General Information

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MFS 529 Savings Plan

Oregon's MFS 529 Savings Plan, an advisor-sold 529 savings program features age-based and static portfolio options utilizing MFS mutual funds. To find a financial advisor in your area, use the Directory of Financial Professionals.

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  • Program typeSavings
  • Inception2002
  • State agency
    Oregon 529 Savings Board, chaired by State Treasurer
  • Tax deduction
  • Program Manager
    MFS Fund Distributors, Inc.
  • Program distributor
    MFS Fund Distributors, Inc.

Investors in MFS 529 Savings Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
MFS Limited Maturity Fund (Age 18+)0.67%0%4.1%4 of 33
MFS Conservative Allocation Portfolio (Age 14-15)0.96%39.2%11.48%18 of 27
MFS Moderate Allocation Portfolio (Age 10-13)1.01%58.8%13.53%5 of 18
MFS Growth Allocation Portfolio (Age 5-9)1.06%78.4%14.4%3 of 20
MFS Aggressive Growth Allocation Portfolio (Age 0-4)1.11%98%15.47%2 of 17
MFS Lifetime Income Fund (Age 16-17)0.84%28.2%9.8%21 of 31

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
MFS Conservative Allocation Fund0.96%39.2%11.48%12 of 23
MFS Moderate Allocation Fund1.01%58.8%13.53%10 of 37
MFS Growth Allocation Fund1.06%78.4%14.4%12 of 36
MFS Aggressive Growth Allocation Fund1.11%98%15.47%115 of 321

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
Massachusetts Investors Trust0.76%100%14.06%80 of 321
Massachusetts Investors Growth Stock Fund0.77%100%22.38%16 of 321
MFS Mid Cap Growth Fund1.14%100%35.34%15 of 321
MFS Mid Cap Value Fund1.12%100%3.98%230 of 321
MFS Total Return Fund0.78%60%9.65%23 of 37
MFS Value Fund0.87%100%3.63%201 of 321
MFS International New Discovery Fund1.34%100%9.71%213 of 321
MFS Research International Fund1.16%100%12.87%256 of 321
MFS U.S. Government Cash Reserve Fund0.78%0%0.16%25 of 30
MFS High Income Fund0.99%0%4.38%85 of 102
MFS Limited Maturity Fund0.67%0%4.1%7 of 24
MFS Total Return Bond Fund0.73%0%8.65%50 of 102
MFS Lifetime Income Fund0.84%28.2%9.8%8 of 23
MFS Blended Research Small Cap Equity Fund1.04%100%1.82%93 of 321

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%