General Information

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START Saving Program

The START Saving Program requires Louisiana residency to participate. It is subsidized by the state, resulting in no costs to the participant above the underlying fund costs. Vanguard funds and the State Treasurer's fixed income fund are utilized in the age-based and static portfolio options. Louisiana has established a separate program for K-12 savings, the Louisiana Student Tuition Assistance and Revenue Trust Kindergarten Through Grade Twelve Program, or START K12.

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Fee Scorex

5 of 5
5 of 5


5 of 5
5 of 5
This is a Top 10 Plan

  • Program typeSavings
  • Inception1997
  • State agency
    Louisiana Tuition Trust Authority (LATTA)
  • Tax deduction
  • Program Manager
    Louisiana State Treasurer
  • Program distributor
    Not applicable

Investors in START Saving Program can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.x% Equity1YR PerformanceRank
Growth: Ages 0 through 50.14%80%15.45%56 of 72
Growth: Ages 11 through 150.12%40%11.51%31 of 120
Growth: Ages 16+0%0%N/AN/A
Growth: Ages 6 through 100.13%60%13.59%26 of 92
Moderate: Ages 0 through 50.13%60%13.59%17 of 72
Moderate: Ages 6 through 100.12%40%11.51%19 of 70
Moderate: Ages 11 through 150.11%20%9.13%25 of 78
Moderate: Ages 16+0%0%N/AN/A
Aggressive: Ages 0 through 80.14%80%14.94%1 of 72
Aggressive: Ages 13 through 150.12%40%11.51%30 of 120
Aggressive: Ages 16+0%0%N/AN/A
Aggressive: Ages 9 through 120.13%60%13.59%19 of 46

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R.x% Equity1YR PerformanceRank
No investment options found within this category.

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R.x% Equity1YR PerformanceRank
Louisiana Principal Protection0%0%N/AN/A
Vanguard Total World Stock Index Fund0.08%100%16.72%158 of 235
Vanguard Total Stock Market Index Fund0.02%100%20.99%40 of 235
Vanguard Total International Stock Index Fund0.08%100%11.28%202 of 235
Vanguard Small-Cap Index Fund0.04%100%19.12%141 of 235
Vanguard Mid-Cap Index Fund0.04%100%18.26%137 of 235
Vanguard Large-Cap Index Fund0.04%100%21.05%16 of 235

Use the form below to filter through the investment options in this plan

Child age

Max Expense Ratio:2.5%