Q:
Dear Joe, I am having the hardest time finding a bank that has a Coverdell savings account that is not a certificate of deposit. I want just a savings account that I can put in up to $2,000. I have tried locally and online. Can you point me to a few institutions? Please do not point me to 529 plans; I want a Coverdell account for personal reasons. We are older parents, and if we die, I want our relatives to use the Coverdell money for private schooling. ... It is not a lot, but it will help. -- AJ Read Script
A:
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