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General Information
Lonestar 529 Plan
The program management of Texas' Lonestar 529 Plan was assumed by Orion Advisor Solutions, Inc. (previously known as NorthStar Financial Services Group, LLC) in September 2014. The plan offers an age-based option, two multi-fund portfolios, and 10 individual fund portfolios. To find a financial advisor in your area, use the Directory of Financial Professionals.
Our Ratingix
3 of 5
Fee Scoreix
2.5 of 5
Performanceix
2.5 of 5
- Program typeSavings
- Inception2002, but substantially changed in November 2007. Orion replaced Oppenheimer as program manager in September 2014.
- State agencyTexas Prepaid Higher Education Tuition Board
- Tax deduction
- Program ManagerOrion Advisor Solutions, Inc.
- Program distributorNorthern Lights Distributors, LLC.
Investors in Lonestar 529 Plan can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Age Based 0-6 Years Portfolio | 1.43% | 90% | 5.95% | 19 of 27 |
| Age Based 7-9 Years Portfolio | 1.36% | 70% | 6.7% | 17 of 21 |
| Age Based 10-11 Years Portfolio | 1.31% | 60% | 6.74% | 16 of 18 |
| Age Based 12-14 Years Portfolio | 1.27% | 50% | 8.04% | 34 of 38 |
| Age Based 15-17 Years Portfolio | 1.15% | 30% | 6.71% | 29 of 31 |
| Age Based 18 Years and Over Portfolio | 1.02% | 10% | 5.42% | 33 of 33 |
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| 100% Equity Portfolio | 1.46% | 100% | 6.15% | 192 of 321 |
| Balanced Portfolio | 1.31% | 60% | 6.82% | 26 of 37 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Large Cap Growth Portfolio | 1.43% | 100% | 34.81% | 9 of 321 |
| Large Cap Value Portfolio | 1.62% | 100% | -0.25% | 282 of 321 |
| Small Cap Portfolio | 1.24% | 100% | -7.31% | 252 of 321 |
| Socially Responsible Portfolio | 1.05% | 100% | 13.97% | 109 of 321 |
| Large Cap Passive Portfolio | 0.93% | 100% | 14.19% | 76 of 321 |
| All Cap Active Portfolio | 1.73% | 100% | 26.02% | 3 of 321 |
| Fixed Income Portfolio | 1.02% | 0% | 5.83% | 38 of 102 |
| Non-U.S. Equity Portfolio | 1.65% | 100% | -7.96% | 286 of 321 |
| Inflation Protected Bond Portfolio | 0.99% | 0% | 9.41% | 69 of 102 |
| U.S. Government Money Market Portfolio | 0.66% | 0% | 0.77% | 5 of 30 |
Use the form below to filter through the investment options in this plan