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CollegeAmerica

Virginia's CollegeAmerica is an advisor-sold 529 plan that makes available a line-up target date fund portfolios, multi-fund portfolios, individual fund portfolios from American Funds through Class 529-A, 529-C, 529-E and 529-F-1 shares. To find a financial advisor in your area, use the Directory of Financial Professionals.

Our Ratingx

4.5 of 5

Fee Scorex

4 of 5

Performancex

4.5 of 5

  • Program typeSavings
  • Inception2002
  • State agency
    Virginia529
  • Tax deduction
  • Program Manager
    American Funds Service Company, American Funds Distributors, and Capital Research and Management Company
  • Program distributor
    American Funds Distributors
  • Manager contract termUNLOCK PRO

Investors in CollegeAmerica can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
American Funds College 2036 Fund0.91%90%N/AN/A
American Funds College 2027 Fund0.83%62.4%3.42%20 of 20
American Funds College 2024 Fund0.77%53.65%2.06%20 of 20
American Funds College 2021 Fund0.75%36.65%-0.54%25 of 26
American Funds College Enrollment Fund0.79%0%-1.21%32 of 33
American Funds College 2030 Fund0.85%77.6%5.65%12 of 21
American Funds College 2033 Fund0.84%90%6.92%18 of 24

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
American Funds Global Growth Portfolio0.85%100%10.44%99 of 308
American Funds Growth Portfolio0.88%100%14.75%71 of 308
American Funds Growth and Income Portfolio0.82%78.6%8.93%4 of 34
American Funds Moderate Growth and Income Portfolio0.84%65%6.22%16 of 34
American Funds Conservative Growth and Income Portfolio0.76%46.76%3.83%29 of 37
American Funds Preservation Portfolio0.76%0%-0.79%31 of 33

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
AMCAP Fund0.75%100%21.42%36 of 308
The Growth Fund of America0.69%100%22.23%33 of 308
The New Economy Fund0.86%100%16.35%22 of 308
EuroPacific Growth Fund0.88%100%1.09%201 of 308
New Perspective Fund0.83%100%13.41%84 of 308
New World Fund1.06%100%0.71%172 of 308
SMALLCAP World Fund1.11%100%13.05%79 of 308
American Mutual Fund0.66%100%11.77%1 of 34
Capital World Growth and Income Fund0.84%100%6.67%155 of 308
Fundamental Investors0.67%100%13.71%92 of 308
The Investment Company of America0.67%100%13.35%124 of 308
Washington Mutual Investors Fund0.65%100%13.85%110 of 308
Capital Income Builder0.66%75%0.84%34 of 34
The Income Fund of America0.63%60%4.84%18 of 37
American Balanced Fund0.66%60%8.79%2 of 37
American High-Income Trust0.77%0%3.51%8 of 98
The Bond Fund of America0.69%0%-1.84%72 of 98
Capital World Bond Fund1.03%0%-2.29%46 of 98
Intermediate Bond Fund of America0.67%0%-1.18%23 of 24
U.S. Government Securities Fund0.70%0%-2.4%88 of 98
Short-Term Bond Fund of America0.73%0%-0.21%10 of 24
International Growth and Income Fund0.96%100%0.38%252 of 308
American Funds U.S. Government Money Market Fund0.48%0%1.09%17 of 26
American Funds Mortgage Fund0.74%0%-2.13%82 of 98
American Funds Global Balanced Fund0.89%75%2.55%29 of 34
American Funds Developing World Growth and Income Fund1.32%100%-4.61%300 of 308
American Funds Inflation Linked Bond Fund0.74%0%-0.32%30 of 98
American Funds Strategic Bond Fund1.13%0%-1.6%22 of 24
American Funds Corporate Bond Fund0.98%0%-1.71%80 of 98
American Funds Emerging Markets Bond Fund1.14%0%-4.7%92 of 98

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%