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General Information
Pennsylvania 529 Investment Plan
Pennsylvania's 529 Investment Plan is available to residents of any state, and offers 15 Vanguard investment options, including a socially responsible equity portfolio. Pennsylvania residents may enjoy a state tax deduction for contributions to the plan.
Our Ratingix
4.0 of 5
Fee Scoreix
4 of 5
Performanceix
4 of 5
- Program typeSavings
- Inception2002, but substantially changed in November 2006
- State agencyPennsylvania Treasury Department
- Tax deduction
- Program ManagerPennsylvania Treasury Department, with Ascensus College Savings as record-keeper and servicing agent, and Vanguard as investment manager.
- Program distributorPennsylvania Treasury Department
Investors in Pennsylvania 529 Investment Plan can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Conservative Income Portfolio | 0.25% | 0% | 3.23% | 41 of 70 |
| Growth Portfolio | 0.24% | 75% | 3.54% | 30 of 50 |
| Aggressive Growth Portfolio | 0.25% | 100% | 2.91% | 134 of 235 |
| Moderate Growth Portfolio | 0.24% | 50% | 4.13% | 17 of 52 |
| Conservative Growth Portfolio | 0.24% | 25% | 4.41% | 17 of 39 |
| Income Portfolio | 0.24% | 20% | 4.39% | 69 of 70 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Total International Bond Index Portfolio | 0.28% | 0% | N/A | N/A |
| Real Estate Index Portfolio | 0.33% | 100% | N/A | N/A |
| Total Stock Market Index Portfolio | 0.23% | 100% | 8.65% | 49 of 235 |
| Social Index Portfolio | 0.33% | 100% | 10.53% | 14 of 235 |
| Interest Accumulation Portfolio | 0.29% | 0% | 2.17% | 13 of 68 |
| Total International Stock Index Portfolio | 0.28% | 100% | -5.26% | 216 of 235 |
| Total Bond Market Index Portfolio | 0.24% | 0% | 4.33% | 29 of 70 |
| Short-Term Inflation-Protected Securities Index Portfolio | 0.25% | 0% | 1.79% | 11 of 18 |
Use the form below to filter through the investment options in this plan