General Information

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College Savings Iowa

College Savings Iowa is a direct-sold 529 college savings plan available to residents of any state offering low fees and 14 investment options from Vanguard. Iowa residents may enjoy a state tax deduction for contributions to the plan.

Our Ratingx

4.5 of 5

Fee Scorex

5 of 5

Performancex

4.5 of 5
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  • Program typeSavings
  • Inception1998
  • State agency
    State Treasurer of Iowa
  • Tax deduction
  • Program Manager
    State Treasurer of Iowa, Ascensus College Savings, and The Vanguard Group
  • Program distributor
    State Treasurer of Iowa and Vanguard Marketing Group

Investors in College Savings Iowa can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
Growth: Aggressive Growth Portfolio (0-5)0.2%100%2.96%32 of 55
Growth: Conservative Income Portfolio (19+)0.2%0%3.53%32 of 80
Growth: Blended Aggressive Growth Portfolio (6-7)0.2%90%3.15%43 of 53
Growth: Growth Portfolio (8-9)0.2%80%3.47%32 of 53
Growth: Blended Growth Portfolio (10-11)0.2%70%3.68%36 of 46
Growth: Moderate Growth Portfolio (12-13)0.2%60%3.87%22 of 46
Growth: Blended Moderate Growth Portfolio (14-15)0.2%50%4.05%86 of 120
Growth: Conservative Growth Portfolio (16-17)0.2%40%4.12%65 of 78
Growth: Blended Conservative Growth Portfolio (18)0.2%30%4.33%34 of 78
Conservative
Conservative Growth: Moderate Growth Portfolio (0-5)0.2%60%3.87%20 of 72
Conservative Growth: Conservative Growth Portfolio (8-9)0.2%40%4.12%25 of 70
Conservative Growth: Income Portfolio (12-13)0.2%20%4.47%26 of 78
Conservative Growth: Blended Income Portfolio (14-15)0.2%10%4.53%16 of 78
Conservative Growth: Blended Moderate Growth Portfolio (6-7)0.2%50%4.05%44 of 70
Conservative Growth: Conservative Income Portfolio (16-17)0.2%0%3.53%31 of 80
Conservative Growth: Conservative Income Portfolio (18)0.2%0%3.53%30 of 80
Conservative Growth: Blended Conservative Growth Portfolio (10-11)0.2%30%4.33%57 of 78
Conservative Growth: Interest Accumulation Portfolio (19+)0.2%0%2.28%8 of 80
Moderate
Moderate Growth: Growth Portfolio (0-5)0.2%80%3.47%58 of 72
Moderate Growth: Blended Moderate Growth Portfolio (10-11)0.2%50%4.05%85 of 120
Moderate Growth: Blended Growth Portfolio (6-7)0.2%70%3.68%61 of 92
Moderate Growth: Conservative Growth Portfolio (12-13)0.2%40%4.12%39 of 120
Moderate Growth: Moderate Growth Portfolio (8-9)0.2%60%3.87%28 of 92
Moderate Growth: Blended Income Portfolio (18)0.2%10%4.53%27 of 122
Moderate Growth: Blended Conservative Growth Portfolio (14-15)0.2%30%4.33%58 of 78
Moderate Growth: Income Portfolio (16-17)0.2%20%4.47%77 of 122
Moderate Growth: Interest Accumulation Portfolio (19+)0.2%0%2.28%7 of 80
Aggressive
Aggressive Growth: Aggressive Growth Portfolio (0-5)0.2%100%2.96%33 of 55
Aggressive Growth: Income Portfolio (19+)0.2%20%4.47%78 of 122
Aggressive Growth: Aggressive Growth Portfolio (6-7)0.2%100%2.96%52 of 53
Aggressive Growth: Aggressive Growth Portfolio (8-9)0.2%100%2.96%51 of 53
Aggressive Growth: Blended Aggressive Growth Portfolio (10-11)0.2%90%3.15%46 of 46
Aggressive Growth: Growth Portfolio (12-13)0.2%80%3.47%44 of 46
Aggressive Growth: Blended Growth Portfolio (14-15)0.2%70%3.68%37 of 46
Aggressive Growth: Moderate Growth Portfolio (16-17)0.2%60%3.87%78 of 78
Aggressive Growth: Conservative Growth Portfolio (18)0.2%40%4.12%66 of 78

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
Aggressive Growth Portfolio0.2%100%2.96%132 of 235
Growth Portfolio0.2%80%3.47%35 of 50
Moderate Growth Portfolio0.2%60%3.87%35 of 52
Conservative Growth Portfolio0.2%40%4.12%31 of 39
Income Portfolio0.2%20%4.47%61 of 70
Conservative Income Portfolio0.2%0%3.53%7 of 70

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
Bond Index Portfolio0.2%0%4.37%24 of 70
Total Domestic Stock Index Portfolio0.2%100%8.7%44 of 235
Total International Stock Index Portfolio0.2%100%-5.27%209 of 235
Interest Accumulation Portfolio0.2%0%2.28%17 of 68

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%