General Information

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Scholar's Edge

New Mexico's Scholar's Edge is an advisor-sold 529 savings program. Ascensus College Savings Recordkeeping Services, LLC, as the program manager, is responsible for the day-today operations of the plan. Principal Global Investors, LLC, as the investment advisor to the plan, provides investment management services to the Plan. Principal Funds Distributor, Inc. serves as the distributor of the Plan. Scholar's Edge features enrollment-based, target risk and individual portfolios that are multi-asset and multi-manager strategies. To find a financial advisor in your area, use the Directory of Financial Professionals.

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  • Program typeSavings
  • Inception2001, but changed substantially in 2019
  • State agency
    Education Trust Board of New Mexico
  • Tax deduction
  • Program Manager
    Ascensus College Savings Recordkeeping Services, LLC
  • Program distributor
    Principal Funds Distributor, Inc

Investors in Scholar's Edge can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
2038-2039 Portfolio0.92%100%16.99%N/A
2036-2037 Portfolio0.92%97.01%16.59%N/A
2034-2035 Portfolio0.92%90%15.92%N/A
2032-2033 Portfolio0.92%82%14.87%N/A
2030-2031 Portfolio0.91%74%14.31%N/A
2028-2029 Portfolio0.91%61.5%13.25%N/A
2026-2027 Portfolio0.9%46.75%11.53%N/A
2024-2025 Portfolio0.88%31.4%9.29%N/A
2022-2023 Portfolio0.86%16.6%7.64%N/A
2020-2021 Portfolio0.82%0%4.58%N/A
Scholars Edge Today Portfolio0.82%0%4.7%N/A

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
Aggressive Portfolio0.92%88%15.85%N/A
Moderate Portfolio0.91%58%12.91%N/A
Conservative Portfolio0.88%27.5%8.73%N/A
Fixed Income Portfolio0.82%0%4.7%N/A
Fixed Income Portfolio0%0%N/AN/A

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
iShares S&P 500 Stock Index Portfolio0.57%100%17.45%N/A
Principal Blue Chip Portfolio1.09%100%34.31%N/A
Principal Equity Income Portfolio1.05%100%5.96%N/A
Vanguard Mid Cap Index Portfolio0.57%100%17.58%N/A
iShares Small Cap Index Portfolio0.59%100%10%N/A
Principal Diversified International Portfolio1.26%100%11.07%N/A
JPMorgan Emerging Markets Equity Portfolio1.32%100%34.32%N/A
Vanguard Total World Stock Portfolio0.61%100%15.47%N/A
Principal International Small Company Portfolio1.61%100%5.19%N/A
Principal Real Estate Securities Portfolio1.34%100%-3.62%N/A
Principal Core Fixed Income Portfolio1.01%0%7.68%N/A
iShares Core U.S. Aggregate Bond Portfolio0.57%0%6.14%N/A
Principal Short-Term Income Portfolio0.96%0%3.5%N/A
Vanguard Total International Bond Portfolio0.61%0%4.11%N/A
MainStay MacKay High Yield Corporate Bond Portfolio1.12%0%4.74%N/A
Scholars Edge Capital Preservation Portfolio0.53%0%N/AN/A

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%