General InformationDownload PDF Report

MFS 529 Savings Plan logo

MFS 529 Savings Plan

Oregon's MFS 529 Savings Plan, an advisor-sold 529 savings program features age-based and static portfolio options utilizing MFS mutual funds. To find a financial advisor in your area, use the Directory of Financial Professionals.

Our Ratingx

4 of 5

Fee Scorex

3.5 of 5

Performancex

4 of 5

  • Program typeSavings
  • Inception2002
  • State agency
    Oregon 529 Savings Board, chaired by State Treasurer
  • Tax deduction
    Tax deduction for single filers $2,375/yr
    Tax deduction for joint filers $4,750/yr
  • Program Manager
    MFS Fund Distributors, Inc.
  • Program distributor
    MFS Fund Distributors, Inc.
  • Manager contract termUNLOCK PRO

Investors in MFS 529 Savings Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
MFS Conservative Allocation Fund0.98%39.2%4.73%4 of 19
MFS Moderate Allocation Fund1.03%58.8%7.39%6 of 37
MFS Growth Allocation Fund1.09%78.4%10.22%3 of 34
MFS Aggressive Growth Allocation Fund1.15%98%12.86%122 of 308

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Massachusetts Investors Trust0.76%100%15.43%139 of 308
Massachusetts Investors Growth Stock Fund0.79%100%22.84%57 of 308
MFS Mid Cap Growth Fund1.26%100%25.72%30 of 308
MFS Mid Cap Value Fund1.16%100%8.33%227 of 308
MFS Total Return Fund0.77%60%4.68%35 of 37
MFS Value Fund0.89%100%6.72%277 of 308
MFS International New Discovery Fund1.35%100%7.38%125 of 308
MFS Research International Fund1.16%100%4.73%215 of 308
MFS U.S. Government Cash Reserve Fund0.71%0%0.79%22 of 26
MFS High Income Fund1%0%1.21%38 of 98
MFS Limited Maturity Fund0.77%0%0.38%8 of 24
MFS Total Return Bond Fund0.72%0%-1.43%67 of 98
MFS Lifetime Income Fund0.86%28.2%2.94%12 of 19
MFS Blended Research Small Cap Equity Fund1.04%100%19.28%59 of 308

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%