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Arkansas 529 plans
Arkansas residents receive numerous state plan benefits.
Learn about state tax benefits ↓Arkansas residents receive numerous state plan benefits.
Learn about state tax benefits ↓Featured 529 plans for Arkansas residents:
State tax deduction or credit
Contributions to Arkansas 529 plans of up to $5,000 ($10,000 total per married couple), are deductible in computing Arkansas state income tax. Contributions greater than these amounts may be carried forward to the next succeeding four (4) tax years. Contributions to non-Arkansas 529 plans of up to $3,000 ($6,000 total per married couple) are deductible in computing Arkansas state income tax provided the taxpayer has not deducted the contribution on another state's income tax return. Rollover contributions from an out-of-state 529 plan to an Arkansas 529 plan of up to $7,500 ($15,000 per married couple) are deductible in the tax year the contribution is rolled over. Contributions sent by mail must be postmarked by December 31 of the tax year.
Arkansas is a tax parity state, enabling tax benefits for contributions to non-state 529 plans. See the best 529 plans →
Which 529 plans does Arkansas offer?
Arkansas offers two Ascensus-managed 529 savings plans available to residents of any state. The direct-sold Arkansas Brighter Future 529 features Vanguard mutual funds, while the Brighter Future Advisor Plan features Blackrock ETF portfolio options.
Direct sold 529 plans
"Do-it-yourself" type plans in which the saver enrolls and sets up the initial investment. Fortunately most 529 plans make this simple! You'll pay no sales charges beyond fund and administrative fees.
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4 / 5
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Advisor sold 529 plans
Plans offered by investment professionals. You'll gain the guidance of a financial advisor, but will incur sales charges and/or fees as you invest.
Our rating
4 / 5
Special award
ABLE Plans
529 ABLE accounts let Americans with disabilities save tax-deferred for education and other expenses without impacting eligibility for public benefits.
ABLE Plan
The Arkansas ABLE Plan is offered through the National ABLE Alliance. The program is established under the state's ABLE legislation and Section 529A and administered by the Office of the Arkansas State Treasurer. It allows an account owner to save for qualified disability expenses without disqualification from federal benefits.
A good place to start:
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