Compare by Features

Plan	Significant time or age restrictions imposed by the program:
CollegeCounts 529 Fund Alabama	None
CollegeCounts 529 Fund Advisor Plan Alabama	None
Prepaid Affordable College Tuition (PACT) Program Alabama	The beneficiary must be in the 9th grade or below and under the age of 18 at the time of enrollment. Contract benefits must generally be used within 10 years of the beneficiary's projected college entrance date.
John Hancock Freedom 529 Alaska	None
T. Rowe Price College Savings Plan Alaska	None
University of Alaska College Savings Plan Alaska	None
Arizona Family College Savings Program -- CollegeSure® 529 Plan Arizona	CollegeSure® CDs have maturities ranging from one year to 22 years. InvestorSure CDs have a five-year maturity. Fixed-rate CDs have one- or three-year maturities. The CDs are subject to early redemption penalties ranging from 1% to 10% of principal for withdrawals prior to maturity.
Fidelity Arizona College Savings Plan Arizona	None
Ivy Funds InvestEd Plan Arizona	None
GIFT College Investing Plan Arkansas	None
iShares 529 Plan Arkansas	None
The ScholarShare College Savings Plan California	None
Direct Portfolio College Savings Plan Colorado	None
Prepaid Tuition Fund Colorado	Units must be used within 10 years of the first payout date, unless an extension is granted.
Scholars Choice College Savings Program Colorado	None
Smart Choice College Savings Plan Colorado	None, except the One-Year Time Savings Account option is subject to early withdrawal penalties.
Stable Value Plus College Savings Program Colorado	None
Connecticut Higher Education Trust (CHET) Connecticut	None
Connecticut Higher Education Trust (CHET) -- Advisor Plan Connecticut	None
Delaware College Investment Plan Delaware	None
DC 529 College Savings Program (Advisor-sold) District of Columbia	None
DC 529 College Savings Program (Direct-sold) District of Columbia	None
Florida 529 Savings Plan Florida	None
Florida Prepaid College Plan Florida	The beneficiary must be under 21 years of age and in the 11th grade or younger at the time of enrollment. Plan benefits must be used within 10 years after the expected date of college enrollment (not counting time in the military), unless an extension is requested.
Path2College 529 Plan Georgia	None
Hawaii's College Savings Program Hawaii	None
Idaho College Savings Program (IDeal) Idaho	None
Bright Directions College Savings Program Illinois	None.
Bright Start College Savings Program -- Advisor-sold Plan Illinois	None
Bright Start College Savings Program -- Direct-sold Plan Illinois	None
College Illinois! 529 Prepaid Tuition Program Illinois	The contract must be purchased at least three years before benefits are used to pay for tuition and fees. The beneficiary must begin using contract benefits within 10 years of the projected enrollment date and then has 10 years to use the benefits.
CollegeChoice 529 Direct Savings Plan Indiana	For Indiana taxpayers claiming a state tax credit on contributions, the account must remain open for at least one year to avoid recapture of the tax credit on distributions used to pay qualified education expenses.
CollegeChoice Advisor 529 Savings Plan Indiana	For Indiana taxpayers claiming a state tax credit on contributions, the account must remain open for at least one year to avoid recapture of the tax credit on distributions used to pay qualified education expenses.
CollegeChoice CD 529 Savings Plan Indiana	CollegeSure® CDs have maturities ranging from one year to 22 years. InvestorSure CDs have a five-year maturity. Fixed-rate CDs have one- or three-year maturities. The CDs are subject to early redemption penalties ranging from 1% to 10% of principal for withdrawals prior to maturity.
College Savings Iowa Iowa	None
IAdvisor 529 Plan Iowa	None
Learning Quest 529 Education Savings Program (Direct-sold) Kansas	None
Learning Quest Advisor Kansas	None
Schwab 529 College Savings Plan Kansas	None
Kentucky Education Savings Plan Trust Kentucky	None
Kentucky's Affordable Prepaid Tuition (KAPT) Kentucky	Two years must lapse from the first payment due date, and all scheduled payments must be received, before tuition benefits may be used.
START Saving Program Louisiana	Refunds requested from the Fixed Earnings fund within 12 months of opening the account will not return any interest.
NextGen College Investing Plan -- Client Direct Series Maine	None
NextGen College Investing Plan -- Client Select Series Maine	None
College Savings Plans of Maryland -- College Investment Plan Maryland	None
College Savings Plans of Maryland -- Prepaid College Trust Maryland	Beneficiaries must be in the 12th grade or younger at the time of program enrollment and must be enrolled for at least 3 years before they are eligible to receive tuition benefits. Benefits must start to be used within 10 years after the beneficiary's projected date of high school graduation, not including years spent in the U.S. military.
U.Fund College Investing Plan Massachusetts	None
U.Plan Massachusetts	A tuition certificate must be redeemed within 6 years after its maturity date.
Michigan Education Savings Program Michigan	None
Michigan Education Trust Michigan	Contract benefits must be used within 15 years after the projected college entrance date.
Minnesota College Savings Plan Minnesota	An account must be opened at least three years before a beneficiary may receive a distribution of a matching grant.
MACS 529 Advisor Program Mississippi	None
Mississippi Affordable College Savings (MACS) Program Mississippi	None
Mississippi Prepaid Affordable College Tuition (MPACT) Program Mississippi	The beneficiary must be 18 years old or younger at the time of program enrollment. Contract benefits must be used within ten years of the beneficiary's projected college entrance date.
MOST - Missouri's 529 Advisor Plan Missouri	None
MOST - Missouri's 529 College Savings Plan (Direct-sold) Missouri	None
Montana Family Education Savings Program -- Bank Plan Montana	CollegeSure® CDs have maturities ranging from one year to 22 years. InvestorSure CDs have a five-year maturity. Fixed-rate CDs have one- or three-year maturities. The CDs are subject to early redemption penalties ranging from 1% to 10% of principal for withdrawals prior to maturity.
Montana Family Education Savings Program -- Investment Plan Montana	None
Nebraska Education Savings Trust -- Advisor College Savings Plan Nebraska	None
Nebraska Education Savings Trust -- Direct College Savings Plan Nebraska	None
State Farm College Savings Plan Nebraska	None
TD Ameritrade 529 College Savings Plan Nebraska	None
Nevada Prepaid Tuition Program Nevada	The beneficiary must be in the 9th grade or below and 18 years old or younger at the time the contract is purchased. The beneficiary has up to ten years from high school graduation or until age 30 to begin using benefits, with extensions granted for military service.
Putnam 529 for America Nevada	None
SSgA Upromise 529 Plan Nevada	None
The Vanguard 529 Savings Plan Nevada	None
USAA 529 College Savings Plan Nevada	None
Fidelity Advisor 529 Plan New Hampshire	None
UNIQUE College Investing Plan New Hampshire	None
Franklin Templeton 529 College Savings Plan New Jersey	None
NJBEST 529 College Savings Plan New Jersey	None
Scholar'sEdge New Mexico	None
The Education Plan's College Savings Program New Mexico	None
New York's 529 Advisor-Guided College Savings Plan New York	None
New York's 529 College Savings Program -- Direct Plan New York	None
National College Savings Program North Carolina	None
College SAVE North Dakota	None
BlackRock CollegeAdvantage 529 Plan Ohio	None
Ohio CollegeAdvantage -- Guaranteed Savings Fund Ohio	The redemption value for any units withdrawn, reallocated or rolled over to another 529 plan prior to age 18 will be actuarially calculated. Beneficiary changes are not allowed once the beneficiary reaches age 22, and are subject to restrictions prior to reaching age 22. Remaining tuition units must be withdrawn when the beneficiary reaches age 28 unless the beneficiary is still attending college.
Ohio CollegeAdvantage 529 Savings Plan Ohio	None
Oklahoma College Savings Plan Oklahoma	None
Oklahoma Dream 529 Plan Oklahoma	None
MFS 529 Savings Plan Oregon	None, however, an account may not designate someone as beneficiary who is already a beneficiary in another Oregon-sponsored 529 plan.
Oregon College Savings Plan Oregon	None, however, an account may not designate someone as beneficiary who is already a beneficiary in another Oregon-sponsored 529 plan.
Private College 529 Plan Other	A minimum of 36 months must lapse between the initial purchase date of a Tuition Certificate and its first redemption. A Tuition Certificate must be used by the 30th anniversary of its purchase or it will be cancelled for the refund amount. A refund may be requested only after 12 months have expired since the initial purchase date.
Pennsylvania 529 Guaranteed Savings Plan Pennsylvania	There is an approximate one-year wait after a contribution is made before tuition inflation growth associated with the contribution can be used to pay for college expenses. A non-qualified withdrawal of less than the entire account can be requested one time per year.
Pennsylvania 529 Investment Plan Pennsylvania	None
CollegeBoundfund (Advisor-sold) Rhode Island	None
CollegeBoundfund (Direct-sold, Alternative RI) Rhode Island	None
Future Scholar 529 College Savings Plan (Advisor-sold) South Carolina	None
Future Scholar 529 College Savings Plan (Direct-sold) South Carolina	None
South Carolina Tuition Prepayment Program South Carolina	The beneficiary must be in the 10th grade or below as of the beginning of the enrollment period. Contract benefits must be used by the time the beneficiary is 30 years old, with extensions of up to four years granted for military service.
CollegeAccess 529 (Advisor-sold) South Dakota	None
CollegeAccess 529 (Direct-sold) South Dakota	None
Tennessee's BEST Prepaid College Tuition Plan Tennessee	The first payout date must be at least two calendar years after the beneficiary is enrolled in the program and not before the beneficiary has been accepted for enrollment in an institution of higher education. Any subsequent deposit must have been on the beneficiary's account for at least two years before the funds may be paid out.
TNStars College Savings 529 Program Tennessee	Any contribution made to an account must be on the account for 60 days before it can be withdrawn. Withdrawal requests can take up to 60 days to process.
Lonestar 529 Plan Texas	None
Texas College Savings Plan Texas	None
Texas Guaranteed Tuition Plan Texas	The beneficiary must not have graduated from high school at the time of enrollment. Contract benefits must be used within a 10-year period beginning on the date the beneficiary is projected to graduate from high school, with extensions granted for military service.
Texas Tuition Promise Fund Texas	The beneficiary may not use the tuition units within three years of the date the units were purchased. Tuition units must be used within ten years after the projected date of high school graduation, excluding any periods of active duty service in the United States Armed Forces.
Utah Educational Savings Plan (UESP) Utah	None. The requirement that distributions begin by a certain age or date was removed in 2008.
Vermont Higher Education Investment Plan Vermont	None
CollegeAmerica Virginia	The account must be used within 30 years after the beneficiary graduates from high school or within 30 years after opening the account, whichever is later.
CollegeWealth Virginia	Accounts must be used within ten years after the projected date of high school graduation or, if later, within ten years of opening the account, unless an extension is granted.
Virginia529 inVEST Virginia	The account must be used within ten years after the projected date of high school graduation, or within 10 years after account is opened if the beneficiary has already graduated from high school, unless an extension is granted by the program.
Virginia529 prePAID Virginia	The beneficiary must be in the 9th grade or below at the time the contract is purchased. Contract benefits must be used within ten years after the projected date of high school graduation, unless an extension is granted.
Guaranteed Education Tuition (GET) Washington	Tuition units purchased can be redeemed or refunded after two years from account opening, with exceptions for the beneficiary's death or disability, financial hardship, cancellation within six months, and accounts with total contributions under $500. Units must be used within 10 years after the beneficiary's projected college entrance year or the first use of units, whichever is later.
SMART529 Prepaid Tuition Plan West Virginia	The beneficiary must be in the 9th grade or below at the time of enrollment. Contract benefits must be used within 10 years after the beneficiary's projected college entrance date.
SMART529 Select West Virginia	None
SMART529 WV Direct College Savings Plan West Virginia	None
The Hartford SMART529 West Virginia	None
Edvest Wisconsin	None
Tomorrow's Scholar 529 Plan Wisconsin	None