General Information

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Tomorrow's Scholar 529 Plan

Voya, under contract with TIAA-CREF Tuition Financing, Inc., manages Wisconsin's Tomorrow's Scholar® 529 savings program. Voya succeeded Wells Fargo as program manager in late October 2012. The revised program features nine age-based options, five static allocation options, and 18 single fund options investing in Voya mutual funds and other mutual funds managed by Baillie Gifford Overseas Limited; BlackRock Financial Management, Inc.; BlackRock Investment Management, LLC; Brandywine Global Investment Management, LLC; Brookfield Investment Management Inc.; Columbia Management Investment Advisers, LLC; Credit Suisse Asset Management, LLC; Delaware Investments Fund Advisers; Hahn Capital Management, LLC; Lazard Asset Management LLC; LSV Asset Management; Northern Trust Investments, Inc.; Polaris Capital Management, LLC; Teachers Advisors, Inc.; Van Eck Associates Corporation; Voya Investment Management Co. LLC; and Wellington Management Company LLP. To find a financial advisor in your area, use the Directory of Financial Professionals.

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4 of 5

Fee Scorex

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  • Program typeSavings
  • Inception2001, but substantially changed in 2012
  • State agency
    Wisconsin College Savings Program Board
  • Tax deduction
  • Program Manager
    Voya (Voya Investments Distributor, LLC and Voya Funds Services, LLC)
  • Program distributor
    Voya Investments Distributor, LLC

Investors in Tomorrow's Scholar 529 Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
Voya 529 Age 18+ Option0.8%10%7.79%25 of 33
Voya 529 Age 17 Option0.82%20%8.73%7 of 31
Voya 529 Age 16 Option0.84%30%9.61%27 of 31
Voya 529 Age 15 Option0.85%32%9.72%17 of 38
Voya 529 Age 13-14 Option0.89%42%11.06%32 of 38
Voya 529 Age 11-12 Option0.94%53%11.9%15 of 18
Voya 529 Age 9-10 Option0.99%63%13.29%11 of 21
Voya 529 Age 5-8 Option1.05%78%14.47%16 of 20
Voya 529 Age 0-4 Option1.08%90%14.17%9 of 17

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
Voya 529 Ultra Conservative Option0.82%10%9.34%24 of 34
Voya 529 Conservative Plus Option0.92%45%11.07%7 of 37
Voya 529 Balanced Option (formerly Moderate Growth)1%65%13.13%18 of 36
Voya 529 Growth Plus Option1.06%80%13.53%145 of 321
Voya 529 Aggressive Growth Option1.1%95%14.21%173 of 321

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
Voya Large Cap Value Option1.15%100%5.56%144 of 321
Columbia Dividend Opportunity Option1.19%100%0.59%82 of 321
Voya Corporate Leaders 100 Option0.88%100%11.4%119 of 321
Voya GNMA Income Option0.93%0%3.59%13 of 102
Voya High Yield Bond Option1.15%0%5.59%89 of 102
Voya Large Cap Growth Option1.05%100%30.54%29 of 321
Voya Mid Cap Opportunities Option1.34%100%40.04%141 of 321
BlackRock Global Allocation Option1.19%65%20.63%29 of 36
Voya Small Cap Opportunities Option1.4%100%25.9%296 of 321
TIAA-CREF Balanced Option0.46%65%16.48%1 of 36
TIAA-CREF Equity Index Option0.44%100%20.35%88 of 321
TIAA-CREF International Equity Index Option0.45%100%7.69%248 of 321
TIAA-CREF Principal Protection Option0.19%0%1.85%18 of 30
TIAA-CREF Small-Cap Blend Index Option0.45%100%19.63%220 of 321
Voya Multi-Manager International Equity Option1.11%100%15.32%291 of 321
Northern Small Cap Value Option1.14%100%-2.47%250 of 321
Voya Intermediate Bond Option1.5%0%6.87%53 of 102
Voya Multi-Manager Mid Cap Value Option1.92%100%1.49%290 of 321

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%