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GIFT College Investing Plan

The team of Ascensus College Savings and The Vanguard Group manages the Arkansas' GIFT College Investing Plan, featuring age-based and static portfolio options utilizing Vanguard mutual funds, and an FDIC-insured savings option. Accounts can be linked to the Upromise rewards service.

Our Ratingx

3.5 of 5

Fee Scorex

3.5 of 5

Performancex

1.5 of 5

  • Program typeSavings
  • Inception1999, but substantially changed in February 2005
  • State agency
    The Arkansas 529 Plan Review Committee, composed of the Director of the Department of Higher Education, the Executive Director of the Arkansas Teacher Retirement System, and the Arkansas State Treasurer
  • Tax deduction
    Tax deduction for single filers $5,000/yr
    Tax deduction for joint filers $10,000/yr
  • Program Manager
    Ascensus College Savings
  • Program distributor
    Ascensus College Savings
  • Manager contract termUNLOCK PRO

Investors in GIFT College Investing Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Conservative
Conservative Age-Based: Blended Growth Portfolio (0-4)0.53%62.5%N/AN/A
Conservative Age-Based: Moderate Growth Portfolio (5-6)0.53%50%N/AN/A
Conservative Age-Based: Blended Moderate Growth Portfolio (7-8)0.53%37.5%N/AN/A
Conservative Age-Based: Conservative Growth Portfolio (9-10)0.53%25%N/AN/A
Conservative Age-Based: Blended Conservative Portfolio (11-12)0.53%12.5%N/AN/A
Conservative Age-Based: Income Portfolio (13-14)0.53%0%N/AN/A
Conservative Age-Based: Blended Income Portfolio (15-16)0.53%0%N/AN/A
Conservative Age-Based: Blended Conservative Income Portfolio (17-18)0.53%0%N/AN/A
Conservative Age-Based: Interest Accumulation Portfolio (19+)0.53%0%N/AN/A
Conservative Age-Based: Moderate Growth Portfolio (0-5) (closed 10/12/18)0.53%50%4.9%58 of 63
Conservative Age-Based: Conservative Growth Portfolio (6-10) (closed 10/12/18)0.53%25%2.06%55 of 56
Conservative Age-Based: Income Portfolio (11-15) (closed 10/12/18)0.53%0%0.29%60 of 62
Conservative Age-Based: Income Portfolio (16-18) (closed 10/12/18)0.53%0%0.29%56 of 81
Conservative Age-Based: Interest Accumulation Portfolio (19+) (closed 10/12/18)0.53%0%1.39%19 of 81
Moderate
Moderate Age-Based: Blended Aggressive Growth Portfolio (0-4)0.53%87.5%N/AN/A
Moderate Age-Based: Growth Portfolio (5-6)0.53%75%N/AN/A
Moderate Age-Based: Blended Growth Portfolio (7-8)0.53%62.5%N/AN/A
Moderate Age-Based: Moderate Growth Portfolio (9-10)0.53%50%N/AN/A
Moderate Age-Based: Blended Moderate Growth Portfolio (11-12)0.53%37.5%N/AN/A
Moderate Age-Based: Conservative Growth Portfolio (13-14)0.53%25%N/AN/A
Moderate Age-Based: Blended Conservative Portfolio (15-16)0.53%12.5%N/AN/A
Moderate Age-Based: Income Portfolio (17-18)0.53%0%N/AN/A
Moderate Age-Based: Income Portfolio (19+)0.53%0%N/AN/A
Moderate Age-Based: Growth Portfolio (0-5) (closed 10/12/18)0.53%75%7.75%27 of 63
Moderate Age-Based: Moderate Growth Portfolio (6-10) (closed 10/12/18)0.53%50%4.9%25 of 56
Moderate Age-Based: Conservative Growth Portfolio (11-15) (closed 10/12/18)0.53%25%2.06%31 of 62
Moderate Age-Based: Income Portfolio (16-18) (closed 10/12/18)0.53%0%0.29%55 of 81
Moderate Age-Based: Income Portfolio (19+) (closed 10/12/18)0.53%0%0.29%54 of 81
Aggressive
Aggressive Age-Based: Aggressive Growth Portfolio (0-4)0.53%100%N/AN/A
Aggressive Age-Based: Blended Aggressive Growth Portfolio (5-6)0.53%87.5%N/AN/A
Aggressive Age-Based: Blended Aggressive Growth Portfolio (7-8)0.53%87.5%N/AN/A
Aggressive Age-Based: Growth Portfolio (9-10)0.53%75%N/AN/A
Aggressive Age-Based: Blended Growth Portfolio (11-12)0.53%62.5%N/AN/A
Aggressive Age-Based: Moderate Growth Portfolio (13-14)0.53%50%N/AN/A
Aggressive Age-Based: Blended Moderate Growth Portfolio (15-16)0.53%37.5%N/AN/A
Aggressive Age-Based: Conservative Growth Portfolio (17-18)0.53%25%N/AN/A
Aggressive Age-Based: Blended Conservative Portfolio (19+)0.53%12.5%N/AN/A
Aggressive Age-Based: Aggressive Growth Portfolio (0-5) (closed 10/12/18)0.53%100%10.52%37 of 53
Aggressive Age-Based: Growth Portfolio (6-10) (closed 10/12/18)0.53%75%7.75%45 of 57
Aggressive Age-Based: Moderate Growth Portfolio (11-15) (closed 10/12/18)0.53%50%4.9%36 of 100
Aggressive Age-Based: Conservative Growth Portfolio (16-18) (closed 10/12/18)0.53%25%2.06%70 of 80
Aggressive Age-Based: Income Portfolio (19+) (closed 10/12/18)0.53%0%0.29%53 of 81

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
Aggressive Growth Portfolio0.53%100%10.52%143 of 228
Growth Portfolio0.53%75%7.75%32 of 52
Moderate Growth Portfolio0.53%50%4.9%43 of 52
Conservative Growth Portfolio0.53%25%2.06%34 of 38
Income Portfolio0.53%0%0.29%40 of 68

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Interest Accumulation Portfolio0.53%0%1.39%31 of 66

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%