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Nebraska Education Savings Trust -- Direct College Savings Plan
Fee Score
4 of 5
Performance
4.5 of 5
General Information
Nebraska Education Savings Trust -- Direct College Savings Plan
Nebraska Education Savings Trust -- Direct College Savings Plan switched program managers in December 2010 from Union Bank and Trust Company of Lincoln, Nebraska to First National Bank of Omaha. Accounts can be linked to the Upromise rewards service.
Our Ratingix
4.5 of 5
Fee Scoreix
4 of 5
Performanceix
4.5 of 5
- Program typeSavings
- Inception2001, but substantially changed December 2010
- State agencyNebraska State Treasurer and Nebraska Investment Council
- Tax deduction
- Program ManagerFirst National Bank of Omaha
- Program distributorFirst National Bank of Omaha
Investors in Nebraska Education Savings Trust -- Direct College Savings Plan can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| All Equity Static | 0.44% | 100% | 2.25% | N/A |
| Moderate Growth Static | 0.44% | 65% | 4.93% | N/A |
| Balanced Static | 0.43% | 55% | 5.23% | N/A |
| Conservative Static | 0.38% | 25% | 5.88% | 2 of 39 |
| Growth Static | 0.43% | 85% | 3.85% | 71 of 235 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
| Portfolio | E.R.ix | % Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| State Street S&P 500 Index | 0.29% | 100% | 3.94% | 36 of 235 |
| T. Rowe Price Large Cap Growth | 0.83% | 100% | 1.52% | 1 of 235 |
| Vanguard Total Stock Market Index | 0.29% | 100% | 2.6% | 58 of 235 |
| Vanguard Extended Market Index | 0.32% | 100% | -4% | 157 of 235 |
| Tributary Small Company | 1.26% | 100% | -5.02% | 170 of 235 |
| Vanguard REIT Index | 0.37% | 100% | 19.61% | 80 of 235 |
| State Street MSCI ACWI Ex-US Index | 0.36% | 100% | -1.78% | 221 of 235 |
| Vanguard Total Bond Market Index | 0.3% | 0% | 10.25% | 39 of 70 |
| Vanguard Short-Term Bond Index | 0.31% | 0% | 5.72% | 7 of 18 |
| Bank Savings | 0.2% | 0% | 1.44% | 67 of 68 |
| Vanguard Equity Income | 0.44% | 100% | 6.24% | 74 of 235 |
| iShares Russell 2000 Growth Index ETF | 0.51% | 100% | -9.84% | 156 of 235 |
| MetWest Total Return Bond | 0.65% | 0% | 10.29% | 15 of 70 |
| Goldman Sachs Financial Square Government Money Market | 0.45% | 0% | 1.97% | 46 of 68 |
| DFA World ex-US Government | 0.47% | 0% | 13.72% | 1 of 70 |
| Vanguard Short-Term Inflation-Protected Index | 0.31% | 0% | 3.14% | 15 of 18 |
Use the form below to filter through the investment options in this plan