Best 1-year performing 529 plans of 2019

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. These plans have the best performance based upon a moderate-risk age-based portfolio for a newborn.

NOTE: Certain plans may not have enough performance data to qualify.



plan name
state
rating

NJBEST 529 College Savings Plan*Open only to state residents

NJ
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.7%
Performance
1-YR
3-YR
5-YR
10-YR
8.04%
10.08%
5.81%
-

Why we like this plan

  • Large selection of age-based investment options
  • Protection from creditors

Minnesota College Savings Plan

MN
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.26%
Performance
1-YR
3-YR
5-YR
10-YR
7.15%
10.06%
-
-

Why we like this plan

  • Tax deduction on contributions for residents
  • Low fees

Nebraska Education Savings Trust -- Direct College Savings Plan

NE
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.43%
Performance
1-YR
3-YR
5-YR
10-YR
7.1%
11.11%
7.45%
-

Why we like this plan

  • Large tax deduction on contributions for residents
  • Large selection of investment options
  • Upromise rewards service available

Michigan Education Savings Program (MESP)

MI
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.16%
Performance
1-YR
3-YR
5-YR
10-YR
7.1%
9.57%
6.66%
-

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Large selection of age-based investment options

Edvest

WI
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.18%
Performance
1-YR
3-YR
5-YR
10-YR
7.08%
11.32%
7.41%
-

Why we like this plan

  • Tax deduction on contributions for residents
  • Low fees
  • Large selection of investment options

Hawaii's College Savings Program

HI
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.59%
Performance
1-YR
3-YR
5-YR
10-YR
6.95%
9.61%
6.61%
10.29%

Why we like this plan

  • Strong long-term performance
  • Upromise rewards service available

Path2College 529 Plan

GA
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.23%
Performance
1-YR
3-YR
5-YR
10-YR
6.91%
9.7%
6.48%
-

Why we like this plan

  • Large selection of age-based investment options
  • Tax deduction on contributions for residents

DC College Savings Plan

DC
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.35%
Performance
1-YR
3-YR
5-YR
10-YR
6.83%
-
-
-

Why we like this plan

  • Large tax deduction on contributions for residents
  • Socially responsible investment portfolios

TD Ameritrade 529 College Savings Plan

NE
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.62%
Performance
1-YR
3-YR
5-YR
10-YR
6.79%
10.84%
7.08%
-

Why we like this plan

  • Large tax deduction on contributions for residents
  • Large selection of investment options
  • Protection from creditors

Vermont Higher Education Investment Plan

VT
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.39%
Performance
1-YR
3-YR
5-YR
10-YR
6.78%
9.13%
-
-

Why we like this plan

  • Tax credit on contributions for residents
  • Low fees

SMART529 WV Direct College Savings Plan*Open only to state residents

WV
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.12%
Performance
1-YR
3-YR
5-YR
10-YR
6.75%
10.43%
6.73%
10.23%

Why we like this plan

  • Residents allowed to deduct full contribution amount from WV state taxes
  • Strong long-term performance
  • Low fees

Oklahoma College Savings Plan

OK
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.41%
Performance
1-YR
3-YR
5-YR
10-YR
6.7%
10.1%
6.62%
10.59%

Why we like this plan

  • Strong long-term performance
  • Large tax deduction on contributions for residents
  • Large selection of age-based investment options

CollegeChoice 529 Direct Savings Plan

IN
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.39%
Performance
1-YR
3-YR
5-YR
10-YR
6.68%
11.07%
7.22%
11.34%

Why we like this plan

  • Large tax credit on contributions for residents
  • Upromise rewards service available

Learning Quest 529 Education Savings Program (Direct-sold)

KS
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.79%
Performance
1-YR
3-YR
5-YR
10-YR
6.68%
10.88%
6.94%
11.19%

Why we like this plan

  • Large selection of investment options
  • Matching Grant Program for qualifying KS residents
  • Upromise rewards service available

New York's 529 College Savings Program -- Direct Plan

NY
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.13%
Performance
1-YR
3-YR
5-YR
10-YR
6.66%
-
-
-

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Large tax deduction on contributions for residents

Fidelity Arizona College Savings Plan

AZ
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.14%
Performance
1-YR
3-YR
5-YR
10-YR
6.49%
-
-
-

Why we like this plan

  • Large selection of age-based investment options
  • Account balances excluded for AZ state financial aid purposes
  • Low-cost index fund investment options

Direct Portfolio College Savings Plan

CO
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.34%
Performance
1-YR
3-YR
5-YR
10-YR
6.49%
-
-
-

Why we like this plan

  • Strong long-term performance
  • Residents allowed to deduct full contribution amount from CO state taxes
  • Matching Grant Program with a dollar-for-dollar match for qualifying CO residents

Pennsylvania 529 Investment Plan

PA
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.24%
Performance
1-YR
3-YR
5-YR
10-YR
6.49%
-
-
-

Why we like this plan

  • Strong long-term performance
  • Large selection of age-based investment options
  • Upromise rewards and SAGE Scholars service available

UNIQUE College Investing Plan

NH
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.14%
Performance
1-YR
3-YR
5-YR
10-YR
6.49%
-
-
-

Why we like this plan

  • Large selection of investment options
  • Fidelity Investments 529 College Rewards American Express Card rebates 2% of purchases
  • Low-cost index fund investment options

U.Fund College Investing Plan

MA
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.14%
Performance
1-YR
3-YR
5-YR
10-YR
6.49%
-
-
-

Why we like this plan

  • Large selection of investment options
  • Tax deduction on contributions for residents
  • Fidelity Investments 529 College Rewards American Express Card rebates 2% of purchases

Delaware College Investment Plan

DE
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.14%
Performance
1-YR
3-YR
5-YR
10-YR
6.49%
-
-
-

Why we like this plan

  • Large selection of investment options
  • Fidelity Investments 529 College Rewards American Express Card rebates 2% of purchases
  • Low-cost index fund investment options

my529

UT
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.17%
Performance
1-YR
3-YR
5-YR
10-YR
6.35%
10.21%
6.67%
10.54%

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Tax credit on contributions for residents

CollegeCounts 529 Fund

AL
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.3%
Performance
1-YR
3-YR
5-YR
10-YR
6.26%
-
-
-

Why we like this plan

  • Large selection of investment options
  • Large tax deduction on contributions for residents
  • Collegecounts 529 Rewards Visa Card earns you 1.529% on everyday purchases

Maryland 529 -- Maryland Senator Edward J. Kasemeyer College Investment Plan

MD
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.69%
Performance
1-YR
3-YR
5-YR
10-YR
6.18%
12.49%
-
-

Why we like this plan

  • Tax deduction on contributions for residents
  • Protection from creditors

CollegeBound Saver (Direct-sold)

RI
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.34%
Performance
1-YR
3-YR
5-YR
10-YR
6.18%
-
-
-

Why we like this plan

  • Tax deduction on contributions for residents
  • CollegeBoundbaby grant for qualifying accounts
  • Protection from creditors

START Saving Program*Open only to state residents

LA
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.17%
Performance
1-YR
3-YR
5-YR
10-YR
6.14%
10.1%
6.54%
10.51%

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Tax deduction on contributions for residents

T. Rowe Price College Savings Plan

AK
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.7%
Performance
1-YR
3-YR
5-YR
10-YR
6.13%
12.5%
-
-

Why we like this plan

  • Strong long-term performance
  • Protection from creditors

College Savings Iowa

IA
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.2%
Performance
1-YR
3-YR
5-YR
10-YR
6.13%
10.06%
6.57%
10.55%

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Large tax deduction on contributions for residents

University of Alaska College Savings Plan

AK
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.7%
Performance
1-YR
3-YR
5-YR
10-YR
6.13%
12.5%
-
-

Why we like this plan

  • Strong long-term performance
  • Tuition-value guarantee for University of Alaska students invested in the ACT portfolio
  • Protection from creditors

MOST - Missouri's 529 College Savings Plan (Direct-sold)

MO
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.23%
Performance
1-YR
3-YR
5-YR
10-YR
6.1%
10.04%
6.53%
10.3%

Why we like this plan

  • Strong long-term performance
  • Large selection of investment options
  • Large selection of investment options

Mississippi Affordable College Savings (MACS) Program

MS
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.68%
Performance
1-YR
3-YR
5-YR
10-YR
6.09%
-
-
-

Why we like this plan

  • Large tax deduction on contributions for residents
  • Guaranteed investment option with minimum rate of return

ScholarShare 529

CA
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.56%
Performance
1-YR
3-YR
5-YR
10-YR
5.96%
11.81%
7.48%
-

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Large selection of investment options

Connecticut Higher Education Trust (CHET)

CT
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.29%
Performance
1-YR
3-YR
5-YR
10-YR
5.94%
-
-
-

Why we like this plan

  • Large tax deduction on contributions for residents
  • Large selection of investment options
  • CHET Baby Scholars grant provides a match for qualifying accounts

NextGen 529 -- Client Direct Series

ME
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.53%
Performance
1-YR
3-YR
5-YR
10-YR
5.93%
10.44%
6.77%
10.72%

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Matching Grants for qualifying accounts

Ohio’s 529 Plan, CollegeAdvantage

OH
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.19%
Performance
1-YR
3-YR
5-YR
10-YR
5.86%
-
-
-

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Large tax deduction on contributions for residents

The Vanguard 529 College Savings Plan

NV
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.15%
Performance
1-YR
3-YR
5-YR
10-YR
5.85%
-
-
-

Why we like this plan

  • Strong long-term performance
  • Low fees
  • Upromise rewards service available

NC 529 Plan

NC
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.33%
Performance
1-YR
3-YR
5-YR
10-YR
5.77%
-
-
-

Why we like this plan

  • Large selection of age-based investment options
  • Low fees

SSGA Upromise 529 Plan

NV
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.41%
Performance
1-YR
3-YR
5-YR
10-YR
5.47%
-
-
-

Why we like this plan

  • Large selection of investment options
  • FDIC-insured savings account option
  • Upromise rewards service available

Idaho College Savings Program (IDeal)

ID
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.49%
Performance
1-YR
3-YR
5-YR
10-YR
5.45%
10.37%
-
-

Why we like this plan

  • Large selection of investment options
  • Large tax deduction on contributions for residents
  • Upromise rewards service available

The Education Plan's College Savings Program

NM
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.45%
Performance
1-YR
3-YR
5-YR
10-YR
5.33%
-
-
-

Why we like this plan

  • Strong long-term performance
  • Large selection of investment options
  • Residents allowed to deduct full contribution amount from NM state taxes

DreamAhead College Investment Plan

WA
(resident rating)
(non-resident rating)
Our rating for residents

Our rating for non-residents
Fees - 0.28%
Performance
1-YR
3-YR
5-YR
10-YR
5.28%
-
-
-

Why we like this plan

    Invest529

    VA
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.55%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    4.81%
    -
    -
    -

    Why we like this plan

    • Tax deduction on contributions for residents
    • Socially responsible investment portfolio
    • Protection from creditors

    Bright Start Direct-Sold College Savings Program

    IL
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.45%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    4.75%
    -
    -
    -

    Why we like this plan

    • Large selection of investment options
    • Low fees

    Florida 529 Savings Plan*Open only to state residents

    FL
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.21%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    4.71%
    11.62%
    6.93%
    12.2%

    Why we like this plan

    • Strong long-term performance
    • Protection from creditors

    Achieve Montana

    MT
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.8%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    4.42%
    10%
    -
    -

    Why we like this plan

    • Upromise rewards service available
    • Waived account maintenance fee is beneficiary is MT resident

    USAA 529 College Savings Plan

    NV
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 1.06%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    4.38%
    11.54%
    -
    -

    Why we like this plan

    • USAA Distinguished Valor Matching Grant Program for qualifying accounts
    • Upromise rewards service available
    • Protection from creditors

    CollegeAccess 529 (Direct-sold)*Open only to state residents

    SD
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.49%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    3.88%
    8.26%
    3.93%
    8.75%

    Why we like this plan

    • Protection from creditors

    Texas College Savings Plan

    TX
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.94%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    3.6%
    11.15%
    6.18%
    10.09%

    Why we like this plan

    • Large selection of age-based investment options
    • Protection from creditors

    Schwab 529 College Savings Plan

    KS
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.94%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    3.04%
    9.55%
    5.62%
    9.95%

    Why we like this plan

    • Large selection of investment options
    • Upromise rewards service available

    TNStars College Savings 529 Program

    TN
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.35%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    2.9%
    11.01%
    7.79%
    -

    Why we like this plan

    • Strong long-term performance
    • Low fees
    • Tennessee Investments Preparing Scholars Program for qualifying accounts

    SMART529 Select

    WV
    (resident rating)
    (non-resident rating)
    Our rating for residents

    Our rating for non-residents
    Fees - 0.67%
    Performance
    1-YR
    3-YR
    5-YR
    10-YR
    1.54%
    10.58%
    5.47%
    11.61%

    Why we like this plan

    • Residents allowed to deduct full contribution amount from WV state taxes
    • Upromise rewards service available