Compare 529 Plans by Features

Plan

How to enroll

State residency requirements

Minimum contributions

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $25 per portfolio per month.

Enroll directly with the program.

None

With lump-sum contributions, the minimum initial contribution is $250, and the minimum subsequent contribution is $50. With the automatic investment plan, the minimum contribution level is $50 per portfolio per month.

Enroll directly with the program.

None

There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.

Enroll directly with the program or through contracted partners such as financial advisors or financial institutions with the State of Arizona.

None

Fixed Rate CDs:
With lump-sum contributions, the minimum initial contribution is $250. With the automatic investment plan, the minimum contribution level is $25 per month via electronic funds transfer, or $25 per pay period via payroll deduction. Deposits under $250 are held in an interest bearing savings account, and each time the balance reaches $250, a CD purchase is made.

Honors Savings Account:
The minimum initial deposit is $250. With the automatic investment plan, the minimum contribution level is $25 per month via electronic funds transfer, or $25 per pay period via payroll deduction.

Enroll directly with the program.

None

With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $10. With the automatic investment plan, the minimum contribution level is $10 per month or $30 per quarter via bank transfer or $5 per pay period via payroll deduction.

Enroll directly with the program.

None

Any dollar amount

Enroll directly with the program.

None

The minimum initial contribution is $25, and the minimum subsequent contribution is $15.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

The minimum initial contribution is $25, and the minimum subsequent contribution is $15.

Enroll directly with the program.

None

There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.

Enroll directly with the program.

None

There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.

DC College Savings Plan

District of Columbia

Enroll directly with the program.

None

With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $15 per pay period via payroll deduction.

Enroll directly with the program.

Beginning September 2019, the beneficiary must be a Florida resident at time of enrollment.

No minimum contribution.

Enroll directly with the program.

None

$25 (any dollar amount is accepted for contributions made via payroll direct deposit).

Enroll directly with the program.

None

$15

Enroll directly with the program.

None

$25, or $15 per pay period via payroll deduction.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

$10

Enroll directly or through approved Indiana banks and financial advisors.

None

Fixed Rate CDs: With lump-sum contributions, the minimum initial contribution is $250. With the automatic investment plan, the minimum contribution level is $25 per month via electronic funds transfer, or $25 per pay period via payroll deduction. Deposits under $250 are held in an interest bearing savings account, and each time the balance reaches $250, a CD purchase is made.

Honors Savings Account: The minimum initial deposit is $250. With the automatic investment plan, the minimum contribution level is $25 per month via electronic funds transfer, or $25 per pay period via payroll deduction.

Enroll directly with the program.

None

$25, or $15 per pay period via payroll deduction.

Enroll directly with the program.

None

No minimum

Enroll through Charles Schwab & Co., Inc. or through independent advisers associated with Schwab.

None

No minimum

KY Saves 529

Kentucky

Enroll directly with the program.

None

$25, or $15 per pay period via payroll deduction.

Enroll directly with the program.

The account owner or beneficiary must be a Louisiana resident at the time of program enrollment.

$10

Enroll directly with the program.

None

With lump-sum contributions, the minimum initial contribution is $25; may be waived for Maine residents eligible for certain grants, and there is no minimum subsequent contribution. With the automatic investment plan, there is no initial contribution amount required or no minimum subsequent contribution required.

Enroll directly with the program.

None

The minimum contribution requirement is $25 per portfolio. The minimum for subsequent contributions, automatic monthly contributions and/or payroll deductions is $25 per portfolio.

Enroll directly with the program.

None

There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.

Enroll directly with the program.

None

$25, or $15 per pay period via payroll deduction.

Enroll directly with the program.

None

$25 per investment option, or $15 per investment option via payroll deduction.

Enroll directly with the program.

None

$25, or $15 per pay period via payroll deduction.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

$25 or $15 through payroll deduction.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program or through a financial advisor.

None

With lump-sum contributions, the minimum initial contribution is $15, and the minimum subsequent contribution is $15 per month or $45 per quarter. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter via bank transfer or $15 per paycheck via payroll deduction.

Enroll directly with the program.

None

The minimum initial contribution is $3,000 or $50 through an employer automatic investment plan. The minimum initial contribution for Nevada residents is $1,000 or $50 through employer automatic investment. The minimum subsequent contribution is $50.

Enroll directly through USAA.

None

The initial contribution is $50 with the establishment of an automatic investment plan of at least $50 per month or $150 per quarter ($15 for contributions through Ugift), or $250 lump-sum contribution.

Enroll directly with the program.

None

There is no minimum to open or contribute to a 529 account. With the automatic investment plan , the minimum contribution level is $15 per month or $45 per quarter.

Enroll directly with the program.

The contributor or the beneficiary must be a New Jersey resident at the time of program enrollment.

$25 per investment option. Until total contributions to an account reach $1,200, a minimum of $300 per year must be contributed to keep an account open.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

No minimum.

NC 529 Plan

North Carolina

Enroll directly with the program.

None

The minimum initial contribution is $25 and the minimum subsequent contribution is $25.

Enroll directly with the program.

None

The minimum initial contribution is $25.00 and the minimum subsequent contribution is $25.00 ($12.50 for payroll direct deposit.)

Enroll directly with the program.

None

$25 ($500 for the Fifth Third Bank CD option).

Enroll directly with the program.

None

The minimum initial and subsequent contribution is $25. There is no minimum for contributions via payroll deduction direct deposit.

Enroll directly with the program.

None

The minimum initial and subsequent contribution is $25 per investment portfolio. Subsequent contributions must be at least $5 per investment portfolio. With the automatic investment plan, the minimum contribution level is $5 per month. With automatic payroll deductions, the minimum contribution level is $5 per investment portfolio per pay period.

Enroll directly with the program.

None

No initial deposit required. Subsequent deposits can be a little as $1.

Enroll directly with the program.

None

None

Enroll directly with the program.

The account owner or beneficiary must be a resident of South Carolina, or an employee of the State of South Carolina, at the time of program enrollment.

None

Enroll directly with the program.

The account owner or designated beneficiary must be a South Dakota resident at the time of program enrollment.

With lump-sum contributions, the minimum initial contribution is $250 per investment option, and the minimum subsequent contribution is $50 per investment option. With the automatic investment plan, the minimum contribution level is $50 per investment option per month.

Enroll directly with the program.

None

The minimum initial or subsequent contribution to an account for each investment option is $25. Once an initial contribution is made to the account, there are no required subsequent contributions.

Enroll directly with the program.

None

$25 per portfolio, or $15 per portfolio with the automatic contribution plan.

my529

Utah

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

$25, or $15 per pay period via payroll deduction.

Invest529

Virginia

Enroll directly with the program.

None

The minimum initial contribution is $10. No minimum ongoing contributions are required.

Enroll directly with the program

None

Initial contribution of $25 per portfolio; $5 per portfolio thereafter

SMART529 Select

West Virginia

Enroll directly with the program.

None

With lump-sum contributions, the minimum initial contribution is $250 per fund ($50 per fund for West Virginia residents), and the minimum subsequent contribution is $25 per fund (no minimum for West Virginia residents). With the automatic investment plan, the minimum contribution level is $25 per month per fund ($15 per month per fund for West Virginia residents).

Enroll directly with the program.

The account owner or designated beneficiary must have a West Virginia mailing address or be a West Virginia resident on active duty in the U.S. armed forces.

No minimum.

Edvest

Wisconsin

Enroll directly with the program.

None

The minimum initial and subsequent contribution to an account is $25. There is no minimum if you contribute by payroll direct deposit.