General Information

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The Hartford SMART529

While a similar program (SMART529 WV Direct) is available to West Virginia residents on a direct basis, this advisor-sold version is available nationally. The Hartford SMART529 program features a menu of age-based, static, and individual portfolio options utilizing Hartford Funds, two iShares (BlackRock) funds, one MFS fund, and a stable value portfolio managed by Invesco. Accounts can be linked to the Upromise rewards service. To find a financial advisor in your area, use the Directory of Financial Professionals.

Our Ratingx

3.5 of 5

Fee Scorex

4 of 5

Performancex

2.5 of 5

  • Program typeSavings
  • Inception2002
  • State agency
    State Treasurer's Office under the authority of the West Virginia College Prepaid Tuition and Savings Program Board of Trustees
  • Tax deduction
  • Program Manager
    Hartford Funds Management Company, LLC.
  • Program distributor
    Hartford Funds Distributors, LLC

Investors in The Hartford SMART529 can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
SMART529 Age-Based Portfolio 0-31.05%98%1.51%15 of 17
SMART529 Age-Based Portfolio 4-61.05%83.2%1.73%20 of 27
SMART529 Age-Based Portfolio 7-91.05%70.1%1.92%14 of 20
SMART529 Age-Based Portfolio 10-111.02%60.3%1.88%17 of 18
SMART529 Age-Based Portfolio 12-131%49.8%1.85%38 of 38
SMART529 Age-Based Portfolio 160.78%29.6%1.98%18 of 31
SMART529 Age-Based Portfolio 170.73%19.6%1.87%14 of 36
SMART529 Age-Based Portfolio 14-150.99%40.3%2.19%20 of 38
SMART529 Age-Based Portfolio 18+0.69%11.4%1.89%2 of 36

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
SMART529 Aggressive Growth Portfolio1.05%98%1.6%207 of 321
SMART529 Growth Portfolio1.05%83.2%1.82%154 of 321
SMART529 Balanced Portfolio1.02%60.3%1.98%16 of 36
SMART529 Conservative Balanced Portfolio0.78%29.6%1.94%5 of 23

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
The SMART529 Stable Value Fund0.54%0%1.79%4 of 102
The Hartford MidCap 529 Fund1.17%100%7.14%132 of 321
MFS Global Equity 529 Fund1.34%100%5.33%198 of 321
The Hartford Equity Income 529 Fund1.08%100%6.07%140 of 321
The Hartford Dividend and Growth 529 Fund1.07%100%7.26%87 of 321
The Hartford SMART529 Checks and Balances Portfolio1.03%66.67%6.96%2 of 36
The Hartford Total Return Bond 529 Fund0.88%0%4.08%22 of 321
The Hartford High Yield 529 Fund1.13%0%4.85%46 of 321
The Hartford Inflation Plus 529 Fund0.98%0%1.97%55 of 102
The Hartford Growth Opportunities 529 Fund1.18%100%15.67%19 of 321
The Hartford International Opportunities 529 Fund1.14%100%-7.73%102 of 102
The Hartford Small Company 529 Fund1.33%100%13.16%52 of 321
The Hartford MidCap Value 529 Fund1.22%100%-2.16%271 of 321
The Hartford Global All Asset 529 Fund1.16%60%-2.26%36 of 37
The Hartford Balanced Income 529 Fund1.03%45%5.65%18 of 37

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%