U.Fund College Investing Plan

Fee Score

4.5 / 5

Performance

3.5 / 5
This is a Top 10 Plan
This is a Top 10 Plan
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69,566 Clicked to Enroll

U.Fund College Investing Plan

This is a Top 10 Plan
enroll now
69,566 Clicked to Enroll

Massachusetts' U.Fund College Investing Plan, a Fidelity-managed 529 plan follows the same approach as other Fidelity plans in Arizona, Connecticut, Delaware and New Hampshire. It features three age-based options; one using Fidelity Series actively managed funds; one using Fidelity Series index funds; and a third using a combination of the two. The plans also offer 11 static options, and one option that invests in an interest-bearing deposit account.

Fee Score

4.5 / 5

Performance

3.5 / 5
  • Program type
    Savings
  • Inception
    1999
  • State agency
    Massachusetts Educational Financing Authority (MEFA)
  • Tax deduction
  • Program Manager
    Fidelity Investments
  • Program distributor
    Fidelity Brokerage Services, LLC

Investment Options

Investors in U.Fund College Investing Plan can select from the following investment options. Click on a portfolio name for more information.

Age Based Investment Optionsaccordion open icon

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.% Equity1YR PerformanceRank
Fidelity Blend: Portfolio 20210.41%18.81%12.21%N/A
Fidelity Blend: Portfolio 20240.45%32.66%19.92%N/A
Fidelity Blend: Portfolio 20270.49%45.7%27.54%N/A
Fidelity Blend: Portfolio 20300.52%58.99%35.71%N/A
Fidelity Blend: Portfolio 20330.56%72.3%44.19%N/A
Fidelity Blend: Portfolio 20360.58%85.62%53.17%N/A
Fidelity Blend: College Portfolio0.4%15.34%9.79%N/A
Fidelity Blend: Portfolio 20390.6%94.81%59.16%N/A
Fidelity Funds: MA Portfolio 20390.97%94.81%61.05%N/A
Fidelity Index Fund: MA Portfolio 20390.14%94.94%53.83%N/A
Fidelity Funds: MA Portfolio 20240.72%32.63%21.55%111 of 120
Fidelity Funds: MA Portfolio 20210.65%18.78%13.39%55 of 120
Fidelity Funds: MA Portfolio 20300.83%58.95%37.55%85 of 92
Fidelity Funds: MA College Portfolio0.63%15.28%10.96%114 of 122
Fidelity Index Fund: MA Portfolio 20240.14%32.16%16.89%41 of 120
Fidelity Index Fund: MA Portfolio 20210.14%18.39%9.85%3 of 120
Fidelity Index Fund: MA Portfolio 20300.14%58.44%31.49%37 of 92
Fidelity Index Fund: MA College Portfolio0.14%14.87%7.74%81 of 122
Fidelity Funds: MA Portfolio 20270.78%45.66%29.25%62 of 92
Fidelity Index Fund: MA Portfolio 20270.14%45.14%23.95%4 of 92
Fidelity Funds: MA Portfolio 20330.87%72.23%46.07%27 of 35
Fidelity Index Fund: MA Portfolio 20330.14%71.78%39.28%6 of 35
Fidelity Index Fund: MA Portfolio 20360.14%85.23%47.77%8 of 55
Fidelity Funds: MA Portfolio 20360.92%85.58%54.86%39 of 55
Static Investment Optionsaccordion close icon
Individual Investment Optionsaccordion close icon
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