Compare 529 Plans by Features

Plan

Enrollment or application fee

Account maintenance fee

Program management fees

None.

None.

0.17%

None.

None

.05% Program Fee plus 0.05% Trust Fee

None.

None

0.05% Program Fee plus 0.05% Trust Fee

None.

None.

0.09% for the Fidelity index fund options (includes 0.02% state fee); 0.20% for the Fidelity fund options (includes 0.045% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, fees vary from 0.00% to 0.10% (including 0.05% state fee) based on the Federal Funds Target Rate.

None.

$20 annually, waived for Arkansas residents.

0.48% manager fee; fee includes underlying fund expenses and a 0.07% fee to the state; 0.32% for the Savings Portfolio

None.

None.

0.06% (includes 0.05% state fee) for Active and Social Choice Portfolios; 0.01% for Passive and Index Portfolios (no state fee); None for the Principal Plus Interest Portfolio.

None.

$20 for accounts with less than $10,000, waived for Colorado residents and for accounts opting to receive all documents electronically.

0.31% manager fee; fee includes underlying fund expenses and a 0.06% fee to the state.
CollegeInvest may charge an administrative fee of up to 0.10%. CollegeInvest will periodically reevaluate the 0.06% administrative fee rate and raise or lower it not to exceed 0.10%.

None.

None.

None. (FirstBank pays Colorado CollegeInvest an administrative fee of 0.10% of assets.)

None.

None.

0.99% administrative fee to the state (0.28% of this fee waived as of January 2019).

None.

None.

0.09% for the index fund options (includes 0.01% state fee); 0.20% for the Fidelity fund options (includes 0.01% state fee); 0.12% for the Fidelity Blend options (includes 0.01% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.01% state fee) and is based on the Federal Funds Target Rate.

None.

None.

0.09% for the Fidelity index fund options (includes 0.01% state fee); 0.20% for the Fidelity fund options (includes 0.05% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

DC College Savings Plan

District of Columbia

None

$15, reduced to $10 for DC residents, waived for accounts with a balance of $15,000 or more.

0.30% management fee (0.15% for Principal Protected Portfolio), including 0.05% administrative fee to D.C.

None.

None.

None

None.

None.

0.04% manager fee. None for the Principal Plus Interest Portfolio.

None.

$20 annually; none for account owners who are Hawaii residents.

0.55% manager fee

None.

$20 annually unless either the account owner or beneficiary is a resident of Idaho.

0.40% to 0.41% program manager fee; 0.29% for Savings Portfolio; plus 0.05% administrative fee to the state

None.

None.

0.10% (includes 0.03% state administrative fee).
Index Portfolios: 0.07% (no state administrative fee).
No state administrative fee for the Vanguard Federal Money Market 529 portfolio.

None.

$20 annually, waived for Indiana residents or beneficiaries and for accounts with $25,000.

0.29% in the Year of Enrollment Option; 0.14% in the Individual Portfolios and Savings Portfolio.

None.

None.

None.

None.

None.

0.19% manager fee; fee includes underlying fund expenses.

None.

None.

0.20% manager fee (waived for the Cash and Cash Equivalents portfolio)

None.

None.

0.20% manager fee for the actively managed options

KY Saves 529

Kentucky

None.

None.

0.36% manager fee for the Year of Enrollment Options; 0.40% manager fee for the Asset Allocation Options; 0.20% for the Capital Preservation Option; none for the Guaranteed Option.

None.

None.

None

None.

None

None for the BlackRock Age-Based and NextGen Savings Portfolio; 0.07% for the BlackRock Equity Index Portfolio (no state fee), 0.12% for the iShares portfolios (no state administrative fee), and 0.20% for the Principal Plus Portfolio.

None

None

0.05% Program Fee and 0.05% state fee

None.

None.

0.09% for the index fund options (includes 0.045% state fee); 0.20% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend fund options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

None.

None.

0.02% manager fee plus 0.025% state fee. No fee for the Principal Plus Interest Option.

None.

None.

0.10% manager fee plus 0.0025% state fee. Manager fee and state fee do not apply to the Principal Plus Interest Option.

None.

$20 for account owners who have not elected to receive plan documents by electronic delivery

0.60% manager fee; no fee for the Guaranteed Option.

None.

$25 annually, waived for accounts with a Montana resident as beneficiary and for accounts with balances of $25,000 or more and for account with automatic bank deposits or by payroll deduction.

0.445%; 0.395% for the Capital Preservation option, plus 0.095% administrative fee (none for the Capital Preservation option)

None.

None.

0.12% program manager fee, plus a 0.02% fee to the state.

None.

None

0.08% manager fee and a 0.02% fee to the state

None.

$20 annually, waived if either the account owner or beneficiary is a resident of Nevada or if the account owner is invested in the Savings Portfolio at the time the annual fee is assessed.

0.22% manager fee (0.27% for Savings Portfolio) plus state fee of 0.02% and tactical asset allocation fee of 0.07% for risk-based and age-based portfolios.

None.

$10 annual minimum balance fee for accounts with a balance of less than $1,000 that do not have automatic deposit; waived for Nevada residents.

0.10%

None.

None.

0.09% for the index fund options (includes 0.05% state fee); 0.20% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

None.

None.

0.10% manager fee

None.

None

0.10% management fee (includes 0.05% fee to the state)

None.

None.

0.12% manager fee; fee includes underlying fund expenses.

NC 529 Plan

North Carolina

None.

A $1.50/month ($18.00/year) fee is assessed per Account for paper delivery of statements and confirmations. This fee is waived if the Participant elects to receive electronic delivery.

0.25%

None.

$20 annually, waived for : (i) Accounts with a Participant or Designated Beneficiary that is a resident of North Dakota; (ii) Accounts, established prior to February 28, 2002, with a Participant or Designated Beneficiary that was a resident of South Dakota at the time such Account was established; and (iii) Accounts in the New Baby Match, BND Match and Kindergarten Kickoff Match programs.

0.44% to 0.46% (including 0.10% fee to the state)

None.

None.

0.115% manager fee plus 0.02% fee to the state.

Fifth Third Bank options: No fees.

None.

None.

0.25% manager fee. No fee for the Guaranteed Option.

None.

None.

0.25% state administrative fee

None.

$10 annually, waived for accounts that have elected electronic delivery of all documents.

0.19%, consisting of 0.055% fee to the Commonwealth and 0.13% combined fee to Upromise and Vanguard

None.

None.

0.10%; none for Rhode Island residents

None.

None.

None

None

None

0.20%; none for the interest bearing account

None.

None.

0.535% manager fee (plus 0.0843% state administrative fee); no administrative fee for index portfolios.

my529

Utah

None.

None

Ranges from 0.10% to 0.14%

None.

A $25 mail delivery fee is charged annually, waived for accounts that have elected electronic delivery of all documents.

Plan management fee ranges from 0.27% - 0.30%; administrative fee of 0.05% for each portfolio.

Invest529

Virginia

Effective May 1, 2014, VA529 no longer charges an application fee for this program if application is submitted online.

None.

0.09% manager fee; none for the Tuition Track Portfolio

None

$30 annually

0.12% manager fee and a 0.10% administrative fee to the state

SMART529 Select

West Virginia

None.

$25 annually, deducted at end of each year. Waived for accounts over $25,000, for WV residents, and for accounts in the automatic investment program.

0.40% management fee (includes 0.05% to the state).

None.

None.

0.08%.

Edvest

Wisconsin

None.

None.

0.07% management fee. The state administrative fee of 0.10% is currently being waived. The management and state fees do not apply to the Principal Plus Interest Portfolio.