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Lonestar 529 Plan
The program management of Texas' Lonestar 529 Plan was assumed by NorthStar Financial Services Group, LLC in September 2014. The plan offers an age-based option, two multi-fund portfolios, and 10 individual fund portfolios. To find a financial advisor in your area, use the Directory of Financial Professionals.
- Program typeSavings
- Inception2002, but substantially changed in November 2007. NorthStar replaced Oppenheimer as program manager in September 2014.
- State agencyTexas Prepaid Higher Education Tuition Board
- Tax deductionTax deduction for single filers NoneTax deduction for joint filers None
- Program ManagerNorthStar Financial Services Group, LLC
- Program distributorNorthern Lights Distributors, LLC.
- Manager contract termUNLOCK PRO
Investors in Lonestar 529 Plan can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Age Based 0-6 Years Portfolio | 1.42% | 90% | 9.48% | 3 of 24 |
| Age Based 7-9 Years Portfolio | 1.35% | 70% | 6.80% | 4 of 20 |
| Age Based 10-11 Years Portfolio | 1.30% | 60% | 5.43% | 9 of 20 |
| Age Based 12-14 Years Portfolio | 1.26% | 50% | 4.63% | 6 of 32 |
| Age Based 15-17 Years Portfolio | 1.14% | 30% | 2.57% | 11 of 26 |
| Age Based 18 Years and Over Portfolio | 1.02% | 10% | 0.61% | 10 of 33 |
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| 100% Equity Portfolio | 1.46% | 100% | 11.03% | 123 of 308 |
| Balanced Portfolio | 1.30% | 60% | 5.46% | 9 of 37 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
| Portfolio | E.R | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Large Cap Growth Portfolio | 1.42% | 100% | 27.29% | 9 of 308 |
| Large Cap Value Portfolio | 1.61% | 100% | 8.62% | 197 of 308 |
| Small Cap Portfolio | 1.23% | 100% | 12.19% | 91 of 308 |
| Socially Responsible Portfolio | 1.04% | 100% | 15.29% | 129 of 308 |
| Large Cap Passive Portfolio | 0.92% | 100% | 16.79% | 119 of 308 |
| All Cap Active Portfolio | 1.72% | 100% | 30.85% | 19 of 308 |
| Fixed Income Portfolio | 1.01% | 0% | -2.04% | 89 of 98 |
| Non-U.S. Equity Portfolio | 1.64% | 100% | 0.12% | 275 of 308 |
| Inflation Protected Bond Portfolio | 0.98% | 0% | -0.54% | 35 of 98 |
| U.S. Government Money Market Portfolio | 0.65% | 0% | 1.39% | 7 of 26 |
Use the form below to filter through the investment options in this plan