Future Scholar 529 College Savings Plan (Advisor-sold)

South Carolina's Future Scholar 529 College Savings Plan (Advisor-sold) features an extensive menu of age-based and static portfolio options utilizing mutual funds from Columbia and a number of other fund families. Although sharing the same program name, the advisor-sold Future Scholar is significantly different from South Carolina's direct-sold Future Scholar, using actively-managed funds and index funds. To find a financial advisor in your area, use the Directory of Financial Professionals.

Fee Score

4.5 / 5

Performance

4 / 5
  • Program type
    Savings
  • Inception
    2002
  • State agency
    Office of the State Treasurer
  • Tax deduction
  • Program Manager
    Columbia Management Investment Advisors, LLC
  • Program distributor
    Columbia Management Investment Distributors, Inc.

Investment Options

Investors in Future Scholar 529 College Savings Plan (Advisor-sold) can select from the following investment options. Click on a portfolio name for more information.

Age Based Investment Optionsaccordion open icon

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.% Equity1YR PerformanceRank
Aggressive 0-3 Years (Aggressive Growth)0.91%95.2%58.18%N/A
Aggressive 4-5 Years (Growth)0.91%85.65%52.21%N/A
Aggressive 6-7 Years0.9%75.15%46.18%N/A
Aggressive 8-9 Years (Moderate Growth)0.9%64.8%40.29%N/A
Aggressive 10-11 Years (Moderate)0.86%52.2%30.69%N/A
Aggressive 12-13 Years0.83%42.2%24.38%N/A
Conservative 0-3 Years0.9%75.15%46.18%N/A
Conservative 4-5 Years (Moderate Growth)0.9%64.8%40.29%N/A
Conservative 6-7 Years (Moderate)0.86%52.2%30.69%N/A
Conservative 8-9 Years0.83%42.2%24.38%N/A
Conservative 10-11 Years (Moderately Conservative)0.81%31.8%18.91%N/A
Moderate 0-3 Years (Growth)0.91%85.65%52.21%N/A
Moderate 4-5 Years0.9%75.15%46.18%N/A
Moderate 6-7 Years (Moderate Growth)0.9%64.8%40.29%N/A
Moderate 8-9 Years (Moderate)0.86%52.2%30.69%N/A
Moderate 10-11 Years0.83%42.2%24.38%N/A
Moderate 12-13 Years (Moderately Conservative)0.81%31.8%18.91%N/A
Aggressive 14-15 Years (Moderately Conservative)0.81%31.8%18.91%N/A
Aggressive 16-17 Years0.78%21.7%13.04%N/A
Aggressive 18 Years and over (Conservative)0.65%11.3%7.9%N/A
Moderate 14-15 Years0.78%21.7%13.04%N/A
Moderate 16-17 Years (Conservative)0.65%11.3%7.9%N/A
Moderate 18 Years and over (College)0.61%0%3%N/A
Conservative 12-13 Years0.78%21.7%13.04%N/A
Conservative 14-15 Years (Conservative)0.65%11.3%7.9%N/A
Conservative 16 Years and over (College)0.61%0%3%N/A
Static Investment Optionsaccordion close icon
Individual Investment Optionsaccordion close icon
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