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Invest529

Invest529, Virginia's direct-sold college savings plan is available to residents of any state, and offers low fees, diverse investment options and tax benefits for residents.

Our Ratingx

5 of 5

Fee Scorex

4.5 of 5

Performancex

3.5 of 5

  • Program typeSavings
  • Inception1999
  • State agency
    Virginia529
  • Tax deduction
    Tax deduction for single filers $4,000/yr
    Tax deduction for joint filers $4,000/yr
  • Program Manager
    Virginia529 Board and its CEO
  • Program distributor
    Not applicable.
  • Manager contract termUNLOCK PRO

Investors in Invest529 can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
2021 Portfolio0.33%25%2.78%37 of 80
2018 Portfolio0.21%0%1.39%1 of 81
2024 Portfolio0.38%40%3.66%78 of 100
2027 Portfolio0.43%50%4.21%48 of 100
2030 Portfolio0.48%60%4.9%60 of 65
2033 Portfolio0.52%70%5.46%55 of 63
2036 Portfolio0.58%80%5.89%46 of 63

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
Aggressive Growth0.13%80%8.66%13 of 52
Moderate Growth0.13%60%6.4%11 of 52
Conservative Income0.13%20%1.95%8 of 68
Active Aggressive0.58%80%5.87%46 of 52
Active Moderate0.43%50%4.01%48 of 52
Active Conservative0.33%25%2.46%27 of 38

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Stable Value0.15%0%2.05%3 of 66
Total Stock Market Index0.12%100%17.54%39 of 228
Total Bond Market Index0.13%0%-1.3%36 of 68
Total International Stock Index0.17%100%1.54%194 of 228
Inflation Protected Securities0.17%0%0.16%8 of 68
REIT Index Fund0.2%100%1.88%223 of 228
Socially Targeted0.76%100%16.65%124 of 228

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%