Los mejores planes 529 del 2024

Encuentre los mejores planes de ahorro universitarios 529 para su familia.

Queremos ayudarlo a escoger los mejores, razón por la cual ejecutamos un análisis cada trimestre de todos los planes ofrecidos en el país e identificamos los que mejor rendimiento hayan tenido para usted. Ya sea que esté en la búsqueda de aquellos planes de ahorro con menores comisiones, los de mejor categoría o de altas rentabilidades, estos planes son excelentes para comenzar.

¿Está considerando cómo es que se compara su plan con otros? Seleccione hasta tres planes para realizar una comparación conjunta.

El Mejor en mi Estado

El Mejor en mi Estado

Algunos estados ofrecen múltiples planes de ahorro 529. Aquí abajo podrá encontrar los mejores planes de su estado. Para obtener información más detallada, revise nuestra metodología.

The manager for the Alabama CollegeCounts 529 Fund direct-sold savings program changed from Van Kampen to Union Bank and Trust Company in August 2010. It features age-based, static and individual fund portfolio options using mutual funds from multiple fund firms.

Our Rating

4.5 / 5

Tarifas

4.5 / 5

Rendimiento

3.5 / 5
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66,512 Han hecho click
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Mejor Valorados

Mejor Valorados

Son los planes de ahorro 529 mejor valorados en el sistema de valoración 5-cap, ofreciendo a aquellos inversionistas individuales excelencia en todos los aspectos. Para obtener información más detallada, revise nuestra metodología.

Restringido a residentes de West Virginia

The West Virginia SMART529 WV Direct College Savings Plan, available on a direct basis to those who meet certain West Virginia residency requirements, features a menu of age-based and static portfolio options utilizing index funds from Vanguard as well as an Invesco stable value portfolio option. Accounts can be linked to the Upromise rewards service.

Our Rating

5 / 5

Tarifas

4.5 / 5

Rendimiento

5 / 5
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Restringido a residentes de South Carolina

The Future Scholar 529 College Savings Plan is only available to residents of South Carolina. It offers investment options from Columbia and Vanguard and a $426,000 contribution limit. Residents of South Carolina may enjoy a state tax deduction for contributions to the plan.

Our Rating

5 / 5

Tarifas

5 / 5

Rendimiento

4.5 / 5
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101,872 Han hecho click
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The Education Plan College Savings Program is managed by Ascensus College Savings and features enrollment-based, index and actively managed static portfolios, and individual fund options from a variety of fund families.

Our Rating

5 / 5

Tarifas

4.5 / 5

Rendimiento

4 / 5
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Alaska 529 (previously known as University of Alaska College Savings Plan) is a direct-sold 529 savings plan. The plan features both enrollment-based and static portfolios, along with an additional portfolio called the University of Alaska Portfolio providing special benefits to future University of Alaska students along with a very low expense ratio. Alaska residency is not required to participate in this T. Rowe Price-managed program.

Our Rating

5 / 5

Tarifas

4 / 5

Rendimiento

4 / 5
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62,707 Han hecho click
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New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan. There is no minimum contribution to start saving with New York's 529 College Savings Program and you can enroll online in minutes.

Our Rating

4.5 / 5

Tarifas

4.5 / 5

Rendimiento

3 / 5
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307,820 Han hecho click
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Menores Comisiones

Menores Tarifas

Sabemos que las tarifas y comisiones pueden acabar con sus ganancias. Aquí tiene los planes de ahorro 529 con menores tarifas disponibles. Para obtener información más detallada, revise nuestra metodología.

Restringido a residentes de Louisiana

The START Saving Program requires Louisiana residency to participate. It is subsidized by the state, resulting in no costs to the participant above the underlying fund costs. Vanguard funds and the State Treasurer's fixed income fund are utilized in the age-based and static portfolio options. Louisiana has established a separate program for K-12 savings, the Louisiana Student Tuition Assistance and Revenue Trust Kindergarten Through Grade Twelve Program, or START K12.

Our Rating

5 / 5

Tarifas

5 / 5

Rendimiento

2.5 / 5
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Restringido a residentes de South Carolina

The Future Scholar 529 College Savings Plan is only available to residents of South Carolina. It offers investment options from Columbia and Vanguard and a $426,000 contribution limit. Residents of South Carolina may enjoy a state tax deduction for contributions to the plan.

Our Rating

5 / 5

Tarifas

5 / 5

Rendimiento

4.5 / 5
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101,872 Han hecho click
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Restringido a residentes de Florida

The Florida 529 Savings Plan is administered by the Florida Prepaid College Board. In September 2019 the Board enhanced the plan with expanded investment options, reduced fees, and additional investment managers. In 2022 the Board converted the age-based option to enrollment year funds that automatically reallocate quarterly within each fund. As a result, the plan currently offers 20 enrollment year options (each year represents an estimated time for when the funds will be needed), six static options (predesigned based on investment goals such as growth or income), and 15 individual funds (for more sophisticated investors who want to do it themselves).

Our Rating

4.5 / 5

Tarifas

5 / 5

Rendimiento

3 / 5
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The Georgia Path2College 529 Plan, a TIAA-managed 529 savings program, features a year of enrollment track with 10 portfolios and six static investment options including a Principal Plus Interest Portfolio with a minimum effective annual interest rate between 1% and 3%.

Our Rating

4.5 / 5

Tarifas

5 / 5

Rendimiento

4 / 5
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The Michigan Education Savings Program is similar to other TIAA-managed 529 savings programs. The Program features an enrollment year option, six multi-fund options, five single fund options and a principal protection option.

Our Rating

4.5 / 5

Tarifas

5 / 5

Rendimiento

4 / 5
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Mejor Rendimiento

Mejor Rendimiento

Estos planes de ahorro 529 ostentaron la mayor rentabilidad durante los últimos 5 años.

Restringido a residentes de West Virginia

The West Virginia SMART529 WV Direct College Savings Plan, available on a direct basis to those who meet certain West Virginia residency requirements, features a menu of age-based and static portfolio options utilizing index funds from Vanguard as well as an Invesco stable value portfolio option. Accounts can be linked to the Upromise rewards service.

Our Rating

5 / 5

Tarifas

4.5 / 5

Rendimiento

5 / 5
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In September 2008, Upromise Investments, Inc., which was acquired by Ascensus College Savings in 2013, took over the management of the Indiana CollegeChoice 529 Direct Savings Plan from JPMorgan, and it now features a year of enrollment option, eight individual portfolios using a variety of investment managers, and an FDIC-insured savings account from NexBank. Accounts can be linked to the Upromise Rewards service.

Our Rating

4.5 / 5

Tarifas

4 / 5

Rendimiento

5 / 5
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72,047 Han hecho click
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The DC College Savings Plan is managed by Ascensus College Savings. Ascensus succeeded Calvert Investments as program manager in March 2017. The plan features a menu of age-based and static portfolio options utilizing investments from BlackRock, Vanguard, Loomis Sayles, JP Morgan, Dimensional Fund Advisors (DFA), Schwab, and Ameritas Life. The program was formerly sold nationally through financial advisors and on a load-waived basis to District of Columbia residents. The plan is now sold nationally on a direct-sold basis only.

Our Rating

4.5 / 5

Tarifas

3.5 / 5

Rendimiento

4.5 / 5
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31,976 Han hecho click
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T. Rowe Price College Savings Plan is a direct-sold plan that offers eight enrollment-based portfolios and six static portfolios. The investment portfolios offered by the plan utilize T. Rowe Price mutual funds. Plan participation is open to residents of any state.

Our Rating

4.5 / 5

Tarifas

4 / 5

Rendimiento

4 / 5
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126,103 Han hecho click
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American Century manages the Learning Quest 529 Education Savings Program (Direct-sold) for Kansas, featuring three age-based tracks with a mix of American Century, Vanguard and Baird funds, one age-based track with Vanguard index funds, 12 static options, and the Cash and Cash Equivalents Portfolio. Accounts can be linked to the Upromise rewards service.

Our Rating

4.5 / 5

Tarifas

4 / 5

Rendimiento

4 / 5
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