General Information

MOST - Missouri's 529 Education Plan (Direct-sold) logo

MOST - Missouri's 529 Education Plan (Direct-sold)

Missouri's 529 Education Plan (Direct-sold), managed by Ascensus College Savings, features three-age based options and 16 static portfolios with funds from Vanguard and Dimensional Fund Advisors. Accounts can be linked to the Upromise rewards service.

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Performancex

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  • Program typeSavings
  • Inception1999, but substantially changed in June 2006
  • State agency
    Missouri Education Savings Program Board
  • Tax deduction
  • Program Manager
    Ascensus College Savings
  • Program distributor
    Ascensus College Savings
Plan Details
Investment Options

Investors in MOST - Missouri's 529 Education Plan (Direct-sold) can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
Aggressive Age-Based (6-7) (Vanguard Aggressive)0.2%90%51.79%44 of 53
Aggressive Age-Based (8-9) (Vanguard Growth)0.2%80%45.27%33 of 53
Aggressive Age-Based (10-11) (Vanguard Blended Growth)0.22%70%39.03%38 of 46
Aggressive Age-Based (12-13) (Vanguard Moderate Growth)0.2%60%32.84%24 of 46
Aggressive Age-Based (14-15) (Vanguard Blended Moderate Growth)0.2%50%27.1%91 of 120
Aggressive Age-Based (16-17) (Vanguard Conservative Growth)0.2%40%21.31%63 of 78
Aggressive Age-Based (18) (Vanguard Conservative)0.2%30%15.85%37 of 78
Moderate Age-Based (6-7) (Vanguard Blended Growth)0.2%70%39.03%66 of 92
Moderate Age-Based (8-9) (Vanguard Moderate Growth)0.2%60%32.84%30 of 92
Moderate Age-Based (10-11) (Vanguard Blended Moderate Growth)0.2%50%27.1%90 of 120
Moderate Age-Based (12-13) (Vanguard Conservative Growth)0.2%40%21.31%35 of 120
Moderate Age-Based (14-15) (Vanguard Conservative)0.2%30%15.85%60 of 78
Moderate Age-Based (16-17) (Vanguard Income)0.2%20%10.69%88 of 122
Moderate Age-Based (18) (Vanguard Blended Income)0.2%10%5.63%28 of 122
Conservative Age-Based (6-7) (Vanguard Blended Moderate Growth)0.2%50%27.1%49 of 70
Conservative Age-Based (8-9) (Vanguard Conservative Growth)0.2%40%21.31%23 of 70
Conservative Age-Based (10-11) (Vanguard Conservative)0.2%30%15.85%59 of 78
Conservative Age-Based (12-13) (Vanguard Income)0.2%20%10.69%28 of 78
Conservative Age-Based (14-15) (Vanguard Blended Income)0.2%10%5.63%17 of 78
Conservative Age-Based (16-17) (Vanguard Conservative Income)0.2%0%2.21%39 of 80
Conservative Age-Based (18) (Vanguard Conservative Income)0.2%0%2.21%38 of 80
Aggressive Age-Based (0-5) (Vanguard Aggressive Growth)0.2%100%58.62%31 of 55
Aggressive Age-Based (19+) (Vanguard Income)0.2%20%10.69%89 of 122
Moderate Age-Based (0-5) (Vanguard Growth)0.2%80%45.27%59 of 72
Moderate Age-Based (19+) (Vanguard Conservative Income)0.2%0%2.21%41 of 80
Conservative Age-Based (0-5) (Vanguard Moderate Growth)0.2%60%32.84%21 of 72
Conservative Age-Based (19+) (Vanguard Interest Accumulation)0.19%0%1.95%10 of 80

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
Vanguard Aggressive Growth Portfolio0.2%100%58.62%131 of 235
Vanguard Growth Portfolio0.2%80%45.27%36 of 50
Vanguard Moderate Growth Portfolio0.2%60%32.84%37 of 52
Vanguard Conservative Growth Portfolio0.2%40%21.31%29 of 39
Vanguard Income Portfolio0.2%20%10.69%62 of 70
Vanguard Conservative Income Portfolio0.2%0%2.21%10 of 70

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
Vanguard Total Stock Market Index Portfolio0.18%100%62.48%48 of 235
Vanguard Interest Accumulation Portfolio0.19%0%1.95%20 of 68
Vanguard Total Bond Market Index Portfolio0.2%0%0.38%32 of 70
Vanguard Total International Stock Index Portfolio0.23%100%52.46%214 of 235
Vanguard Total International Bond Index Portfolio0.23%0%1.87%5 of 70
DFA U.S. Core Equity 1 Portfolio0.33%100%67.71%103 of 235
DFA U.S. Small Cap Portfolio0.51%100%95.09%190 of 235
DFA International Core Equity Portfolio0.44%100%57.73%230 of 235
DFA U.S. Large Cap Value Portfolio0.42%100%66.23%181 of 235
DFA Two-Year Global Fixed Income Portfolio0.33%0%0.47%6 of 70

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%