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Kentucky Education Savings Plan Trust

The Kentucky Education Savings Plan Trust is similar to other TIAA-managed 529 savings programs. The Plan features an age-based option, two 100% equity options, a balanced option, a fixed income option, and a guaranteed option.

Our Ratingx

3.5 of 5

Fee Scorex

2.5 of 5

Performancex

2 of 5

  • Program typeSavings
  • Inception1990
  • State agency
    Kentucky Higher Education Assistance Authority
  • Tax deduction
    Tax deduction for single filers None
    Tax deduction for joint filers None
  • Program Manager
    TIAA-CREF Tuition Financing, Inc.
  • Program distributor
    TIAA-CREF Individual & Institutional Services, LLC
  • Manager contract termUNLOCK PRO

Investors in Kentucky Education Savings Plan Trust can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Age Band 0-40.6%81%8.12%28 of 29
Age Band 11-120.6%50%4.67%49 of 100
Age Band 150.6%36%3.47%94 of 100
Age Band 18+0.6%20%2.5%28 of 83
Age Band 5-80.6%70%6.84%29 of 65
Age Band 9-100.6%60%5.77%59 of 65
Age Band 13-140.6%42%3.9%82 of 100
Age Band 160.6%31%3.11%36 of 80
Age Band 170.6%26%2.67%61 of 80

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
Equity Index0.54%100%10.68%145 of 228
Fixed Income0.63%0%-1.44%35 of 68
Active Equity0.91%100%8.01%96 of 228
Balanced0.73%60%5.4%24 of 52

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Sorry. No investment options found with an expense ratio lower than 2.5%

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%