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START Saving Program

The START Saving Program requires Louisiana residency to participate. It is subsidized by the state, resulting in no costs to the participant above the underlying fund costs. Vanguard funds and the State Treasurer's fixed income fund are utilized in the age-based and static portfolio options. Louisiana has established a separate program for K-12 savings, the Louisiana Student Tuition Assistance and Revenue Trust Kindergarten Through Grade Twelve Program, or START K12.

Our Ratingx

Fee Scorex

5 of 5

Performancex

3.5 of 5

  • Program typeSavings
  • Inception1997
  • State agency
    Louisiana Tuition Trust Authority (LATTA)
  • Tax deduction
    Tax deduction for single filers $2,400/yr
    Tax deduction for joint filers $4,800/yr
  • Program Manager
    Louisiana State Treasurer
  • Program distributor
    Not applicable
  • Manager contract termUNLOCK PRO

Investors in START Saving Program can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Growth: Ages 0 through 50.16%80%8.69%15 of 63
Growth: Ages 11 through 150.15%40%4.19%58 of 100
Growth: Ages 16+0%0%N/AN/A
Growth: Ages 6 through 100.16%60%6.43%41 of 65
Moderate
Moderate: Ages 0 through 50.16%60%6.43%48 of 63
Moderate: Ages 6 through 100.15%40%4.19%37 of 56
Moderate: Ages 11 through 150.13%20%1.93%33 of 62
Moderate: Ages 16+0%0%N/AN/A
Aggressive
Aggressive: Ages 0 through 80.16%80%14.94%1 of 63
Aggressive: Ages 13 through 150.15%40%4.19%57 of 100
Aggressive: Ages 16+0%0%N/AN/A
Aggressive: Ages 9 through 120.16%60%6.43%19 of 43

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
Sorry. No investment options found with an expense ratio lower than 2.5%

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Vanguard Total World Stock Index Fund0.3%100%9.70%149 of 228
Vanguard Total Stock Market Index Fund0.04%100%17.65%36 of 228
Vanguard Total International Stock Index Fund0.12%100%1.63%192 of 228
Vanguard Small-Cap Index Fund0.1%100%16.7%23 of 228
Vanguard Mid-Cap Index Fund0.1%100%13.42%117 of 228
Vanguard Large-Cap Index Fund0.1%100%17.78%57 of 228

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%