General InformationDownload PDF Report

CollegeCounts 529 Fund logo

CollegeCounts 529 Fund

The manager for the Alabama CollegeCounts 529 Fund direct-sold savings program changed from Van Kampen to Union Bank and Trust Company in August 2010. It features age-based, static and individual fund portfolio options using mutual funds from multiple fund firms.

Our Ratingx

4 of 5

Fee Scorex

4 of 5

Performancex

1 of 5

  • Program typeSavings
  • Inception2002, but substantially changed in August 2010.
  • State agency
    Board of Trustees of CollegeCounts 529 Fund, chaired by the State Treasurer
  • Tax deduction
    Tax deduction for single filers $5,000/yr
    Tax deduction for joint filers $10,000/yr
  • Program Manager
    UBT 529 Services, a division of Union Bank & Trust Company
  • Program distributor
    Union Bank
  • Manager contract termUNLOCK PRO

Investors in CollegeCounts 529 Fund can select from the following investment options. Click on a portfolio name for more information.

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%

Age Based Investment Options

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R% Equity1YR PerformanceRank
Conservative
Age-Based Conservative: Ages 0-20.3%80%8.95%20 of 63
Age-Based Conservative: Ages 13-140.29%30%2.87%22 of 62
Age-Based Conservative: Ages 17-180.31%10%1.08%78 of 83
Age-Based Conservative: Ages 19+0.32%0%0.45%71 of 81
Age-Based Conservative: Ages 9-100.29%50%5.28%29 of 56
Age-Based Conservative: Ages 3-50.3%70%7.22%40 of 63
Age-Based Conservative: Ages 6-80.3%60%6.27%57 of 65
Age-Based Conservative: Ages 11-120.29%40%4.01%87 of 100
Age-Based Conservative: Ages 15-160.3%20%1.87%64 of 83
Moderate
Age-Based Moderate: Ages 0-20.3%90%10.12%22 of 29
Age-Based Moderate: Ages 13-140.29%40%4.01%88 of 100
Age-Based Moderate: Ages 17-180.3%20%1.87%65 of 83
Age-Based Moderate: Ages 19+0.31%10%1.08%77 of 83
Age-Based Moderate: Ages 9-100.3%60%6.27%58 of 65
Age-Based Moderate: Ages 3-50.3%80%8.95%19 of 63
Age-Based Moderate: Ages 6-80.3%70%7.22%34 of 65
Age-Based Moderate: Ages 11-120.29%50%5.28%46 of 100
Age-Based Moderate: Ages 15-160.29%30%2.87%58 of 80
Aggressive
Age-Based Aggressive: Ages 0-20.3%100%10.7%45 of 53
Age-Based Aggressive: Ages 13-140.29%50%5.28%47 of 100
Age-Based Aggressive: Ages 17-180.29%30%2.87%59 of 80
Age-Based Aggressive: Ages 19+0.3%20%1.87%66 of 83
Age-Based Aggressive: Ages 9-100.3%70%7.22%35 of 65
Age-Based Aggressive: Ages 3-50.3%90%10.12%21 of 29
Age-Based Aggressive: Ages 6-80.3%80%8.95%28 of 57
Age-Based Aggressive: Ages 11-120.3%60%6.27%34 of 43
Age-Based Aggressive: Ages 15-160.29%40%4.01%21 of 80

Static Investment Options

This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.

PortfolioE.R% Equity1YR PerformanceRank
Target Fund 1000.3%100%10.7%153 of 228
Target Fund 800.3%80%8.95%19 of 52
Target Fund 600.3%60%6.27%26 of 52
Target Fund 400.29%40%4.01%12 of 38
Target Fund 200.3%20%1.87%18 of 68
Target Fixed Income Fund0.32%0%0.45%47 of 68

Individual Investment Options

Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.

PortfolioE.R% Equity1YR PerformanceRank
Vanguard REIT Index 529 Portfolio0.35%100%1.79%225 of 228
Vanguard Extended Market Index 529 Portfolio0.33%100%16.3%20 of 228
T. Rowe Price Balanced 529 Portfolio0.71%70%7.43%36 of 52
PIMCO Short-Term 529 Portfolio0.77%0%2.26%19 of 68
Vanguard Small-Cap Value Index 529 Portfolio0.32%100%11%107 of 228
Vanguard Small-Cap Index 529 Portfolio0.3%100%16.66%25 of 228
Vanguard Growth Index 529 Portfolio0.29%100%23.02%16 of 228
Vanguard Value Index 529 Portfolio0.3%100%13.58%161 of 228
Vanguard 500 Index 529 Portfolio0.28%100%18.01%64 of 228
Vanguard Inflation-Protected Securities 529 Portfolio0.35%0%-0.25%11 of 68
Vanguard Total Stock Market Index 529 Portfolio0.27%100%17.7%40 of 228
Vanguard Prime Money Market 529 Portfolio0.35%0%1.48%30 of 66
Fidelity Advisor Investment Grade Bond 529 Portfolio0.75%0%-1.44%46 of 68
Vanguard Mid-Cap Index 529 Portfolio0.29%100%13.62%119 of 228
Vanguard Small-Cap Growth Index 529 Portfolio0.31%100%23.86%9 of 228
Vanguard Total International Stock Index 529 Portfolio0.34%100%2.03%205 of 228
Vanguard Total Bond Market Index 529 Portfolio0.29%0%-1.55%56 of 68
Vanguard Short-Term Bond Index 529 Portfolio0.3%0%-0.67%15 of 16
Vanguard Short-Term Inflation-Protected Securities Index 529 Portfolio0.29%0%0.59%8 of 16
DFA U.S. Large Cap Value Portfolio0.52%100%11.58%160 of 228
T. Rowe Price Large-Cap Growth 529 Portfolio0.80%100%28.74%2 of 228
DFA U.S. Small Cap Value 529 Portfolio0.77%100%9.55%46 of 228
Vanguard Explorer 529 Portfolio0.57%100%28.46%5 of 228
Dodge & Cox International Stock 529 Portfolio0.88%100%-5.02%228 of 228
MainStay Total Return Bond 529 Portfolio0.85%0%-1.76%59 of 68

Use the form below to filter through the investment options in this plan

Child age


Max Expense Ratio:2.5%