West Virginia 529 College Savings Plans

West Virginia’s 529 plan selection includes two direct-sold 529 college savings programs and one advisor-sold 529 plan. On a direct-sold basis, the SMART529 Select plan features funds from Dimensional Fund Advisors (DFA), while the SMART529 WV Direct plan (available only to WV residents or beneficiaries) primarily offers Vanguard index funds. West Virginia’s advisor-sold plan, The Hartford SMART529, primarily utilizes mutual funds from Hartford Funds, as well as additional underlying investments from iShares (BlackRock), MFS, and Invesco. West Virginia is winding down its prepaid tuition plan that was closed to new enrollment in 2003.

See what benefits the West Virginia 529 plans offer by selecting the following links.

West Virginia 529 Tax Benefit
  • Tax deduction for single filersNo limit
  • Tax deduction for joint filersNo limit

Consumer Plans

SMART529 Select

The West Virginia SMART529 Select 529 savings program is managed by Hartford Funds and features age-based and static portfolio options utilizing Dimensional Fund Advisors mutual funds. Although DFA funds are typically available only through financial advisers, this 529 plan is direct-sold. Accounts can be linked to the Upromise rewards service....

  • Resident Rating
  • Non-Resident Rating

SMART529 WV Direct College Savings Plan

The West Virginia SMART529 WV Direct College Savings Plan, available on a direct basis to those who meet certain West Virginia residency requirements, features a menu of age-based and static portfolio options utilizing index funds from Vanguard as well as an Invesco stable value portfolio option. Accounts can be linked to the Upromise rewards service....

  • Resident Rating
  • Non-Resident Rating

SMART529 Prepaid Tuition Plan

The West Virginia SMART529 Prepaid Tuition Plan has stopped accepting new enrollments and its future has not been settled. West Virginia also offers three 529 savings plans, the SMART529 Direct, SMART529 Select and The Hartford SMART529 plans....

  • Resident Rating
  • Non-Resident Rating

Advisor Sold Plans

The Hartford SMART529

While a similar program (SMART529 WV Direct) is available to West Virginia residents on a direct basis, this advisor-sold version is available nationally. The Hartford SMART529 program features a menu of age-based, static, and individual portfolio options utilizing Hartford Funds, two iShares (BlackRock) funds, one MFS fund, and a stable value portfolio managed by Invesco. Accounts can be linked to the Upromise rewards service....

  • Resident Rating
  • Non-Resident Rating

ABLE plans

WV ABLE

The State of West Virginia has partnered with the State of Ohio to create WVABLE, a program that offers the STABLE Account Plan to eligible West Virginia residents. The STABLE Account Plan is established pursuant to Ohio law (Ohio Revised Code §113.50-§113.56) in accordance with Section 529A, and is structured and operated by the Ohio Treasurer's Office and its Service Providers....