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UNIQUE College Investing Plan

New Hampshire's UNIQUE College Investing Plan is Fidelity-managed 529 plan follows the same approach as other Fidelity plans in Arizona, Delaware and Massachusetts. It features three age-based options; one using Fidelity mutual funds, one using Fidelity index mutual funds, and a third multi-firm option with portfolios that invest in funds offered by several different companies. The plan also offers 11 static options, and one option that invests in an interest-bearing deposit account.

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4 of 5

Fee Scorex

4 of 5


2.5 of 5

  • Program typeSavings
  • Inception1998
  • State agency
    State Treasurer
  • Tax deduction
    Tax deduction for single filers None
    Tax deduction for joint filers None
  • Program Manager
    Fidelity Investments
  • Program distributor
    Fidelity Brokerage Services, LLC
  • Manager contract termUNLOCK PRO

Investors in UNIQUE College Investing Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Fidelity Funds: NH Portfolio 20240.8%50.86%4.52%37 of 43
Fidelity Funds: NH Portfolio 20210.74%39.05%3.07%73 of 100
Fidelity Funds: NH Portfolio 20180.67%26.3%1.69%57 of 80
Fidelity Funds: NH Portfolio 20300.90%74.5%7.56%16 of 57
Fidelity Funds: NH College Portfolio0.66%23.78%1.49%73 of 80
NH Portfolio 2024 Fidelity Index0.15%46.72%5%42 of 100
NH Portfolio 2021 Fidelity Index0.15%34.15%3.54%97 of 100
NH Portfolio 2018 Fidelity Index0.17%21.08%2.11%79 of 80
NH Portfolio 2030 Fidelity Index0.13%71.1%7.95%52 of 57
NH College Portfolio Fidelity Index0.18%18.93%1.95%50 of 83
Fidelity Funds: NH Portfolio 20270.85%62.11%6%22 of 65
NH Portfolio 2027 Fidelity Index0.13%58.93%6.56%47 of 65
Multi-Firm Fund: Portfolio 20241.06%47.30%4.68%12 of 100
Multi-Firm Fund: Portfolio 20211.01%34.70%3.20%75 of 100
Multi-Firm Fund: Portfolio 20180.95%21.57%1.9%53 of 80
Multi-Firm Fund: Portfolio 20301.15%71.78%7.64%33 of 57
Multi-Firm Fund: Portfolio 20271.11%59.48%6.16%30 of 65
Multi-Firm Fund: College Portfolio0.91%19.46%1.73%24 of 83
Fidelity Funds: NH Portfolio 20330.95%86.87%9.1%5 of 29
Multi-Firm Fund: Portfolio 20331.2%83.85%9.21%16 of 29
NH Portfolio 2033 Fidelity Index0.13%83.39%9.62%25 of 29
Multi-Firm Fund: Portfolio 20361.2%93.73%10.73%28 of 53
NH Portfolio 2036 Fidelity Index0.13%93.62%11.16%42 of 53
Fidelity Funds: NH Portfolio 20360.98%96.4%10.72%4 of 53

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
Fidelity Funds: Aggressive Growth0.99%99.02%11.17%100 of 228
Fidelity Funds: Moderate Growth0.89%70.66%7.22%26 of 52
Fidelity Funds: Conservative0.53%2.38%0.13%49 of 68
Aggressive Growth Portfolio Fidelity Index0.13%98.6%11.88%135 of 228
Moderate Growth Portfolio Fidelity Index0.13%68.6%7.77%41 of 52
Conservative Portfolio Fidelity Index0.2%0%0.15%54 of 68

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
NH Money Market0.57%0%1.01%55 of 66
NH Inter Treas Index0.18%0%-2.65%65 of 68
NH International Index0.15%100%0.15%216 of 228
NH Fidelity 500 Index0.11%100%17.76%65 of 228
NH Ttl Mkt Index0.11%100%17.5%38 of 228

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%