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Nebraska Education Savings Trust -- Direct College Savings Plan logo

Nebraska Education Savings Trust -- Direct College Savings Plan

Nebraska Education Savings Trust -- Direct College Savings Plan switched program managers in December 2010 from Union Bank and Trust Company of Lincoln, Nebraska to First National Bank of Omaha. Accounts can be linked to the Upromise rewards service.

Our Ratingx

4.5 of 5

Fee Scorex

4 of 5

Performancex

4 of 5

  • Program typeSavings
  • Inception2001, but substantially changed December 2010
  • State agency
    Nebraska State Treasurer and Nebraska Investment Council
  • Tax deduction
    Tax deduction for single filers $10,000/yr
    Tax deduction for joint filers $10,000/yr
  • Program Manager
    First National Bank of Omaha
  • Program distributor
    First National Bank of Omaha
  • Manager contract termUNLOCK PRO
Plan Details
Investment Options

Investors in Nebraska Education Savings Trust -- Direct College Savings Plan can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Age-Based Aggressive 0-20.44%100%N/AN/A
Age-Based Aggressive 9-100.43%75%N/AN/A
Age-Based Aggressive 13-140.43%55%N/AN/A
Age-Based Aggressive 17-180.4%35%N/AN/A
Age-Based Growth 3-50.44%75%N/AN/A
Age-Based Growth 9-100.38%55%N/AN/A
Age-Based Growth 13-140.4%35%N/AN/A
Age-Based Growth 17-180.33%15%N/AN/A
Age-Based Growth 19+0.35%5%N/AN/A
Age-Based Index 3-50.32%55%N/AN/A
Age-Based Index 9-100.32%35%N/AN/A
Age-Based Index 17-180.45%0%N/AN/A
Age-Based Index 19+0.45%0%N/AN/A
Age-Based Aggressive 3-5 (formerly 0-5)0.43%95%12.25%9 of 53
Age-Based Aggressive 11-12 (formerly 11-14)0.44%65%8.05%5 of 43
Age-Based Aggressive 15-16 (formerly 15-18)0.42%45%5.59%3 of 80
Age-Based Aggressive 19+0.38%25%3.03%55 of 80
Age-Based Aggressive 6-8 (formerly 6-10)0.43%85%10.74%4 of 57
Age-Based Growth 0-2 (formerly 0-5)0.43%85%10.68%7 of 29
Age-Based Growth 11-12 (formerly 11-14)0.42%45%5.59%29 of 100
Age-Based Growth 15-16 (formerly 15-18)0.38%25%3.03%54 of 80
Age-Based Growth 6-8 (formerly 6-10)0.44%65%8.11%6 of 65
Age-Based Index 0-2 ( formerly 0-5)0.32%65%7.79%37 of 63
Age-Based Index 11-12 (formerly 11-14)0.33%25%2.94%25 of 62
Age-Based Index 13-14 (formerly 15-18)0.33%15%1.91%48 of 62
Age-Based Index 15-16 (formerly 19+)0.35%5%0.92%34 of 81
Age-Based Index 6-8 (formerly 6-10)0.32%45%5.4%33 of 56

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
All Equity Static0.44%100%N/AN/A
Moderate Growth Static0.44%65%N/AN/A
Balanced Static0.43%55%N/AN/A
Conservative Static0.38%25%3.03%26 of 38
Growth Static0.43%85%10.74%150 of 228

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
State Street S&P 500 Index0.28%100%17.59%79 of 228
T. Rowe Price Large Cap Growth0.83%100%28.07%1 of 228
Vanguard Total Stock Market Index0.29%100%17.34%55 of 228
Vanguard Extended Market Index0.32%100%15.78%24 of 228
Tributary Small Company1.26%100%11.81%173 of 228
Vanguard REIT Index0.37%100%1.64%224 of 228
State Street MSCI ACWI Ex-US Index0.36%100%1.2%204 of 228
Vanguard Total Bond Market Index0.3%0%-1.55%54 of 68
Vanguard Short-Term Bond Index0.31%0%-0.64%14 of 16
Vanguard Equity Income0.44%100%10.4%174 of 228
iShares Russell 2000 Growth Index ETF0.51%100%20.19%10 of 228
MetWest Total Return Bond0.65%0%-1.15%31 of 68
Goldman Sachs Financial Square Government Money Market0.45%0%1.2%47 of 66
DFA World ex-US Government0.47%0%2.42%1 of 68
Vanguard Short-Term Inflation-Protected Index0.31%0%0.79%6 of 16

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%