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START Saving Program

This is a Top 10 Plan

The START Saving Program requires Louisiana residency to participate. It is subsidized by the state, resulting in no costs to the participant above the underlying fund costs. Vanguard funds and the State Treasurer's fixed income fund are utilized in the age-based and static portfolio options. Louisiana has established a separate program for K-12 savings, the Louisiana Student Tuition Assistance and Revenue Trust Kindergarten Through Grade Twelve Program, or START K12.

Fee Score

5 / 5


2.5 / 5
  • Program type
  • Inception
  • State agency
    Louisiana Tuition Trust Authority (LATTA)
  • Tax deduction
  • Program Manager
    Louisiana State Treasurer
  • Program distributor
    Not applicable

Investment Options

Investors in START Saving Program can select from the following investment options. Click on a portfolio name for more information.

Age Based Investment Optionsaccordion open icon

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.% Equity1YR Performance
Growth: Ages 0 through 50.14%80%18.55%
Growth: Ages 11 through 150.12%40%12.48%
Growth: Ages 16+0%0%N/A
Growth: Ages 6 through 100.13%60%15.49%
Moderate: Ages 0 through 50.13%60%15.49%
Moderate: Ages 6 through 100.12%40%12.48%
Moderate: Ages 11 through 150.11%20%9.48%
Moderate: Ages 16+0%0%N/A
Aggressive: Ages 0 through 80.14%80%18.55%
Aggressive: Ages 13 through 150.12%40%12.48%
Aggressive: Ages 16+0%0%N/A
Aggressive: Ages 9 through 120.13%60%15.49%
Static Investment Optionsaccordion close icon
Individual Investment Optionsaccordion close icon
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