New York's 529 College Savings Program -- Direct Plan

Fee Score

Performance

This is a Top 10 Plan
This is a Top 10 Plan
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251,486 Clicked to Enroll

New York's 529 College Savings Program -- Direct Plan

This is a Top 10 Plan
enroll now
251,486 Clicked to Enroll

New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.

Fee Score

5 / 5

Performance

4 / 5
  • Program type
    Savings
  • Inception
    1998, but substantially changed in November 2003
  • State agency
    Office of the State Comptroller and the New York State Higher Education Services Corporation
  • Tax deduction
  • Program Manager
    Ascensus College Savings
  • Program distributor
    Vanguard Marketing Corporation

Investment Options

Investors in New York's 529 College Savings Program -- Direct Plan can select from the following investment options. Click on a portfolio name for more information.

Age Based Investment Optionsaccordion open icon

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.% Equity1YR PerformanceRank
Conservative
Conservative Age-Based Portfolio: Blended Growth (0-4 Years)0.12%62.5%24.15%14 of 72
Conservative Age-Based Portfolio: Moderate Growth (5-6 Years)0.12%50%18.94%28 of 70
Conservative Age-Based Portfolio: Disciplined Growth (7-8 Years)0.12%37.5%14.05%10 of 70
Conservative Age-Based Portfolio: Conservative Growth (9-10 Years)0.12%25%8.99%2 of 70
Conservative Age-Based Portfolio: Conservative (11-12 Years)0.12%12.5%4.16%19 of 78
Conservative Age-Based Portfolio: Income (13-14 Years)0.12%0%1.33%4 of 78
Conservative Age-Based Portfolio: Balanced Income (15-16 Years)0.12%0%1.46%23 of 80
Conservative Age-Based Portfolio: Conservative Income (17-18 Years)0.12%0%1.67%14 of 80
Conservative Age-Based Portfolio: Interest Accumulation (19 Years and Over)0.12%0%1.83%5 of 80
Moderate
Moderate Age-Based Portfolio: Aggressive (0-4 Years)0.12%87.5%35.24%10 of 35
Moderate Age-Based Portfolio: Growth (5-6 Years)0.12%75%29.7%6 of 53
Moderate Age-Based Portfolio: Blended Growth (7-8 Years)0.12%62.5%24.15%22 of 92
Moderate Age-Based Portfolio: Moderate Growth (9-10 Years)0.12%50%18.94%27 of 70
Moderate Age-Based Portfolio: Disciplined Growth (11-12 Years)0.12%37.5%14.05%10 of 120
Moderate Age-Based Portfolio: Conservative Growth (13-14 Years)0.12%25%8.99%33 of 78
Moderate Age-Based Portfolio: Conservative (15-16 Years)0.12%12.5%4.16%35 of 122
Moderate Age-Based Portfolio: Income (17-18 Years)0.12%0%1.33%46 of 80
Moderate Age-Based Portfolio: Income (19 Years and Over)0.12%0%1.33%45 of 80
Aggressive
Aggressive Age-Based Portfolio: Aggressive Growth (0-4 Years)0.12%100%41.15%17 of 55
Aggressive Age-Based Portfolio: Aggressive (5-6 Years)0.12%87.5%35.24%29 of 53
Aggressive Age-Based Portfolio: Aggressive (7-8 Years)0.12%87.5%35.24%28 of 53
Aggressive Age-Based Portfolio: Growth (9-10 Years)0.12%75%29.7%5 of 53
Aggressive Age-Based Portfolio: Blended Growth (11-12 Years)0.12%62.5%24.15%16 of 46
Aggressive Age-Based Portfolio: Moderate Growth (13-14 Years)0.12%50%18.94%60 of 120
Aggressive Age-Based Portfolio: Disciplined Growth (15-16 Years)0.12%37.5%14.05%47 of 78
Aggressive Age-Based Portfolio: Conservative Growth (17-18 Years)0.12%25%8.99%9 of 78
Aggressive Age-Based Portfolio: Conservative (19 Years and Over)0.12%12.5%4.16%34 of 122
Static Investment Optionsaccordion close icon
Individual Investment Optionsaccordion close icon
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