Account earns interest at a rate that is 0.10% less than the rate publicly offered by FirstBank for its regular One-Year Times Savings Accounts, subject to an early withdrawal penalty of 90 days of interest if withdrawn before the one-year maturity date.

FDIC-insured bank deposit accounts with FirstBank. FDIC insurance is subject to limitations.

Funds are invested in a stable value investment under a funding agreement with Nationwide Mutual Insurance Company. The interest rate is declared annually. The 2022 rate of return is 1.79% net of all fees. Nationwide Mutual Insurance Company resets the annual rate of return for the plan each January 1, and CollegeInvest makes the upcoming year's rate of return available the December before the rate is reset.

A funding agreement issued by Nationwide Mutual Insurance Company.

Select among 6 multi-fund portfolios, 6 individual-fund portfolios, a Bank Deposit Portfolio and a Stable Value Portfolio.

Fidelity Investments. For the Bank Deposit Portfolio only, a deposit in a FDIC-insured interest-bearing account (Wells Fargo). The T-C Life Funding Agreement is issued and managed by TIAA-CREF Life Insurance Company).

Select from 6 multi-fund portfolios, 4 individual-fund portfolios, the Bank Deposit Portfolio and a Stable Value Portfolio.

Fidelity Investments. For the Bank Deposit Portfolio only, a deposit in an FDIC-insured interest-bearing account (Wells Fargo).

DC College Savings Plan

District of Columbia

Select among 8 individual-fund portfolios each of which invests in a single underlying mutual fund or ETF and the Principal Protected Portfolio Option. The Principal Protected Portfolio consists of a funding agreement with Ameritas Life Insurance Company which guarantees principal return of principal and an annualized minimum rate of return of one percent (1.00%), minus any premium tax, if applicable.

BlackRock, Vanguard, Loomis Sayles, JP Morgan, Dimensional Fund Advisors (DFA), Schwab, and Ameritas Life.

Account owners may create a customized portfolio from six predesigned static portfolio options, including three multi-manager static options (growth, blended, income), three static passive options (growth, blended, income) and fifteen individual fund options (including money market, bond and stock choices).

Underlying investments managed by Vanguard, BlackRock, Dimensional Fund Advisors (DFA), Eaton Vance, Florida PRIME and Wellington Management

Select among 4 multi-fund portfolios (Balanced Allocation, 100% Fixed Income, Conservative Allocation, and High Equity Allocation), one individual fund (U.S. Equity Index) and the Principal Plus Interest Portfolio.

TIAA-CREF, DFA and Vanguard mutual funds; the Principal Plus Interest Portfolio is invested in a funding agreement with TIAA-CREF Life Insurance Company that guarantees principal and a minimum 1% - 3% annual rate of interest (actual rate, which may be greater, is declared in advance for a period of 12 months).

Select among 4 multi-fund portfolios (Growth, Moderate Growth, Conservative Growth, and Income) and 4 individual-fund portfolios.

Vanguard mutual funds.

Select among 5 multi-fund portfolios, with varying risk tolerances, an interest accumulation portfolio and a savings portfolio.

Vanguard mutual funds, Sallie Mae

Select among three Multi-Firm Target Portfolios and three Index Target Portfolios; both offer Equity, Balanced, and Fixed Income options, sixteen individual options, and an FDIC-insured option.

Vanguard, T. Rowe Price, DFA, Dodge & Cox, BlackRock, Baird Funds, Ariel Investments, Invesco, BNY Mellon, Nuveen, DWS.

Select among 8 individual fund options using various investment managers plus an FDIC-insured Savings Portfolio.

Year of Enrollment Portfolios: Vanguard, Schwab, iShares, BlackRock, money market fund and savings account Individual Portfolios: Funds from Vanguard, JP Morgan, Carillon Tower Advisors, DFA, SSGA, and AQR The Savings Portfolio invests in the NexBank High-Yield Savings account.

Fixed-rate CDs earn interest at the rate posted at the time of purchase, and posted rates may change at any time. The Honors Savings Account currently features an APY of 0.75%.

FDIC-insured certificates of deposit and a high-yield savings account from College Savings Bank, a Division of NexBank.

Select among 6 multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, Income, and Conservative Income) and 4 individual-fund portfolios.

Vanguard mutual funds.

Select among 12 static portfolio options and the Cash and Cash Equivalents portfolio.

American Century, Vanguard and Baird mutual funds.

Select among 6 multi-fund portfolios and the Money Market Portfolio. The static option is available with actively managed or index funds.

American Beacon, American Century, Baird, JP Morgan, Laudus, Schwab, Metropolitan West Asset Management, Vanguard, TCW Group

KY Saves 529

Kentucky

Select among four asset allocation options. A mix of equity and fixed income, and active or index-based allocations is available. As of Oct. 10 2022 Principal Life Funding Agreement is being offered under Capital Preservation Option.

Mutual funds and ETFs from American Funds, Baird Advisors, BlackRock, Cohen & Steers Capital Management, Inc. (Cohen & Steers), Dimensional Fund Advisors (DFA), NexBank, PGIM Investments LLC (PGIM Investments), Charles Schwab Investment Management, Inc. (Schwab), State Street Global Advisors (SSGA), Vanguard and TIAA-CREF Life Insurance Company (TIAA)

Select between the Louisiana Principal Protection Option (100% invested in the state-managed Fixed Earnings Fund), and 6 Vanguard individual fund options.

Vanguard LifeStrategy funds (in the Age-Based Option), the Louisiana State Treasurer's fund, and Vanguard Index Funds.

Select from five diversified portfolios and three single-fund portfolios, including an ESG option, with funds from BlackRock and iShares, the Principal Plus Portfolio or NextGen Savings Portfolio.

BlackRock, iShares. The Principal Plus Portfolio consists of one or more GIAs issued by one or more insurance companies, deposits in an interest-bearing FDIC-insured bank account at Bank of America, N.A., and to the extent approved by FAME, corporate fixed-income investments and/or similar instruments. . The NextGen Savings Portfolio is comprised of an interest-bearing bank deposit account with Bank of America, N.A.

Select among 3 multi-fund portfolios (Equity Portfolio, Balanced Portfolio, Global Equity Market Index Portfolio) and 7 individual-fund portfolios (U.S. Treasury Money Market Portfolio, Inflation Focused Bond Portfolio, Bond and Income Portfolio, U.S Bond Index Portfolio, Equity Index 500 Portfolio, Extended Equity Market Index Portfolio and Social Index Equity Portfolio).

T. Rowe Price mutual funds and Vanguard index fund

Select among 6 multi-fund portfolios, 5 individual-fund portfolios, and a Bank Deposit Portfolio and a Money Market portfolio.

Fidelity Investments. For the Bank Deposit Portfolio only, a deposit in a FDIC-insured interest-bearing account (Wells Fargo).

Select among 6 multi-fund options, five single fund options and a guaranteed option.

TIAA-CREF, Vanguard, Schwab and iShares funds. The Principal Plus Interest Option is invested in a funding agreement with TIAA-CREF Life Insurance Company that guarantees principal and a minimum annual rate (actual rate is declared annually).

Select among 11 options: 7 multi-fund portfolios, three single fund portfolios including the Social Choice Equity Option, and the Principal Plus Interest Option.

TIAA-CREF institutional mutual funds; Vanguard and DFA funds. The Principal Plus Interest Option is invested in a funding agreement with TIAA-CREF Life Insurance Company that guarantees principal and a minimum rate of interest (actual rate is declared annually).

Five multi-fund risk-based options, three single fund options and the Guaranteed Option.

TIAA-CREF, Vanguard and Schwab mutual funds; the Guaranteed Option is invested in a funding agreement with TIAA-CREF Life Insurance Company that guarantees principal and a rate of interest between 1% and 3% (actual rate is declared annually).

Select among 6 multi-fund portfolios and 10 individual-fund portfolios.

Vanguard and Dimensional Fund Advisors funds

Select among five asset allocation portfolios: Aggressive, Growth, Moderate, Conservative, Income, and three individual portfolios: Equity Index, Bond Index, and the Capital Preservation Portfolio which invests in the New York Life Guaranteed Investment Account.

Vanguard, DFA, iShares and Schwab funds, New York Life

Select Core or Socially Aware options containing 5 investment portfolios each with varying risk tolerances, and 17 individual-fund portfolios.

Vanguard, T. Rowe Price, DFA, MetWest, State Street, iShares, Goldman Sachs, Nuveen, and VanEck Vectors

Select among 6 static options (All Equity, Growth, Balanced, Conservative and Bank Savings), and 15 individual-fund portfolios including a money market option.

Vanguard, T. Rowe Price, DFA, MetWest and State Street. The Bank Savings option invests in an FDIC-insured savings account held in trust at Union Bank and Trust Company and/or Nelnet Bank.

Select among 5 multi-fund individual portfolios and 15 single-fund individual portfolios.

Vanguard mutual funds.

Select among 10 Fixed Allocation portfolios (Very Aggressive, Aggressive Growth, Growth, Moderately Aggressive, Moderate, Moderately Conservative, Conservative, Very Conservative and In-College) and a money-market portfolio (Preservation of Capital).

Victory Funds mutual funds

Select among 6 multi-fund portfolios, 5 individual-fund portfolios a Bank Deposit Portfolio and Stable Value Portfolio.

Fidelity Investments. For the Bank Deposit Portfolio only, a deposit in a FDIC-insured interest-bearing account (Wells Fargo).

Choose from 6 multi-fund portfolios with objectives ranging from more aggressive to conservative, 14 individual-fund portfolios, including ESG (Environmental Social Governance) and MWBE (Minority-owned, Women-owned, Business Enterprise) options.

Franklin Templeton funds, affiliate funds (Brandywine Global Investment Management, LLC, Clarion Partners, LLC, ClearBridge Investments, LLC, Martin Currie Investment Management Limited, Royce Investment Partners and Western Asset Management Company, LLC), Ariel Fund, iShares, Schwab, and Vanguard.

Select among 4 portfolios invested in actively-managed funds, 4 portfolios invested in index funds, and 4 individual-fund portfolios and the Capital Preservation Portfolio.

Vanguard, Schwab, SSGA, BlackRock, New York Life, TIAA-CREF, American Funds, DFA, and PGIM Investments

Select among 5 multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, and Income), 8 individual fund portfolios, and the Interest Accumulation portfolio.

Vanguard mutual funds.

NC 529 Plan

North Carolina

Account owners can customize their investments by selecting among 5 multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, and Income) and four single-fund portfolios (Total Stock, Total International Stock, Total Bond, and Interest Accumulation) from Vanguard, and a federally-insured deposit account through State Employees' Credit Union.

The Vanguard Age-Based option offers a choice between Aggressive, Moderate or Conservative Tracks all of which invest in Vanguard mutual funds. The multi-fund and individual options invest in Vanguard mutual funds also.

Six asset allocation portfolios are offered. The Aggressive Growth, Growth, Moderate Growth, and Conservative Growth portfolios invest in Vanguard stock and bond index funds. The Income Portfolio invests in Vanguard bond index funds, inflation-protected securities fund, and the Vanguard Short-Term Reserves Account. The Interest Accumulation Portfolio invests 100% in the Vanguard Short-Term Reserves Account.

Vanguard mutual funds.

The Vanguard investment options consist of 5 multi-fund portfolios and 13 individual-fund portfolios. The Fifth Third Bank, National Association options consist of certificates of deposit and a savings account. The remaining options include an equity fund and a bond fund from DFA.

Vanguard and DFA mutual funds; certificates of deposit and savings accounts from Fifth Third Bank, National Association.

Oklahoma 529

Oklahoma

Select among 4 multi-fund options (Diversified Equity, Global Equity Index, Balanced, and Fixed Income), 1 individual fund option ( U.S. Equity Index) and the Guaranteed Option.

TIAA-CREF institutional mutual funds; the Guaranteed Option is invested in a funding agreement with TIAA-CREF Life Insurance Company that guarantees principal and a minimum rate based on the average five-year Constant Maturity Treasury Rate reported by the Federal Reserve.

Select among 9 multi-fund portfolios, 4 single-fund portfolios, and the FDIC-Insured Option.

American Beacon, Champlain, Dimensional Funds, DoubleLine, LSV, MetWest, TIAA, T. Rowe Price, and Vanguard

Select among 6 multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, Income, and Conservative Income) and 8 individual-fund portfolios.

Vanguard mutual funds

Select among three Target-Risk Portfolios (Growth, Moderate Growth and Conservative), seven individual-fund portfolios and a stable value option.

Invesco, Vanguard, Schwab and BlackRock.

Select among 7 Target Allocation portfolios (Aggressive Growth, Growth, Moderate Growth, Moderate, Moderately Conservative, Conservative and College), 7 individual-fund index portfolios, a short-term bond fund, a money market fund, and a bank deposit account.

Columbia mutual funds, Vanguard funds, iShares, and a BB&T bank deposit account.

A multi-fund portfolio called the Diversified Bond Portfolio and 2 individual-fund portfolios, one invested in the PIMCO Real Return Fund, and one invested in the PIMCO All Asset Fund.

Virtus Investment Partners, American Funds, DFA, Dodge & Cox, Metropolitan West, PIMCO and TIAA.

Select among 15 individual options investing in Vanguard, DoubleLine, Western Asset or Primecap funds

Vanguard in the age-based option; Vanguard, DoubleLine, Western Asset and Primecap in the individual options.

Select among 3 risk-based portfolios and 7 individual asset class portfolios.

Mutual funds and investment strategies managed by DFA, Eaton Vance, Federated Hermes, Vanguard and New York Life

my529

Utah

Ten static investment options are offered, allowing selection among one individual-fund index portfolio, one fixed income multi-fund portfolio, six equity-index multi-fund portfolios, an FDIC-insured account held in trust by my529 at Sallie Mae Bank and U.S. Bank National Association (U.S. Bank), and a Stable Value option invested in the PIMCO Interest Income Fund. An eleventh, the Customized Static Option, allows for a customized mix of investments using as many as 30 underlying fund choices.

20 Vanguard mutual funds, eight Dimensional mutual funds, the PIMCO Interest Income Fund, and FDIC-insured accounts held in trust by my529 at Sallie Mae Bank and U.S. Bank National Association (U.S. Bank).

Choose from among 5 multi-fund options (Diversified Equity Portfolio, Equity Index Portfolio, Balanced Portfolio, Fixed Income Portfolio, and the Principal Plus Interest Option).

Mutual funds from TIAA, Vanguard, DFA, and the TIAA-CREF Life Insurance Company Funding Agreement. Brinker Capital Investments, LLC (Investment Manager)

Invest529

Virginia

Select among 15 portfolios, including an Invesco stable value option and an FDIC-insured savings option. Twelve of the portfolios invest in Vanguard funds. The ESG Core Equity Portfolio invests in the Parnassus Core Equity Fund.

The Tuition Track Portfolio, is an exclusive option for Virginia residents. The portfolio tracks average tuition growth at Virginia public universities (Average Tuition) and avoids market risk by protecting families' principal investment. With the Tuition Track Portfolio, families purchase units that may be used to cover tuition and other qualified higher education expenses.

Atlantic Union Bank, Blackstone Property Partners, Capital Research & Management Co., Dimensional Fund Advisors, LP, Invesco Advisers, Inc., Neuberger Berman Investment Advisers, Parnassus Investments, PGIM Fixed Income, The Vanguard Group, Inc., Touchstone Investments, UBS Trumbull Property, Wellington Management Co., LLP; Tuition Track Portfolio may invest in Acadian Asset Management, LLC, BlackRock MSCI Equity Index, Capital Research & Management Co., Dimensional Fund Advisors, LP, Sands Capital Management , LLC, Adams Street Partners, Aether Investment Partners, LLC, Apogem Capital, Asia Alternatives Management, LLC, Aventura Holdings, LLC, Bain Capital Real Estate, Commonfund, Hamilton Lane, Horsley Bridge Partners, LGT Capital Partners, Morgan Stanley Real Estate Advisor, Inc., Neuberger Berman, Related Fund Management, LLC, Starwood Capital Group, LLC, Stockbridge Capital Group, LLC, UBS Realty Investors, LLC, Ares Capital Management, Brigade Capital Management, LP, The Carlyle Group, Chorus Capital Management, LTD, Dreyfus Cash Investment Strategies, Eagle Point Credit Management, LLC, Golub Capital, Loomis, Sayles & Company, LP, Monarch Alternative Capital, LP, Neuberger Berman, PGIM, Inc., Schroders Investment Management, Inc., Shenkman Capital Management, Inc., Wellington Management Co., LLP

Select among seven static investment options.

Fidelity, Schwab, Vanguard

SMART529 Select

West Virginia

Select among 10 multi-fund portfolios with varying risk tolerances.

Dimensional Fund Advisors Inc.

Select among 5 multi-fund portfolios (Aggressive Growth, Growth, Balanced, Conservative Balanced, and Conservative Bond), the SMART529 Stable Value portfolio and the SMART529 500 Index Fund.

Vanguard mutual funds and Invesco Stable Value portfolio

Edvest 529

Wisconsin

Select among 3 index-based multi-fund portfolios (Aggressive, Moderate, Conservative), 3 active-based multi-fund portfolios (Aggressive, Moderate, Conservative), two additional multi-fund portfolios, 5 individual-fund portfolios, a bank CD Portfolio and a principal plus interest portfolio that guarantees an annual interest rate of 1% - 3%.

Mutual funds managed by TIAA-CREF, DFA, MetWest, and T. Rowe Price