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Tomorrow's Scholar 529 Plan
Voya, under contract with TIAA-CREF Tuition Financing, Inc., manages Wisconsin's Tomorrow's Scholar® 529 savings program. Voya succeeded Wells Fargo as program manager in late October 2012. The revised program features nine age-based options, five static allocation options, and 22 single fund options investing in Voya mutual funds and other mutual funds managed by BG Overseas, BlackRock Financial Management, CBRE Clarion, Credit Suisse, DIFA, Goldman Sachs, Hahn Capital Management, JPMorgan, Lazard, LSV, Polaris, Van Eck, Voya IM, and Wellington Management. To find a financial advisor in your area, use the Directory of Financial Professionals.
Our Ratingix
Fee Scoreix
Performanceix
- Program typeSavings
- Inception2001, but substantially changed in 2012
- State agencyWisconsin Department of Financial Institutions
- Tax deductionTax deduction for single filers $3,200/yrTax deduction for joint filers $3,200/yr
- Program ManagerVoya (Voya Investments Distributor, LLC and Voya Funds Services, LLC)
- Program distributorVoya Investments Distributor, LLC
- Manager contract termUNLOCK PRO
Investors in Tomorrow's Scholar 529 Plan can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Voya 529 Age 18+ Option | 0.74% | 10% | 1.14% | 11 of 33 |
| Voya 529 Age 17 Option | 0.86% | 25% | 2.93% | 22 of 26 |
| Voya 529 Age 16 Option | 0.91% | 35% | 3.67% | 12 of 26 |
| Voya 529 Age 15 Option | 0.92% | 45% | 4.55% | 28 of 32 |
| Voya 529 Age 13-14 Option | 0.98% | 49.5% | 4.99% | 18 of 32 |
| Voya 529 Age 11-12 Option | 1.02% | 64.5% | 6.84% | 10 of 20 |
| Voya 529 Age 9-10 Option | 1.01% | 69% | 7.19% | 13 of 20 |
| Voya 529 Age 5-8 Option | 1.07% | 84% | 8.73% | 11 of 16 |
| Voya 529 Age 0-4 Option | 1.13% | 94% | 9.52% | 11 of 16 |
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Voya 529 Ultra Conservative Option | 0.77% | 10% | 0.61% | 20 of 33 |
| Voya 529 Conservative Plus Option | 0.94% | 47% | 4.76% | 27 of 37 |
| Voya 529 Balanced Option (formerly Moderate Growth) | 1.04% | 66.5% | 6.71% | 24 of 34 |
| Voya 529 Growth Plus Option | 1.08% | 84% | 8.74% | 208 of 308 |
| Voya 529 Aggressive Growth Option | 1.11% | 94% | 9.76% | 173 of 308 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
Use the form below to filter through the investment options in this plan