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Lonestar 529 Plan

The program management of Texas' Lonestar 529 Plan was assumed by NorthStar Financial Services Group, LLC in September 2014. The plan offers an age-based option, two multi-fund portfolios, and 10 individual fund portfolios. To find a financial advisor in your area, use the Directory of Financial Professionals.

Our Ratingx

3 of 5

Fee Scorex

2 of 5


1.5 of 5

  • Program typeSavings
  • Inception2002, but substantially changed in November 2007. NorthStar replaced Oppenheimer as program manager in September 2014.
  • State agency
    Texas Prepaid Higher Education Tuition Board
  • Tax deduction
  • Program Manager
    NorthStar Financial Services Group, LLC
  • Program distributor
    Northern Lights Distributors, LLC.
  • Manager contract termUNLOCK PRO

Investors in Lonestar 529 Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Age Based 0-6 Years Portfolio1.42%90%9.48%3 of 24
Age Based 7-9 Years Portfolio1.35%70%6.80%4 of 20
Age Based 10-11 Years Portfolio1.30%60%5.43%9 of 20
Age Based 12-14 Years Portfolio1.26%50%4.63%6 of 32
Age Based 15-17 Years Portfolio1.14%30%2.57%11 of 26
Age Based 18 Years and Over Portfolio1.02%10%0.61%10 of 33

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
100% Equity Portfolio1.46%100%11.03%123 of 308
Balanced Portfolio1.30%60%5.46%9 of 37

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Large Cap Growth Portfolio1.42%100%27.29%9 of 308
Large Cap Value Portfolio1.61%100%8.62%197 of 308
Small Cap Portfolio1.23%100%12.19%91 of 308
Socially Responsible Portfolio1.04%100%15.29%129 of 308
Large Cap Passive Portfolio0.92%100%16.79%119 of 308
All Cap Active Portfolio1.72%100%30.85%19 of 308
Fixed Income Portfolio1.01%0%-2.04%89 of 98
Non-U.S. Equity Portfolio1.64%100%0.12%275 of 308
Inflation Protected Bond Portfolio0.98%0%-0.54%35 of 98
U.S. Government Money Market Portfolio0.65%0%1.39%7 of 26

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%