General Information

MOST - Missouri's 529 Education Plan (Direct-sold)

Missouri's 529 Education Plan (Direct-sold), managed by Ascensus College Savings, features three-age based options and 16 static portfolios with funds from Vanguard and Dimensional Fund Advisors. Accounts can be linked to the Upromise rewards service.

Our Ratingix

4.5 of 5

Fee Scoreix

5 of 5

Performanceix

5 of 5

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Program typeSavings
Inception1999, but substantially changed in June 2006
State agency
Missouri Education Savings Program Board

Tax deduction
Program Manager
Ascensus College Savings
Program distributor
Vanguard Marketing Corporation

Plan Details

Investment Options

Investors in MOST - Missouri's 529 Education Plan (Direct-sold) can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

Portfolio	E.R.ix	% Equity	1YR Performance	Rank
Aggressive Age-Based (6-7) (Vanguard Aggressive)	0.2%	90%	10%	44 of 53
Aggressive Age-Based (8-9) (Vanguard Growth)	0.2%	80%	9.57%	33 of 53
Aggressive Age-Based (10-11) (Vanguard Blended Growth)	0.22%	70%	9.25%	38 of 46
Aggressive Age-Based (12-13) (Vanguard Moderate Growth)	0.2%	60%	8.77%	24 of 46
Aggressive Age-Based (14-15) (Vanguard Blended Moderate Growth)	0.2%	50%	8.24%	91 of 120
Aggressive Age-Based (16-17) (Vanguard Conservative Growth)	0.2%	40%	7.62%	63 of 78
Aggressive Age-Based (18) (Vanguard Conservative)	0.2%	30%	7.16%	37 of 78
Moderate Age-Based (6-7) (Vanguard Blended Growth)	0.2%	70%	9.25%	66 of 92
Moderate Age-Based (8-9) (Vanguard Moderate Growth)	0.2%	60%	8.77%	30 of 92
Moderate Age-Based (10-11) (Vanguard Blended Moderate Growth)	0.2%	50%	8.24%	90 of 120
Moderate Age-Based (12-13) (Vanguard Conservative Growth)	0.2%	40%	7.62%	35 of 120
Moderate Age-Based (14-15) (Vanguard Conservative)	0.2%	30%	7.16%	60 of 78
Moderate Age-Based (16-17) (Vanguard Income)	0.2%	20%	6.6%	88 of 122
Moderate Age-Based (18) (Vanguard Blended Income)	0.2%	10%	5.9%	28 of 122
Conservative Age-Based (6-7) (Vanguard Blended Moderate Growth)	0.2%	50%	8.24%	49 of 70
Conservative Age-Based (8-9) (Vanguard Conservative Growth)	0.2%	40%	7.62%	23 of 70
Conservative Age-Based (10-11) (Vanguard Conservative)	0.2%	30%	7.16%	59 of 78
Conservative Age-Based (12-13) (Vanguard Income)	0.2%	20%	6.6%	28 of 78
Conservative Age-Based (14-15) (Vanguard Blended Income)	0.2%	10%	5.9%	17 of 78
Conservative Age-Based (16-17) (Vanguard Conservative Income)	0.2%	0%	4.08%	39 of 80
Conservative Age-Based (18) (Vanguard Conservative Income)	0.2%	0%	4.08%	38 of 80
Aggressive Age-Based (0-5) (Vanguard Aggressive Growth)	0.2%	100%	10.34%	31 of 55
Aggressive Age-Based (19+) (Vanguard Income)	0.2%	20%	6.6%	89 of 122
Moderate Age-Based (0-5) (Vanguard Growth)	0.2%	80%	9.57%	59 of 72
Moderate Age-Based (19+) (Vanguard Conservative Income)	0.2%	0%	4.08%	41 of 80
Conservative Age-Based (0-5) (Vanguard Moderate Growth)	0.2%	60%	8.77%	21 of 72
Conservative Age-Based (19+) (Vanguard Interest Accumulation)	0.19%	0%	2.13%	10 of 80

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

Portfolio	E.R.ix	% Equity	1YR Performance	Rank
Vanguard Aggressive Growth Portfolio	0.2%	100%	10.34%	131 of 235
Vanguard Growth Portfolio	0.2%	80%	9.57%	36 of 50
Vanguard Moderate Growth Portfolio	0.2%	60%	8.77%	37 of 52
Vanguard Conservative Growth Portfolio	0.2%	40%	7.62%	29 of 39
Vanguard Income Portfolio	0.2%	20%	6.6%	62 of 70
Vanguard Conservative Income Portfolio	0.2%	0%	4.08%	10 of 70

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

Portfolio	E.R.ix	% Equity	1YR Performance	Rank
Vanguard Total Stock Market Index Portfolio	0.18%	100%	14.71%	48 of 235
Vanguard Interest Accumulation Portfolio	0.19%	0%	2.13%	20 of 68
Vanguard Total Bond Market Index Portfolio	0.2%	0%	6.81%	32 of 70
Vanguard Total International Stock Index Portfolio	0.23%	100%	3.67%	214 of 235
Vanguard Total International Bond Index Portfolio	0.23%	0%	2.08%	5 of 70
DFA U.S. Core Equity 1 Portfolio	0.33%	100%	9.02%	103 of 235
DFA U.S. Small Cap Portfolio	0.51%	100%	-6.5%	190 of 235
DFA International Core Equity Portfolio	0.44%	100%	0.24%	230 of 235
DFA U.S. Large Cap Value Portfolio	0.42%	100%	-8.61%	181 of 235
DFA Two-Year Global Fixed Income Portfolio	0.33%	0%	1.15%	6 of 70

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