Compare 529 Plans by Features

How to enroll

State residency requirements

Minimum contributions

Enroll directly with the program.

None

No minimum.

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None

With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $25 per portfolio per month.

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None

Due to our Ascensus transition there is no longer a minimum contribution for any contributions.

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None

There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.

Enroll directly with the program.

None

With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $10. With the automatic investment plan, the minimum contribution level is $10 per month or $30 per quarter via bank transfer or $5 per pay period via payroll deduction.

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None

Any dollar amount

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None

The minimum initial contribution is $25, and the minimum subsequent contribution is $15.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

The minimum initial contribution is $25, and the minimum subsequent contribution is $25.

Enroll directly with the program.

None

There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.

Enroll directly with the program.

None

There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.

Enroll directly with the program.

None

With lump-sum contributions, the minimum initial contribution is $25, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $15 per pay period via payroll deduction.

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Beginning September 2019, the beneficiary must be a Florida resident at time of enrollment.

No minimum contribution.

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None

$25 (any dollar amount is accepted for contributions made via payroll direct deposit).

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None

$15

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None

$25, or $15 per pay period via payroll deduction.

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None

No minimum.

Enroll directly or through approved Indiana banks and financial advisors.

None

Fixed Rate CDs: With lump-sum contributions, the minimum initial contribution is $250. With the automatic investment plan, the minimum contribution level is $25 per month via electronic funds transfer, or $25 per pay period via payroll deduction. Deposits under $250 are held in an interest bearing savings account, and each time the balance reaches $250, a CD purchase is made.

Honors Savings Account: The minimum initial deposit is $250. With the automatic investment plan, the minimum contribution level is $25 per month via electronic funds transfer, or $25 per pay period via payroll deduction.

Enroll directly with the program.

None

$10

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None

$25, or $15 per pay period via payroll deduction.

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None

No minimum

Enroll through Charles Schwab & Co., Inc. or through independent advisers associated with Schwab.

None

No minimum

Enroll directly with the program.

None

As of May 1, 2022 KY Saves will no longer require a minimum contribution amount for contributions received by check, recurring contributions, payroll direct deposit, or EFT.

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The account owner or beneficiary must be a Louisiana resident at the time of program enrollment.

$10

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None

With lump-sum contributions, the minimum initial contribution is $25; may be waived for Maine residents eligible for certain grants, and there is no minimum subsequent contribution. With the automatic investment plan, there is no initial contribution amount required or no minimum subsequent contribution required.

Enroll directly with the program.

None

The minimum contribution requirement is $25 per portfolio. The minimum for subsequent contributions, automatic monthly contributions and/or payroll deductions is $25 per portfolio.

Enroll directly with the program.

None

There is no minimum to open an account. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.

Enroll directly with the program.

None

$25, or $15 per pay period via payroll deduction.

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None

$25 per investment option, or $15 per investment option via payroll deduction.

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None

$25, or $15 per pay period via payroll deduction.

Enroll directly with the program.

None

No minimum.

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None

$25 or $15 through payroll deduction.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

The minimum initial contribution is $3,000 or $50 through an employer automatic investment plan. The minimum initial contribution for Nevada residents is $1,000 or $50 through employer automatic investment. The minimum subsequent contribution is $50.

Enroll directly through Victory Capital @ www.vcm.com/529, Enroll directly through Victory Capital.

None

The initial contribution is $50 with the establishment of an automatic investment plan of at least $50 per month or $150 per quarter ($15 for contributions through Ugift), or $250 lump-sum contribution.

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None

There is no minimum to open or contribute to a 529 account. With the automatic investment plan , the minimum contribution level is $15 per month or $45 per quarter.

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The contributor or the beneficiary must be a New Jersey resident at the time of program enrollment.

$25 per investment option. Until total contributions to an account reach $1,200, a minimum of $300 per year must be contributed to keep an account open.

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None

No minimum.

Enroll directly with the program.

None

No minimum.

Enroll directly with the program.

None

The minimum initial contribution is $25 and the minimum subsequent contribution is $25.

Enroll directly with the program.

None

The minimum initial contribution is $25.00 and the minimum subsequent contribution is $25.00 ($12.50 for payroll direct deposit.)

Enroll directly with the program.

None

$25 ($500 for the Fifth Third Bank CD option).

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None

The minimum initial and subsequent contribution is $25. There is no minimum for contributions via payroll deduction direct deposit.

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None

The minimum initial and subsequent contribution is $25 per investment portfolio. Subsequent contributions must be at least $5 per investment portfolio. With the automatic investment plan, the minimum contribution level is $5 per month. With automatic payroll deductions, the minimum contribution level is $5 per investment portfolio per pay period.

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None

No initial deposit required. Subsequent deposits can be a little as $1.

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None

None

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The account owner or beneficiary must be a resident of South Carolina, or an employee of the State of South Carolina, at the time of program enrollment.

None

Enroll directly with the program at CollegeAccess529.com

The account owner or designated beneficiary must be a South Dakota resident at the time of program enrollment.

With lump-sum contributions, the minimum initial contribution is $250 per investment option, and the minimum subsequent contribution is $50 per investment option. With the automatic investment plan, the minimum contribution level is $50 per investment option per month.

Enroll directly with the program.

None

The minimum initial or subsequent contribution to an account for each investment option is $25. Once an initial contribution is made to the account, there are no required subsequent contributions. There is a minimum $25 contribution to establish the account, regardless of the number of investment options selected.

Enroll directly with the program.

None

$25 per portfolio, or $15 per portfolio with the automatic contribution plan.

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None

No minimum.

Enroll directly with the program.

None

$25, or $15 per pay period via payroll deduction.

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None

The minimum initial contribution is $10. No minimum ongoing contributions are required.

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None

Initial contribution of $25 per portfolio; $5 per portfolio thereafter

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None

With lump-sum contributions, the minimum initial contribution is $250 per fund ($50 per fund for West Virginia residents), and the minimum subsequent contribution is $25 per fund (no minimum for West Virginia residents). With the automatic investment plan, the minimum contribution level is $25 per month per fund ($15 per month per fund for West Virginia residents).

Enroll directly with the program.

The account owner or designated beneficiary must have a West Virginia mailing address or be a West Virginia resident on active duty in the U.S. armed forces.

No minimum.

Enroll directly with the program.

None

The minimum initial and subsequent contribution to an account is $25. There is no minimum if you contribute by payroll direct deposit.