NEXT
General Information
CollegeCounts 529 Fund
The manager for the Alabama CollegeCounts 529 Fund direct-sold savings program changed from Van Kampen to Union Bank and Trust Company in August 2010. It features age-based, static and individual fund portfolio options using mutual funds from multiple fund firms.
Our Ratingix
4.5 of 5
Fee Scoreix
4.5 of 5
Performanceix
3.5 of 5
- Program typeSavings
- Inception2002, but substantially changed in August 2010.
- State agencyBoard of Trustees of CollegeCounts 529 Fund, chaired by the State Treasurer
- Tax deduction
- Program ManagerUBT 529 Services, a division of Union Bank & Trust Company
- Program distributorUnion Bank
Investors in CollegeCounts 529 Fund can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R.ix | %Â Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Conservative | ||||
| Age-Based Conservative: Ages 0-2 | 0.22% | 80.0% | 18.36% | 28 of 95 |
| Age-Based Conservative: Ages 13-14 | 0.22% | 30.0% | 10.68% | 12 of 81 |
| Age-Based Conservative: Ages 17-18 | 0.23% | 10.0% | 7.09% | 13 of 93 |
| Age-Based Conservative: Ages 19+ | 0.24% | 0.0% | 4.85% | 83 of 93 |
| Age-Based Conservative: Ages 9-10 | 0.22% | 50.0% | 13.83% | 23 of 77 |
| Age-Based Conservative: Ages 3-5 | 0.22% | 70.0% | 17.01% | 65 of 95 |
| Age-Based Conservative: Ages 6-8 | 0.22% | 60.0% | 15.45% | 40 of 78 |
| Age-Based Conservative: Ages 11-12 | 0.22% | 40.0% | 12.36% | 55 of 103 |
| Age-Based Conservative: Ages 15-16 | 0.23% | 20.0% | 8.88% | 7 of 94 |
| Moderate | ||||
| Age-Based Moderate: Ages 0-2 | 0.21% | 90.0% | 19.64% | 41 of 79 |
| Age-Based Moderate: Ages 13-14 | 0.22% | 40.0% | 12.36% | 56 of 103 |
| Age-Based Moderate: Ages 17-18 | 0.23% | 20.0% | 8.88% | 8 of 94 |
| Age-Based Moderate: Ages 19+ | 0.23% | 10.0% | 7.09% | 12 of 93 |
| Age-Based Moderate: Ages 9-10 | 0.22% | 60.0% | 15.45% | 41 of 78 |
| Age-Based Moderate: Ages 3-5 | 0.22% | 80.0% | 18.36% | 27 of 95 |
| Age-Based Moderate: Ages 6-8 | 0.22% | 70.0% | 17.01% | 55 of 77 |
| Age-Based Moderate: Ages 11-12 | 0.22% | 50.0% | 13.83% | 17 of 103 |
| Age-Based Moderate: Ages 15-16 | 0.22% | 30.0% | 10.68% | 28 of 95 |
| Aggressive | ||||
| Age-Based Aggressive: Ages 0-2 | 0.21% | 100.0% | 21.02% | 36 of 54 |
| Age-Based Aggressive: Ages 13-14 | 0.22% | 50.0% | 13.83% | 18 of 103 |
| Age-Based Aggressive: Ages 17-18 | 0.22% | 30.0% | 10.68% | 29 of 95 |
| Age-Based Aggressive: Ages 19+ | 0.23% | 20.0% | 8.88% | 9 of 94 |
| Age-Based Aggressive: Ages 9-10 | 0.22% | 70.0% | 17.01% | 56 of 77 |
| Age-Based Aggressive: Ages 3-5 | 0.21% | 90.0% | 19.64% | 40 of 79 |
| Age-Based Aggressive: Ages 6-8 | 0.22% | 80.0% | 18.36% | 26 of 77 |
| Age-Based Aggressive: Ages 11-12 | 0.22% | 60.0% | 15.45% | 22 of 61 |
| Age-Based Aggressive: Ages 15-16 | 0.22% | 40.0% | 12.36% | 8 of 95 |
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R.ix | %Â Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Target Fund 100 | 0.21% | 100.0% | 21.02% | 146 of 275 |
| Target Fund 80 | 0.22% | 80.0% | 18.36% | 15 of 67 |
| Target Fund 60 | 0.22% | 60.0% | 15.45% | 14 of 56 |
| Target Fund 40 | 0.22% | 40.0% | 12.36% | 7 of 42 |
| Target Fund 20 | 0.23% | 20.0% | 8.88% | 8 of 65 |
| Target Fixed Income Fund | 0.24% | 0.0% | 4.85% | 61 of 65 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
Use the form below to filter through the investment options in this plan