General Information

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KY Saves 529

The manager for KY Saves 529 (previously known as The Kentucky Education Savings Plan Trust) changed from TIAA-CREF to Ascensus College Savings in February 2019. The plan features a school enrollment based option, four asset allocation options, and an FDIC-insured option.

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  • Program typeSavings
  • Inception1990, substantially changed in 2019
  • State agency
    Kentucky Higher Education Assistance Authority
  • Tax deduction
  • Program Manager
    Ascensus College Savings
  • Program distributor
    Ascensus College Savings

Investors in KY Saves 529 can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
2037 Enrollment Option0.47%85%46.4%N/A
2034 Enrollment Option0.47%72.5%39.98%N/A
2031 Enrollment Option0.47%60%32.66%N/A
2028 Enrollment Option0.47%47.5%26.81%N/A
2025 Enrollment Option0.47%32.5%19.14%N/A
2022 Enrollment Option0.46%17.5%11.92%N/A
In School Enrollment Option0.45%10%5.79%N/A
2040 Enrollment Option0.48%90%N/AN/A

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
Active Equity Option0.8%100%55.14%N/A
Equity Index Option0.51%100%53.52%N/A
Active Bond Option0.81%0%6.64%N/A
Bond Index Option0.52%0%1.97%N/A

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
Capital Preservation Option0.2%0%0.68%N/A
Guaranteed (closed to new investments 2/22/19)0%0%1.57%29 of 68

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%