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General Information
The Education Plan's College Savings Program
The Education Plan College Savings Program is managed by Ascensus College Savings and features enrollment-based, index and actively managed static portfolios, and individual fund options from a variety of fund families.
Our Ratingix
4 of 5
Fee Scoreix
5 of 5
Performanceix
2.5 of 5
- Program typeSavings
- Inception2000, but changed substantially in 2019
- State agencyEducation Trust Board of New Mexico
- Tax deduction
- Program ManagerAscensus College Savings
- Program distributorAscensus College Savings
Investors in The Education Plan's College Savings Program can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Age Based Portfolio 50 | 0.41% | 50% | N/A | N/A |
| 2038-2039 Portfolio | 0.14% | 90% | N/A | N/A |
| 2036-2037 Portfolio | 0.14% | 90% | N/A | N/A |
| 2034-2035 Portfolio | 0.14% | 83.33% | N/A | N/A |
| 2032-2033 Portfolio | 0.14% | 76.67% | N/A | N/A |
| 2030-2031 Portfolio | 0.14% | 70% | N/A | N/A |
| 2028-2029 Portfolio | 0.14% | 63.33% | N/A | N/A |
| 2026-2027 Portfolio | 0.14% | 55% | N/A | N/A |
| 2024-2025 Portfolio | 0.14% | 45% | N/A | N/A |
| 2022-2023 Portfolio | 0.14% | 31.67% | N/A | N/A |
| 2020-2021 Portfolio | 0.14% | 20% | N/A | N/A |
| Enrollment Portfolio | 0.13% | 10% | N/A | N/A |
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| 100% Equity Index Portfolio | 0.14% | 100% | N/A | N/A |
| 75% Equity Index Portfolio | 0.14% | 75% | N/A | N/A |
| 50% Equity Index Portfolio | 0.15% | 50% | N/A | N/A |
| 25% Equity Index Portfolio | 0.15% | 25% | N/A | N/A |
| 100% Active Equity Portfolio | 0.44% | 100% | N/A | N/A |
| 75% Active Equity Portfolio | 0.41% | 75% | N/A | N/A |
| 50% Active Equity Portfolio | 0.37% | 50% | N/A | N/A |
| 25% Active Equity Portfolio | 0.33% | 25% | N/A | N/A |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| US Equity Index Portfolio | 0.12% | 100% | N/A | N/A |
| Bond Index Portfolio | 0.14% | 0% | N/A | N/A |
| Short-Term Treasury Index Portfolio | 0.15% | 0% | N/A | N/A |
| Social Choice Portfolio | 0.27% | 100% | N/A | N/A |
| Capital Preservation Portfolio | 0.1% | 0% | N/A | N/A |
Use the form below to filter through the investment options in this plan