General Information

The Education Plan's College Savings Program logo

The Education Plan's College Savings Program

The Education Plan College Savings Program is managed by Ascensus College Savings and features enrollment-based, index and actively managed static portfolios, and individual fund options from a variety of fund families.

Our Ratingx

4.5 of 5

Fee Scorex

5 of 5
5 of 5

Performancex

3 of 5
3 of 5

  • Program typeSavings
  • Inception2000, but changed substantially in 2019
  • State agency
    Education Trust Board of New Mexico
  • Tax deduction
  • Program Manager
    Ascensus College Savings
  • Program distributor
    Ascensus College Savings
Plan Details
Investment Options

Investors in The Education Plan's College Savings Program can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
2038-2039 Portfolio0.14%90%14.05%N/A
2036-2037 Portfolio0.14%90%13.56%N/A
2034-2035 Portfolio0.14%83.33%12.9%N/A
2032-2033 Portfolio0.14%76.67%12.23%N/A
2030-2031 Portfolio0.14%70%11.76%N/A
2028-2029 Portfolio0.14%63.33%11.39%N/A
2026-2027 Portfolio0.14%55%10.24%N/A
2024-2025 Portfolio0.14%45%9.08%N/A
2022-2023 Portfolio0.14%31.67%7.52%N/A
2020-2021 Portfolio0.14%20%5.06%N/A
Enrollment Portfolio0.13%10%5.08%N/A

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
100% Equity Index Portfolio0.14%100%14.59%N/A
75% Equity Index Portfolio0.14%75%12.73%N/A
50% Equity Index Portfolio0.15%50%10.34%N/A
25% Equity Index Portfolio0.15%25%7.64%N/A
100% Active Equity Portfolio0.44%100%12.02%N/A
75% Active Equity Portfolio0.41%75%11.02%N/A
50% Active Equity Portfolio0.37%50%9.73%N/A
25% Active Equity Portfolio0.33%25%7.82%N/A

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
US Equity Index Portfolio0.12%100%20.93%N/A
Bond Index Portfolio0.14%0%7.5%N/A
Short-Term Treasury Index Portfolio0.15%0%2.99%N/A
Social Choice Portfolio0.27%100%20.19%N/A
Capital Preservation Portfolio0.1%0%2.3%N/A

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%