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General Information
Idaho College Savings Program (IDeal)
The Idaho College Savings Program (IDeal) is managed by Ascensus College Savings and offers 10 investment options: twelve target enrollment portfolios, six fixed portfolios using Vanguard mutual funds, and a Savings Portfolio invested in the Sallie Mae High-Yield Savings Account. Accounts can be linked to the Upromise rewards service.
Our Ratingix
4 of 5
Fee Scoreix
3.5 of 5
Performanceix
3 of 5
- Program typeSavings
- Inception2001, but substantially changed in December 2007
- State agencyIdaho College Savings Program Board
- Tax deduction
- Program ManagerAscensus College Savings
- Program distributorAscensus College Savings
Investors in Idaho College Savings Program (IDeal) can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R.ix | %Â Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Target Enrollment 2040/2041 Portfolio | 0.36% | 95.0% | 20.7% | 43 of 54 |
| Target Enrollment 2038/2039 Portfolio | 0.36% | 89.0% | 19.96% | 22 of 79 |
| Target Enrollment 2036/2037 Portfolio | 0.36% | 80.0% | 18.57% | 15 of 95 |
| Target Enrollment 2034/2035 Portfolio | 0.36% | 68.0% | 16.86% | 12 of 78 |
| Target Enrollment 2032/2033 Portfolio | 0.36% | 57.0% | 15.07% | 9 of 77 |
| Target Enrollment 2030/2031 Portfolio | 0.36% | 49.0% | 13.93% | 10 of 103 |
| Target Enrollment 2028/2029 Portfolio | 0.36% | 34.29% | 11.54% | 3 of 81 |
| Target Enrollment 2026/2027 Portfolio | 0.36% | 23.43% | 9.24% | 49 of 81 |
| Target Enrollment 2024/2025 Portfolio | 0.36% | 18.36% | 8% | 42 of 94 |
| Target Enrollment 2022/2023 Portfolio | 0.36% | 14.5% | 7% | 78 of 94 |
| Commencement Portfolio | 0.36% | 11.6% | 5.98% | 38 of 93 |
| Target Enrollment 2042/2043 Portfolio | 0.36% | 95.0% | N/A | N/A |
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R.ix | %Â Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Aggressive Growth Portfolio | 0.36% | 100.0% | 21.42% | 136 of 275 |
| Growth Portfolio | 0.36% | 75.0% | 17.57% | 31 of 67 |
| Moderate Growth Portfolio | 0.36% | 50.0% | 13.74% | 39 of 56 |
| Conservative Growth Portfolio | 0.36% | 25.0% | 9.96% | 25 of 42 |
| Income Portfolio | 0.36% | 0.0% | 5.3% | 40 of 65 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
| Portfolio | E.R.ix | %Â Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Savings Portfolio | 0.34% | 0.0% | 3.93% | 30 of 66 |
| Interest Accumulation Portfolio | 0.36% | 0.0% | 2.93% | 37 of 66 |
Use the form below to filter through the investment options in this plan