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Direct Portfolio College Savings Plan

The team of Ascensus Broker Dealer Services, Inc. and The Vanguard Group manages the Colorado Direct Portfolio College Savings Plan. It features age-based and static portfolio options utilizing Vanguard mutual funds. Accounts can be linked to the Upromise rewards service.


  • Program typeSavings
  • Inception2004
  • State agency
    CollegeInvest, a division of the Colorado Department of Higher Education
  • Tax deduction
    Tax deduction for single filers No limit
    Tax deduction for joint filers No limit
  • Program Manager
    Ascensus Broker Dealer Services, Inc. and The Vanguard Group, Inc.
  • Program distributor
    Vanguard Marketing Corporation
  • Manager contract termUNLOCK PRO

Investors in Direct Portfolio College Savings Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Conservative
Conservative: 62.5% Stock 37.5% Bond Portfolio (0-4)0.33%62.5%N/AN/A
Conservative: Moderate Growth Portfolio (5-6)0.33%50%5.68%18 of 56
Conservative: 37.5% Stock 62.5% Bond Portfolio (7-8)0.33%37.5%N/AN/A
Conservative: Conservative Growth Portfolio (9-10)0.33%25%2.41%52 of 56
Conservative: 12.5% Stock 87.5% Bond Portfolio (11-12)0.33%12.5%N/AN/A
Conservative: Income Portfolio (13-14)0.33%0%0.13%61 of 62
Conservative: 50% Bond 50% Money Market Portfolio (15-16)0.33%0%N/A37 of 81
Conservative: 25% Bond 75% Money Market Portfolio (17-18)0.34%0%N/A36 of 81
Conservative: Money Market Portfolio (19+)0.34%0%1.21%35 of 81
Moderate
Moderate: 87.5% Stock 12% Bond Portfolio (0-4)0.33%87.5%N/AN/A
Moderate: Growth Portfolio (5-6)0.33%75%8.98%26 of 57
Moderate: 62.5% Stock 37.5% Bond Portfolio (7-8)0.33%62.5%N/AN/A
Moderate: Moderate Growth Portfolio (9-10)0.33%50%5.68%19 of 56
Moderate: 37.5% Stock 62.5% Bond Portfolio (11-12)0.33%37.5%N/AN/A
Moderate: Conservative Growth Portfolio (13-14)0.33%25%2.41%26 of 62
Moderate: 12.5% Stock 87.5% Bond Portfolio (15-16)0.33%12.5%N/AN/A
Moderate: Income Portfolio (17-18)0.33%0%0.13%63 of 81
Moderate: Income Portfolio (19+)0.33%0%0.13%62 of 81
Aggressive
Aggressive: Aggressive Growth Portfolio (0-4)0.33%100%12.37%10 of 53
Aggressive: 87.5% Stock 12% Bond Portfolio (5-6)0.33%87.5%N/AN/A
Aggressive: 87.5% Stock 12% Bond Portfolio (7-8)0.33%87.5%N/AN/A
Aggressive: Growth Portfolio (9-10)0.33%75%8.98%27 of 57
Aggressive: 62.5% Stock 37.5% Bond Portfolio (11-12)0.33%62.5%N/AN/A
Aggressive: Moderate Growth Portfolio (13-14)0.33%50%5.68%22 of 100
Aggressive: 37.5% Stock 62.5% Bond Portfolio (15-16)0.33%37.5%N/AN/A
Aggressive: Conservative Growth Portfolio (17-18)0.33%25%2.41%64 of 80
Aggressive: 12.5% Stock 87.5% Bond Portfolio (19+)0.33%12.5%N/AN/A

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
Aggressive Growth Portfolio0.33%100%12.37%110 of 228
Growth Portfolio0.33%75%8.98%18 of 52
Moderate Growth Portfolio0.33%50%5.68%37 of 52
Conservative Growth Portfolio0.33%25%2.41%30 of 38
Income Portfolio0.33%0%0.13%43 of 68

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Stock Index Portfolio0.33%100%17.27%56 of 228
Bond Index Portfolio0.33%0%-1.52%55 of 68
Money Market Portfolio0.34%0%1.21%46 of 66

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%