General Information

Nebraska Education Savings Trust -- Direct College Savings Plan logo

Nebraska Education Savings Trust -- Direct College Savings Plan

Nebraska Education Savings Trust -- Direct College Savings Plan switched program managers in December 2010 from Union Bank and Trust Company of Lincoln, Nebraska to First National Bank of Omaha. Management of the plan returned to Union Bank and Trust in 2020. Accounts can be linked to the Upromise rewards service.

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Fee Scorex

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  • Program typeSavings
  • Inception2001, but substantially changed December 2010 and December 2020
  • State agency
    Nebraska State Treasurer and Nebraska Investment Council
  • Tax deduction
  • Program Manager
    Union Bank and Trust Company
  • Program distributor
    Union Bank and Trust Company

Investors in Nebraska Education Savings Trust -- Direct College Savings Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
Age-Based Index Aggressive 0-20.14%100%N/AN/A
Age-Based Index Aggressive 3-50.14%90%N/AN/A
Age-Based Index Aggressive 6-80.14%80%N/AN/A
Age-Based Index Aggressive 9-100.14%70%N/AN/A
Age-Based Index Aggressive 11-120.14%60%N/AN/A
Age-Based Index Aggressive 13-140.14%50%N/AN/A
Age-Based Index Aggressive 15-160.14%40%N/AN/A
Age-Based Index Aggressive 17-180.14%30%N/AN/A
Age-Based Index Aggressive 19+0.15%20%N/AN/A
Age-Based Index Moderate 0-20.14%90%N/AN/A
Age-Based Index Moderate 3-50.14%80%N/AN/A
Age-Based Index Moderate 6-80.14%70%N/AN/A
Age-Based Index Moderate 9-100.14%60%N/AN/A
Age-Based Index Moderate 11-120.14%50%N/AN/A
Age-Based Index Moderate 13-140.14%40%N/AN/A
Age-Based Index Moderate 15-160.14%30%N/AN/A
Age-Based Index Moderate 17-180.15%20%N/AN/A
Age-Based Index Moderate 19+0.16%10%N/AN/A
Age-Based Index Conservative 0-20.14%70%N/AN/A
Age-Based Index Conservative 3-50.14%60%N/AN/A
Age-Based Index Conservative 6-80.14%50%N/AN/A
Age-Based Index Conservative 9-100.14%40%N/AN/A
Age-Based Index Conservative 11-120.14%30%N/AN/A
Age-Based Index Conservative 13-140.15%20%N/AN/A
Age-Based Index Conservative 15-160.16%10%N/AN/A
Age-Based Index Conservative 17-180.17%0%N/AN/A
Age-Based Index Conservative 19+0.21%0%N/AN/A
Age-Based Multi-Firm Aggressive 0-20.28%100%N/AN/A
Age-Based Multi-Firm Aggressive 3-50.28%90%N/AN/A
Age-Based Multi-Firm Aggressive 6-80.28%80%N/AN/A
Age-Based Multi-Firm Aggressive 9-100.28%70%N/AN/A
Age-Based Multi-Firm Aggressive 11-120.27%60%N/AN/A
Age-Based Multi-Firm Aggressive 13-140.27%50%N/AN/A
Age-Based Multi-Firm Aggressive 15-160.26%40%N/AN/A
Age-Based Multi-Firm Aggressive 17-180.2%30%N/AN/A
Age-Based Multi-Firm Aggressive 19+0.23%20%N/AN/A
Age-Based Multi-Firm Moderate 0-20.28%90%N/AN/A
Age-Based Multi-Firm Moderate 3-50.28%80%N/AN/A
Age-Based Multi-Firm Moderate 6-80.28%70%N/AN/A
Age-Based Multi-Firm Moderate 9-100.27%60%N/AN/A
Age-Based Multi-Firm Moderate 11-120.27%50%N/AN/A
Age-Based Multi-Firm Moderate 13-140.26%40%N/AN/A
Age-Based Multi-Firm Moderate 15-160.24%30%N/AN/A
Age-Based Multi-Firm Moderate 17-180.23%20%N/AN/A
Age-Based Multi-Firm Moderate 19+0.22%10%N/AN/A
Age-Based Multi-Firm Conservative 0-20.28%70%N/AN/A
Age-Based Multi-Firm Conservative 3-50.27%60%N/AN/A
Age-Based Multi-Firm Conservative 6-80.27%50%N/AN/A
Age-Based Multi-Firm Conservative 9-100.26%40%N/AN/A
Age-Based Multi-Firm Conservative 11-120.24%30%N/AN/A
Age-Based Multi-Firm Conservative 13-140.23%20%N/AN/A
Age-Based Multi-Firm Conservative 15-160.22%10%N/AN/A
Age-Based Multi-Firm Conservative 17-180.2%0%N/AN/A
Age-Based Multi-Firm Conservative 19+0.21%0%N/AN/A

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
All Equity Static0.28%100%N/AN/A
Balanced Static0.27%50%N/AN/A
Conservative Static0.23%20%N/A2 of 39
Growth Static0.28%80%N/A71 of 235

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
DFA U.S. Small Cap Value 5290.61%100%N/AN/A
State Street Equity 500 Index 5290.12%100%N/AN/A
Vanguard Explorer 5290.44%100%N/AN/A
Vanguard Federal Money Market 5290.21%0%N/AN/A
Vanguard Total International Stock Index 5290.17%100%N/AN/A
T. Rowe Price Large Cap Growth 5290.66%100%N/A1 of 235
Vanguard Total Stock Market Index 5290.12%100%N/A58 of 235
Vanguard Extended Market Index 5290.14%100%N/A157 of 235
Vanguard REIT Index 5290.2%100%N/A80 of 235
Vanguard Total Bond Market Index 5290.13%0%N/A39 of 70
Vanguard Short-Term Bond Index 5290.14%0%N/A7 of 18
Bank Savings0.1%0%N/A67 of 68
Vanguard Equity Income 5290.28%100%N/A74 of 235
MetWest Total Return Bond 5290.48%0%N/A15 of 70
DFA World ex-US Government Fixed Income 5290.3%0%N/A1 of 70
Vanguard Short-Term Inflation-Protected Securities Index 5290.14%0%N/A15 of 18

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%