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Idaho College Savings Program (IDeal)

The Idaho College Savings Program (IDeal) is managed by Ascensus College Savings and offers 10 investment options: twelve target enrollment portfolios, six fixed portfolios using Vanguard mutual funds, and a Savings Portfolio invested in the Sallie Mae High-Yield Savings Account. Accounts can be linked to the Upromise rewards service.

Fee Score

3 / 5


2 / 5
  • Program type
  • Inception
    2001, but substantially changed in December 2007
  • State agency
    Idaho College Savings Program Board
  • Tax deduction
  • Program Manager
    Ascensus College Savings
  • Program distributor
    Ascensus College Savings

Investment Options

Investors in Idaho College Savings Program (IDeal) can select from the following investment options. Click on a portfolio name for more information.

Age Based Investment Optionsaccordion open icon

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.% Equity1YR Performance
Target Enrollment 2040/2041 Portfolio0.36%0%N/A
Target Enrollment 2038/2039 Portfolio0.36%0%N/A
Target Enrollment 2036/2037 Portfolio0.36%0%N/A
Target Enrollment 2034/2035 Portfolio0.36%0%N/A
Target Enrollment 2032/2033 Portfolio0.36%0%N/A
Target Enrollment 2030/2031 Portfolio0.36%0%N/A
Target Enrollment 2028/2029 Portfolio0.36%0%N/A
Target Enrollment 2026/2027 Portfolio0.36%0%N/A
Target Enrollment 2024/2025 Portfolio0.36%0%N/A
Target Enrollment 2022/2023 Portfolio0.36%0%N/A
Target Enrollment 2020/2021 Portfolio0.36%0%N/A
Commencement Portfolio0.36%0%N/A
Static Investment Optionsaccordion close icon
Individual Investment Optionsaccordion close icon
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