General InformationDownload PDF Report

Learning Quest 529 Education Savings Program (Direct-sold) logo

Learning Quest 529 Education Savings Program (Direct-sold)

American Century manages the Learning Quest 529 Education Savings Program (Direct-sold) for Kansas, featuring three age-based tracks with a mix of American Century, Vanguard and Baird funds, one age-based track with Vanguard index funds, 15 static options, and the Cash and Cash Equivalents Portfolio. Accounts can be linked to the Upromise rewards service.

Our Ratingx

4.5 of 5

Fee Scorex

4 of 5

Performancex

4.5 of 5

  • Program typeSavings
  • Inception2000
  • State agency
    Kansas State Treasurer
  • Tax deduction
    Tax deduction for single filers $3,000/yr
    Tax deduction for joint filers $6,000/yr
  • Program Manager
    American Century Investment Management, Inc.
  • Program distributor
    American Century Investment Services, Inc.
  • Manager contract termUNLOCK PRO

Investors in Learning Quest 529 Education Savings Program (Direct-sold) can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Index Fund Age Based: 80% Equity Index Portfolio (Age 0-9)0.25%80%10.54%N/A
Index Fund Age Based: 70% Equity Index Portfolio (Age 10)0.25%70%N/AN/A
Index Fund Age Based: 60% Equity Index Portfolio (Age 11-12)0.25%60%7.82%N/A
Index Fund Age Based: 50% Equity Index Portfolio (Age 13-14)0.25%50%N/AN/A
Index Fund Age Based: 40% Equity Index Portfolio (Age 15)0.25%40%5.12%N/A
Index Fund Age Based: 30% Equity Index Portfolio (Age 16-17)0.25%30%N/AN/A
Index Fund Age Based: 20% Equity Index Portfolio (Age 18-19)0.25%20%N/AN/A
Index Fund Age Based: 10% Equity Index Portfolio (Age 20+)0.25%10%N/AN/A
Conservative
Conservative Age Based: 60% Equity (Age 0-4)0.71%60%7.46%38 of 63
Conservative Age Based: 50% Equity (Age 5-7)0.70%50%6.27%12 of 56
Conservative Age Based: 40% Equity (Age 8-10)0.64%40%5.31%N/A
Conservative Age Based: 30% Equity (Age 11-13)0.57%30%4.32%4 of 62
Conservative Age Based: 30% Equity (Age 14-15)0.57%30%4.32%3 of 62
Conservative Age Based: 20% Equity (Age 16-17)0.51%20%3.09%11 of 83
Conservative Age Based: 10% Equity (Age 18-19)0.45%10%1.79%N/A
Conservative Age Based: Short-Term (Age 20+)0.38%0%0.4%50 of 81
Moderate
Moderate Age Based: 70% Equity (Age 0-4)0.73%70%8.43%26 of 63
Moderate Age Based: 60% Equity (Age 5-7)0.71%60%7.46%28 of 65
Moderate Age Based: 50% Equity (Age 8-10)0.70%50%6.27%11 of 56
Moderate Age Based: 50% Equity (Age 11-13)0.70%50%6.27%10 of 100
Moderate Age Based: 40% Equity (Age 14-15)0.64%40%5.31%N/A
Moderate Age Based: 30% Equity (Age 16-17)0.57%30%4.32%24 of 80
Moderate Age Based: 20% Equity (Age 18-19)0.51%20%3.09%10 of 83
Moderate Age Based: 10% Equity (Age 20+)0.45%10%1.79%N/A
Aggressive
Aggressive Age Based: 90% Equity (Age 0-4)0.79%90%11.31%6 of 29
Aggressive Age Based: 80% Equity (Age 5-7)0.76%80%9.87%N/A
Aggressive Age Based: 70% Equity (Age 8-10)0.73%70%8.43%5 of 65
Aggressive Age Based: 60% Equity (Age 11-13)0.71%60%7.46%15 of 43
Aggressive Age Based: 50% Equity (Age 14-15)0.70%50%6.27%9 of 100
Aggressive Age Based: 40% Equity (Age 16-17)0.64%40%5.31%N/A
Aggressive Age Based: 30% Equity (Age 18-19)0.57%30%4.32%23 of 80
Aggressive Age Based: 20% Equity (Age 20+)0.51%20%3.09%9 of 83

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Cash and Cash Equivalents Portfolio0.09%0%1.79%N/A
500 Index Portfolio0.24%100%17.59%80 of 228
Balanced Index Portfolio0.26%60%9.68%2 of 52
Total Bond Market Index Portfolio0.22%0%-1.47%37 of 68

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%