Join Upromise Today

Earn cash back reward on things you do every day with Upromise. Your Upromise account can link to any 529 plan to help you save more money. Join now for free.

Idaho College Savings Program (IDeal)

The Idaho College Savings Program (IDeal) is managed by Ascensus College Savings and offers 10 investment options: three age-based options, six fixed portfolios using Vanguard mutual funds, and a Savings Portfolio invested in the Sallie Mae High-Yield Savings Account. Accounts can be linked to the Upromise rewards service.

Fee Score

2.5 / 5

Performance

2.5 / 5
  • Program type
    Savings
  • Inception
    2001, but substantially changed in December 2007
  • State agency
    Idaho College Savings Program Board
  • Tax deduction
  • Program Manager
    Ascensus College Savings
  • Program distributor
    Ascensus College Savings

Investment Options

Investors in Idaho College Savings Program (IDeal) can select from the following investment options. Click on a portfolio name for more information.

Age Based Investment Optionsaccordion open icon

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.% Equity1YR PerformanceRank
Conservative
Conservative: Blended Growth Portfolio (0-4)0.49%62.5%23.71%28 of 72
Conservative: Moderate Growth Portfolio (5-6)0.49%50%18.49%56 of 70
Conservative: Moderately Conservative Growth Portfolio (7-9)0.49%37.5%13.49%24 of 70
Conservative: Conservative Growth Portfolio (10-11)0.49%25%8.55%50 of 78
Conservative: Blended Income Portfolio (12-14)0.49%12.5%3.77%21 of 78
Conservative: Income Portfolio (15-16)0.49%0%1%55 of 80
Conservative: Income Portfolio (17-18)0.49%0%1%54 of 80
Conservative: Interest Accumulation Portfolio (19 or Older)0.49%0%1.42%20 of 80
Moderate
Moderate: Moderately Aggressive Growth Portfolio (0-4)0.49%87.5%34.8%22 of 35
Moderate: Growth Portfolio (5-6)0.49%75%29.19%26 of 53
Moderate: Blended Growth Portfolio (7-9)0.49%62.5%23.71%48 of 92
Moderate: Moderate Growth Portfolio (10-11)0.49%50%18.49%100 of 120
Moderate: Moderately Conservative Growth Portfolio (12-14)0.49%37.5%13.49%36 of 120
Moderate: Conservative Growth Portfolio (15-16)0.49%25%8.55%24 of 78
Moderate: Blended Income Portfolio (17-18)0.49%12.5%3.77%48 of 122
Moderate: Income Portfolio (19 or Older)0.49%0%1%56 of 80
Aggressive
Aggressive: Aggressive Growth Portfolio (0-4)0.49%100%40.66%36 of 55
Aggressive: Moderately Aggressive Growth Portfolio (5-6)0.49%87.5%34.8%45 of 53
Aggressive: Growth Portfolio (7-9)0.49%75%29.19%27 of 53
Aggressive: Blended Growth Portfolio (10-11)0.49%62.5%23.71%33 of 46
Aggressive: Moderate Growth Portfolio (12-14)0.49%50%18.49%101 of 120
Aggressive: Moderately Conservative Growth Portfolio (15-16)0.49%37.5%13.49%64 of 78
Aggressive: Conservative Growth Portfolio (17-18)0.49%25%8.55%25 of 78
Aggressive: Blended Income Portfolio (19 or Older)0.49%12.5%3.77%49 of 122
Static Investment Optionsaccordion close icon
Individual Investment Optionsaccordion close icon
A good place to start:
A good place to start:
See the best 529 plans, personalized for you
See the best 529 plans, personalized for you
Get Started