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Achieve Montana

The Montana Family Education Savings Program -- Investment Plan was renamed Achieve Montana with a new suite of investments added in October 2015. Ascensus College Savings continues to serve as program manager for this direct-sold plan. The plan features a year-of-enrollment option, five asset allocation portfolios and three individual fund portfolios including the Capital Preservation Portfolio invested in the New York Life Guaranteed Investment Account. Underlying funds are from Vanguard, DFA, iShares and Schwab. Accounts can be linked to the Upromise rewards service.

Fee Score

2 / 5

Performance

3.5 / 5
  • Program type
    Savings
  • Inception
    2002, but substantially changed in December 2010 and October 2015.
  • State agency
    Montana Board of Regents of Higher Education
  • Tax deduction
  • Program Manager
    Ascensus College Savings
  • Program distributor
    Ascensus College Savings

Investment Options

Investors in Achieve Montana can select from the following investment options. Click on a portfolio name for more information.

Age Based Investment Optionsaccordion open icon

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.% Equity1YR PerformanceRank
2038 Enrollment Portfolio0.59%88%35.36%N/A
2035 Enrollment Portfolio0.58%76.67%30.68%N/A
2032 Enrollment Portfolio0.58%66.67%26.52%N/A
2029 Enrollment Portfolio0.58%55%22.6%N/A
2026 Enrollment Portfolio0.58%38.33%16.38%N/A
2023 Enrollment Portfolio0.57%19%9.37%N/A
College Portfolio0.56%10%5.21%N/A
Enrollment Portfolio0.56%0%N/AN/A
2041 Enrollment Portfolio0.59%90%N/AN/A
Static Investment Optionsaccordion close icon
Individual Investment Optionsaccordion close icon
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