Compare 529 Plans by Features

Plan

Enrollment or application fee

Account maintenance fee

Program management fees

None.

None.

0.17%

None.

None

0.05% Program Fee except 0.02% on enrollment portfolios; plus 0.04% Trust Fee The University of Alaska Portfolio does not have a Program Fee or Trust Fee.

None.

None

0.05% Program Fee except 0.02% on enrollment portfolios; plus 0.04% Trust Fee

None.

None.

0.09% for the Fidelity index fund options (includes 0.02% state fee); 0.17% for the Fidelity fund options (includes 0.045% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, fees vary from 0.00% to 0.10% (including 0.05% state fee) based on the Federal Funds Target Rate.

None.

$20 annually, waived for Arkansas residents.

0.48% manager fee; fee includes underlying fund expenses and a 0.07% fee to the state; 0.32% for the Savings Portfolio

None.

None.

0.06% (includes 0.05% state fee) for Active, ESG and Social Choice Portfolios; 0.01% for Passive and Index Portfolios (no state fee); None for the Principal Plus Interest Portfolio.

None.

$20 for accounts with less than $10,000, waived for Colorado residents and for accounts opting to receive all documents electronically.

0.29% manager fee; fee includes underlying fund expenses and a 0.06% fee to the state.
CollegeInvest may charge an administrative fee of up to 0.10%. CollegeInvest will periodically reevaluate the 0.06% administrative fee rate and raise or lower it not to exceed 0.10%.

None.

None.

None. (FirstBank pays Colorado CollegeInvest an administrative fee of 0.10% of assets.)

None.

None.

0.99% administrative fee to the state (0.28% of this fee waived as of January 2019).

None.

None.

0.08% for the index fund options (includes 0.01% state fee); 0.16% for the Fidelity fund options (includes 0.01% state fee); 0.11% for the Fidelity Blend options (includes 0.01% state fee). For the Bank Deposit Portfolio, there is a 0.05% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate. For the Stable Value Portfolio, there is a 0.07% Program Management Fee

None.

None.

0.08% for the Fidelity index fund options (includes 0.01% state fee); 0.12% for the Fidelity fund options (includes 0.05% state fee); 0.08% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.04% state fee) and is based on the Federal Funds Target Rate.

DC College Savings Plan

District of Columbia

None

$15, reduced to $10 for DC residents, waived for accounts with a balance of $15,000 or more.

0.30% management fee (0.15% for Principal Protected Portfolio), including 0.05% administrative fee to D.C.

None.

None.

None

None.

None.

0.04% manager fee. None for the Principal Plus Interest Portfolio.

None.

$20 annually; none for account owners who are Hawaii residents.

0.55% manager fee

None.

$20 annually unless either the account owner or beneficiary is a resident of Idaho.

0.27% to 0.28% program manager fee; 0.29% for Savings Portfolio; plus 0.05% administrative fee to the state

None.

None.

0.10% (includes 0.025% state administrative fee).
Index Portfolios: 0.07% (no state administrative fee).
No state administrative fee for the Vanguard Federal Money Market 529 and Bank Savings portfolios

None.

$20 annually, waived for Indiana residents or beneficiaries and for accounts with $25,000.

0.24% in the Year of Enrollment Option; 0.14% in the Individual Portfolios and Savings Portfolio.

None.

None.

None.

None.

None.

0.18% manager fee; fee includes underlying fund expenses.

None.

None.

0.20% manager fee (waived for the Cash and Cash Equivalents portfolio)

None.

None.

0.20% manager fee for the actively managed options

KY Saves 529

Kentucky

None.

None.

0.36% manager fee for the Year of Enrollment Options; 0.40% manager fee for the Asset Allocation Options; 0.20% for the Capital Preservation Option; none for the Guaranteed Option.

None.

None.

None

None.

None

None for the BlackRock Age-Based, BlackRock 100% Equity, BlackRock Fixed Income, BlackRock Balanced, and NextGen Savings Portfolio; 0.07% for the BlackRock Equity Index Portfolio, 0.12% for the iShares portfolios , and 0.20% for the Principal Plus Portfolio. A Maine Administration fee of 0.04% is charged for all portfolios except the NextGen Savings Portfolio.

Maine Administration Fee Rebate Program: If either the participant or the designated beneficiary is a Maine resident, and the account was subject to the Maine Administration Fee, an amount approximately equal to the Maine Administration Fee paid during the year is automatically rebated to the account in the following year, if such amount is at least $2.00. To be eligible to receive the rebate, on the last business day of the calendar year the account must have a balance of at least $1,000 and include Units of a Portfolio subject to the Maine Administration Fee. The minimum rebate is $2.00; amounts less than $2.00 will not be paid.

None

None

0.03% Program Fee (0.15% for the Social Index Equity Portfolio) and 0.05% state fee

None.

None.

0.45% for the index fund options (includes 0.045% state fee); 0.07% for the Fidelity fund options (includes 0.10% state fee); 0.05% for the Fidelity Blend fund options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

None.

None.

0.02% manager fee plus 0.025% state fee. No fee for the Principal Plus Interest Option.

None.

None.

0.10% manager fee plus 0.0025% state fee. Manager fee and state fee do not apply to the Principal Plus Interest Option.

None.

$20 for account owners who have not elected to receive plan documents by electronic delivery

0.60% manager fee; no fee for the Guaranteed Option.

None.

$25 annually, waived for accounts with a Montana resident as beneficiary and for accounts with balances of $25,000 or more and for account with automatic bank deposits or by payroll deduction.

0.445%; 0.395% for the Capital Preservation option, plus 0.095% administrative fee (none for the Capital Preservation option)

None.

None.

0.12% program manager fee, plus a 0.02% fee to the state.

None.

None

0.08% manager fee and a 0.02% fee to the state

None.

$20 annually, waived if either the account owner or beneficiary is a resident of Nevada or if the account owner is invested in the Savings Portfolio at the time the annual fee is assessed.

0.22% manager fee (0.27% for Savings Portfolio) plus state fee of 0.02% and tactical asset allocation fee of 0.07% for risk-based and age-based portfolios.

None.

$10 annual minimum balance fee for accounts with a balance of less than $1,000 that do not have automatic deposit; waived for Nevada residents.

0.10%

None.

None.

0.09% for the index fund options (includes 0.05% state fee); 0.17% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

None.

None.

0.10% management fee; none for the Franklin U.S. Government Money 529 Portfolio

None.

None

0.10% management fee (includes 0.05% fee to the state)

None.

None.

0.12% manager fee; fee includes underlying fund expenses.

NC 529 Plan

North Carolina

None.

There are no account maintenance fees. If a participant chooses to receive paper statements and confirmations, rather than electronic, a fee of $1.50/month ($18.00/year) is charged to the account to cover printing, mailing, and other associated costs.

0.25%

None.

$20 annually, waived for : (i) Accounts with a Participant or Designated Beneficiary that is a resident of North Dakota; (ii) Accounts, established prior to February 28, 2002, with a Participant or Designated Beneficiary that was a resident of South Dakota at the time such Account was established; and (iii) Accounts in the New Baby Match, BND Match and Kindergarten Kickoff Match programs.

0.44% to 0.46% (including 0.10% fee to the state)

None.

None.

0.105% manager fee plus 0.02% fee to the state.

Fifth Third Bank options: No fees.

Oklahoma 529

Oklahoma

None.

None.

0.20% manager fee. No fee for the Guaranteed Option.

None.

None.

0.20% state administrative fee

None.

$10 annually, waived for accounts that have elected electronic delivery of all documents.

0.19%, consisting of 0.055% fee to the Commonwealth and 0.13% combined fee to Upromise and Vanguard

None.

None.

0.10%; none for Rhode Island residents

None.

None.

None

None

None.

0.25% manager fee (plus 0.06% state administrative fee)

my529

Utah

None.

None

Ranges from 0.10% to 0.14%

None.

A $25 mail delivery fee is charged annually, waived for accounts that have elected electronic delivery of all documents.

Plan management fee ranges from 0.27% - 0.30%; administrative fee of 0.05% for each portfolio.

Invest529

Virginia

Effective May 1, 2014, VA529 no longer charges an application fee for this program if application is submitted online.

None.

0.049% manager fee; none for the FDIC-Insured or Tuition Track Portfolio

None

$30 annually

0.12% manager fee and a 0.10% administrative fee to the state

SMART529 Select

West Virginia

None.

$25 annually, deducted at end of each year. Waived for accounts over $25,000, for WV residents, and for accounts in the automatic investment program.

0.40% management fee (includes 0.05% to the state).

None.

None.

0.08%.

Edvest

Wisconsin

None.

None.

0.07% management fee. The state administrative fee of 0.10% is currently being waived. The management and state fees do not apply to the Principal Plus Interest Portfolio.