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New York's 529 Advisor-Guided College Savings Plan logo

New York's 529 Advisor-Guided College Savings Plan

In May 2012 New York's 529 College Savings Program was renamed New York's 529 Advisor-Guided College Savings Plan. Ascensus Broker Dealer Services, Inc. (formerly Upromise Investments, Inc.) serves as Progam Manager but J.P. Morgan Investment Management replaced Columbia Management Group, LLC as the plan's Investment Manager. The plan features age-based, static asset-allocation, and single-fund portfolios utilizing mutual funds from JPMorgan and SSGA. Accounts can be linked to the Upromise rewards service. To find a financial advisor in your area, use the Directory of Financial Professionals.

Our Ratingx

3.5 of 5

Fee Scorex

3 of 5

Performancex

N/A

  • Program typeSavings
  • Inception2003
  • State agency
    Office of the State Comptroller and the New York State Higher Education Services Corporation
  • Tax deduction
    Tax deduction for single filers $5,000/yr
    Tax deduction for joint filers $10,000/yr
  • Program Manager
    Ascensus Broker Dealer Services, Inc.
  • Program distributor
    JPMorgan Distribution Services, Inc.
  • Manager contract termUNLOCK PRO

Investors in New York's 529 Advisor-Guided College Savings Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
JPMorgan 529 Age-Based 9-10 Portfolio0.98%76%N/AN/A
JPMorgan 529 Age-Based 13 Portfolio0.96%56%N/AN/A
JPMorgan 529 Age-Based 17 Portfolio0.89%25%N/AN/A
JPMorgan 529 Age-Based 0-5 Portfolio (Aggressive)0.98%94%9.01%12 of 16
JPMorgan 529 Age-Based 11-12 Portfolio (Moderate)0.97%68%6.69%4 of 20
JPMorgan 529 Age-Based 6-8 Portfolio (Moderate Growth)0.98%85%8.28%9 of 16
JPMorgan 529 Age-Based 15-16 Portfolio (Conservative)0.91%33%3.11%8 of 26
JPMorgan 529 Age-Based 14 Portfolio (Conservative Growth)0.93%45%4.38%19 of 32
JPMorgan 529 Age-Based 18 Years and Over (College)0.84%18%1.81%22 of 33

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
JPMorgan 529 Aggressive Portfolio0.98%94%9.01%181 of 308
JPMorgan 529 Moderate Growth Portfolio0.98%85%8.34%195 of 308
JPMorgan 529 Moderate Portfolio0.97%68%6.69%18 of 34
JPMorgan 529 Conservative Growth Portfolio0.93%45%4.38%22 of 37
JPMorgan 529 Conservative Portfolio0.91%33%3.2%8 of 19
JPMorgan 529 College Portfolio0.84%18%1.81%8 of 33

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
JPMorgan 529 Core Plus Bond Portfolio0.95%0%N/AN/A
JPMorgan 529 Equity Income Portfolio1.04%100%12.59%174 of 308
JPMorgan 529 Growth Advantage Portfolio1.19%100%28.31%15 of 308
JPMorgan 529 Large Cap Growth Portfolio0.98%100%32.9%4 of 308
JPMorgan 529 Mid Cap Value Portfolio1.3%50%7.9%12 of 37
SSGA 529 Portfolio Total Stock Market ETF0.58%100%16.50%112 of 308
SSGA 529 S&P 600 Small Cap ETF0.7%100%18.05%45 of 308
JPMorgan 529 International Equity Portfolio1.04%100%-1.04%249 of 308
SSGA 529 MSCI ACWI ex-US ETF Portfolio0.85%100%0.5%261 of 308
SSGA 529 Portfolio Developed World ex-US ETF0.59%100%2.19%248 of 308
JPMorgan 529 Realty Income Portfolio1.22%100%1.85%289 of 308
JPMorgan 529 Core Bond Portfolio0.89%0%-1.44%59 of 98
JPMorgan 529 Short Duration Bond Portfolio0.85%0%-0.2%15 of 24
JPMorgan 529 Inflation Managed Bond Portfolio1.02%0%0.1%42 of 98
JPMorgan 529 Small Cap Equity Portfolio1.29%100%15.45%93 of 308
JPMorgan 529 U.S. Government Money Market Portfolio0.72%0%1.2%16 of 26

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%