529 PLANS
Fidelity Advisor 529 Plan NEW! PDF ReportPRO

New Hampshire
In addition to its direct-sold 529 plans and its advisor-sold ScholarShare Advisor College Savings Plan (California), Fidelity offers this program, Fidelity Advisor 529 Plan (New Hampshire) through brokers, utilizing Fidelity Advisor funds in its age-based, static, and individual fund portfolio options. To find a financial advisor in your area, use the Directory of Financial Professionals.
5-Cap Rating
Resident: | ![]() |
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Non-Resident: | ![]() |
Savingforcollege.com's 5-Cap Ratings provides an evaluation and comparison of 529 plans, utilizing a formula that examines dozens of factors grouped into the following categories. (Scale 0 to 5; 5 is highest)
Performance | Costs | Features | Reliability | Resident Upgrade |
---|---|---|---|---|
3.92 | 3.59 | 3.21 | 3.64 | 0.00 |
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Enroll in Fidelity Advisor 529 Plan through a financial advisor. Search our directory of qualified financial professionals to find one near you.
General
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CloseProgram type:
Savings
How to enroll:
Enroll through a financial advisor. Find a ProfessionalInitial year of operation:
2001
State agency(ies):
State Treasurer
Program manager:
Fidelity Investments
Program distributor:
Fidelity Investments Institutional Services Company, Inc.
Manager contract term:
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Eligibility
State residency requirements:
None
Who can be a participant/owner in the program?
U.S. residents, UGMA/UTMA custodians, and legal entities.
Significant time or age restrictions imposed by the program:
None
Contributions
Maximum contributions:
Accepts contributions until all account balances in New Hampshire's 529 plans for the same beneficiary reach $500,000.
Minimum contributions:
With lump-sum contributions, the minimum initial contribution is $1,000, with no minimum for subsequent investments. With the automatic investment plan, the minimum contribution level is $50 per month.
Investment Options
Age-based investment options:
The Age-Based Strategy contains 8 portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the age of the beneficiary or as determined by the account owner. 7 portfolios shift to a more conservative investment allocation over time, eventually transferring to the College portfolio.
Static investment options:
Select among 2 multi-fund portfolios (Aggressive Growth (formerly 100% Equity) and Moderate Growth (formerly 70% Equity)) and 17 individual-fund portfolios.
Underlying investments:
Fidelity Advisor Funds and Fidelity Cash Reserves.
Underlying fund allocations:
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Portfolio Fees & Performance Lookup
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See Investment OptionsFees & Expenses
Enrollment or application fee:
None, but contributions may be subject to a sales charge depending on unit class.
Account maintenance fee:
$20 annually for accounts with less than $25,000, waived with automatic contributions of at least $50 per month of $150 per quarter.
Program management fees:
0.20% management fee (includes 0.10% fee to the state), plus distribution/servicing fees as follows:
Fixed income, individual-fund portfolios: 0.15% (Class A), 1.00% (Class C), or 0.75% (Class P)
All other portfolios: 0.25% (Class A), 1.00% (Class C), or 0.75% (Class P)
Expenses of the underlying investments:
Ranges from 0.55% to 0.84% (portfolio weighted average) in the age-based and static multi-fund portfolios, and from 0.37% to 0.99% in the individual-fund portfolios.
Total asset-based expense ratio:
Class A: 0.82% - 1.44%
Class C: 1.57% - 2.18%
Class P: 1.32% - 1.94%
Broker loads and commissions:
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Breakpoint pricing:
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Does breakpoint pricing include non-529 assets under rights of accumulation policies
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Taxes and other Benefits
Program match on contributions:
None.
State tax deduction or credit for contributions:
Not applicable. New Hampshire does not have a personal income tax.
State tax treatment of qualified distributions:
Not applicable. New Hampshire does not have a personal income tax. Qualified distributions from New Hampshire and non-New Hampshire 529 plans are exempt from New Hampshire interest and dividends tax.
Does the sponsoring state exclude the value of an account for state financial aid purposes?
No
Does participation in the program provide beneficiaries with any advantages in qualifying for resident tuition status at state institutions?
No
Does the program have a formal agreement with a rewards program or outside scholarship program?
Yes, Fidelity Rewards Visa Signature Card rebates 2% of purchases.
Statutory protection of an account from creditors:
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Distributions & Terminations
To whom are distributions made payable:
Beneficiary, eligible educational institution, or other distributee including the account owner
Account Changes
Policy regarding participant/owner changes:
Account ownership may not be transferred prior to the owner's death or incapacity.
Documents, Access & Reporting
Documents and other services accessible or downloadable on the program's public Web site:
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Contact
Website:
http://www.advisor.fidelity.com/
Telephone:
1-877-208-0098
Telephone for broker use:
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Search our directory of qualified financial professionals to find one near you!
Find a Financial Professional Now Become a Financial ProfessionalTop 529 College Savings Plans
One-year rankings are based on a plan's average investment returns over the last 12 months.
State | Plan Name | |
---|---|---|
1 | South Dakota | CollegeAccess 529 (Direct-sold) |
2 | Nevada | The Vanguard 529 Savings Plan |
3 | California | ScholarShare 529 |
Three-year rankings are based on a plan's average annual investment returns over the last three years.
State | Plan Name | |
---|---|---|
1 | Ohio | Ohio CollegeAdvantage Direct 529 Savings Plan |
2 | California | ScholarShare 529 |
3 | West Virginia | SMART529 WV Direct College Savings Plan |
Five-year rankings are based on a plan's average annual investment returns over the last five years
State | Plan Name | |
---|---|---|
1 | Ohio | Ohio CollegeAdvantage Direct 529 Savings Plan |
2 | New York | New York's 529 College Savings Program -- Direct Plan |
3 | California | ScholarShare 529 |
10-year rankings are based on a plan's average annual investment returns over the last ten years.
State | Plan Name | |
---|---|---|
1 | Pennsylvania | Pennsylvania 529 Investment Plan |
2 | Nevada | USAA 529 College Savings Plan |
3 | New York | New York's 529 College Savings Program -- Direct Plan |