General Information

Future Scholar 529 College Savings Plan (Advisor-sold) logo

Future Scholar 529 College Savings Plan (Advisor-sold)

South Carolina's Future Scholar 529 College Savings Plan (Advisor-sold) features an extensive menu of age-based and static portfolio options utilizing mutual funds from Columbia and a number of other fund families. Although sharing the same program name, the advisor-sold Future Scholar is significantly different from South Carolina's direct-sold Future Scholar, using actively-managed funds and index funds. To find a financial advisor in your area, use the Directory of Financial Professionals.

Our Ratingx

4.0 of 5

Fee Scorex

4.5 of 5

Performancex

3.5 of 5

  • Program typeSavings
  • Inception2002
  • State agency
    Office of the State Treasurer
  • Tax deduction
  • Program Manager
    Columbia Management Investment Distributors, Inc.
  • Program distributor
    Columbia Management Investment Distributors, Inc.

Investors in Future Scholar 529 College Savings Plan (Advisor-sold) can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
Aggressive 0-3 Years (Aggressive Growth)0.95%94%3.82%N/A
Aggressive 4-5 Years (Growth)0.95%84.6%4.65%N/A
Aggressive 6-7 Years0.94%74.5%N/AN/A
Aggressive 8-9 Years (Moderate Growth)0.94%64.1%5.27%N/A
Aggressive 10-11 Years (Moderate)0.9%52.5%5.31%N/A
Aggressive 12-13 Years0.88%42.5%N/AN/A
Conservative 0-3 Years0.94%74.5%N/AN/A
Conservative 4-5 Years (Moderate Growth)0.94%64.1%N/AN/A
Conservative 6-7 Years (Moderate)0.9%52.5%5.31%N/A
Conservative 8-9 Years0.88%42.5%N/AN/A
Conservative 10-11 Years (Moderately Conservative)0.85%32%5.48%N/A
Moderate 0-3 Years (Growth)0.95%84.6%4.65%N/A
Moderate 4-5 Years0.94%74.5%N/AN/A
Moderate 6-7 Years (Moderate Growth)0.94%64.1%5.27%N/A
Moderate 8-9 Years (Moderate)0.9%52.5%5.31%N/A
Moderate 10-11 Years0.88%42.5%5.48%N/A
Moderate 12-13 Years (Moderately Conservative)0.85%32%N/AN/A
Aggressive 14-15 Years (Moderately Conservative)0.85%32%5.48%N/A
Aggressive 16-17 Years0.83%21.9%N/AN/A
Aggressive 18 Years and over (Conservative)0.7%12%5.17%N/A
Moderate 14-15 Years0.83%21.9%N/AN/A
Moderate 16-17 Years (Conservative)0.7%12%-0.19%N/A
Moderate 18 Years and over (College)0.66%0%4.55%N/A
Conservative 12-13 Years0.83%21.9%N/AN/A
Conservative 14-15 Years (Conservative)0.7%12%5.17%N/A
Conservative 16 Years and over (College)0.66%0%4.55%N/A

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
Columbia Aggressive Growth 529 Portfolio0.95%94%3.82%165 of 321
Columbia College 529 Portfolio0.66%0%4.55%8 of 34
Columbia Conservative 529 Portfolio0.7%12%5.17%16 of 34
Columbia Growth 529 Portfolio0.95%84.6%4.65%131 of 321
Columbia Moderate Growth 529 Portfolio0.94%64.1%5.27%9 of 36
Columbia Moderate 529 Portfolio0.9%52.5%5.31%15 of 37
Columbia Moderately Conservative 529 Portfolio0.85%32%5.48%7 of 23

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
Carillon ClariVest Capital Appreciation 529 Portfolio1.12%100%4.49%N/A
Clearbridge Large Cap Growth 529 Portfolio1.16%100%N/AN/A
Columbia Dividend Income 529 Portfolio1.11%100%12.47%60 of 321
iShares Russell 1000 ETF 529 Portfolio0.55%100%9.27%79 of 321
Columbia Contrarian Core 529 Portfolio1.17%100%9.17%175 of 321
MFS Value 529 Portfolio0.98%100%10.36%203 of 321
Columbia Select Large Cap Growth 529 Portfolio1.21%100%8.37%84 of 321
Columbia Large Cap Growth 529 Portfolio (closed 8/1/19)1.2%100%8.87%53 of 321
American Century Mid Cap Value 529 Portfolio1.16%100%2.57%245 of 321
iShares Russell 2000 ETF 529 Portfolio0.59%100%-4.01%224 of 321
iShares Russell 3000 ETF 529 Portfolio0.6%100%8.18%100 of 321
FA Small Cap 529 Portfolio1.18%100%0.11%300 of 321
DFA International Core Equity 529 Portfolio0.7%100%-4.42%303 of 321
FA Strategic Income 529 Portfolio1.04%0%5.78%86 of 102
Templeton Global Bond 529 Portfolio1.01%0%5.26%9 of 102
Columbia Income Opportunities 529 Portfolio1.09%0%8.57%96 of 102
Columbia Total Return Bond 529 Portfolio0.91%0%7.97%16 of 102
JP Morgan Core Bond 529 Portfolio0.79%0%7.37%20 of 102
Columbia Quality Income 529 Portfolio0.96%0%6.73%6 of 102
iShares TIPS Bond ETF 529 Portfolio0.49%0%4.25%59 of 102
Columbia Legacy Capital Preservation 529 Portfolio0.42%0%1.84%7 of 30
Columbia Bank Deposit 529 Portfolio0%0%2.26%2 of 30
Columbia Short Term Bond 529 Portfolio0.85%0%4.09%18 of 24
Janus Henderson Enterprise 529 Portfolio1.15%100%16.28%24 of 321

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%