Los mejores planes 529 del 2022

Encuentre los mejores planes de ahorro universitarios 529 para su familia.

Queremos ayudarlo a escoger los mejores, razón por la cual ejecutamos un análisis cada trimestre de todos los planes ofrecidos en el país e identificamos los que mejor rendimiento hayan tenido para usted. Ya sea que esté en la búsqueda de aquellos planes de ahorro con menores comisiones, los de mejor categoría o de altas rentabilidades, estos planes son excelentes para comenzar.

¿Está considerando cómo es que se compara su plan con otros? Seleccione hasta tres planes para realizar una comparación conjunta.

El Mejor en mi Estado

El Mejor en mi Estado

Algunos estados ofrecen múltiples planes de ahorro 529. Aquí abajo podrá encontrar los mejores planes de su estado. Para obtener información más detallada, revise nuestra metodología.

The manager for the Alabama CollegeCounts 529 Fund direct-sold savings program changed from Van Kampen to Union Bank and Trust Company in August 2010. It features age-based, static and individual fund portfolio options using mutual funds from multiple fund firms.

Nuestra Puntuación

4.5 / 5

Tarifas

5 / 5

Rendimiento

3 / 5
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59,636 Han hecho click
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Mejor Valorados

Mejor Valorados

Son los planes de ahorro 529 mejor valorados en el sistema de valoración 5-cap, ofreciendo a aquellos inversionistas individuales excelencia en todos los aspectos. Para obtener información más detallada, revise nuestra metodología.

Restringido a residentes de West Virginia

The West Virginia SMART529 WV Direct College Savings Plan, available on a direct basis to those who meet certain West Virginia residency requirements, features a menu of age-based and static portfolio options utilizing index funds from Vanguard as well as an Invesco stable value portfolio option. Accounts can be linked to the Upromise rewards service.

Nuestra Puntuación

5 / 5

Tarifas

4.5 / 5

Rendimiento

4.5 / 5
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The investment menu in Ohio's 529 Plan, CollegeAdvantage, features 2 age-based options and 5 risk-based options using Vanguard funds, 13 static investment options using Vanguard and DFA funds, and 2 types of FDIC-insured deposit accounts through Fifth Third Bank, National Association. Accounts can be linked to the Upromise rewards service.

Nuestra Puntuación

5 / 5

Tarifas

4.5 / 5

Rendimiento

3 / 5
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In September 2008, Upromise Investments, Inc., which was acquired by Ascensus College Savings in 2013, took over the management of the Indiana CollegeChoice 529 Direct Savings Plan from JPMorgan, and it now features a year of enrollment option, eight individual portfolios using a variety of investment managers, and an FDIC-insured savings account from NexBank. Accounts can be linked to the Upromise Rewards service.

Nuestra Puntuación

5 / 5

Tarifas

4 / 5

Rendimiento

4.5 / 5
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New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.

Nuestra Puntuación

4.5 / 5

Tarifas

4.5 / 5

Rendimiento

3 / 5
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Restringido a residentes de Louisiana

The START Saving Program requires Louisiana residency to participate. It is subsidized by the state, resulting in no costs to the participant above the underlying fund costs. Vanguard funds and the State Treasurer's fixed income fund are utilized in the age-based and static portfolio options. Louisiana has established a separate program for K-12 savings, the Louisiana Student Tuition Assistance and Revenue Trust Kindergarten Through Grade Twelve Program, or START K12.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

2.5 / 5
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Menores Comisiones

Menores Tarifas

Sabemos que las tarifas y comisiones pueden acabar con sus ganancias. Aquí tiene los planes de ahorro 529 con menores tarifas disponibles. Para obtener información más detallada, revise nuestra metodología.

Restringido a residentes de Louisiana

The START Saving Program requires Louisiana residency to participate. It is subsidized by the state, resulting in no costs to the participant above the underlying fund costs. Vanguard funds and the State Treasurer's fixed income fund are utilized in the age-based and static portfolio options. Louisiana has established a separate program for K-12 savings, the Louisiana Student Tuition Assistance and Revenue Trust Kindergarten Through Grade Twelve Program, or START K12.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

2.5 / 5
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Restringido a residentes de South Carolina

The Future Scholar 529 College Savings Plan is only available to residents of South Carolina. It offers investment options from Columbia and Vanguard and a $426,000 contribution limit. Residents of South Carolina may enjoy a state tax deduction for contributions to the plan.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

3.5 / 5
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89,316 Han hecho click
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The Georgia Path2College 529 Plan, a TIAA-managed 529 savings program, features a year of enrollment track with 10 portfolios and six static investment options including a Principal Plus Interest Portfolio with a minimum effective annual interest rate between 1% and 3%.

Nuestra Puntuación

4.5 / 5

Tarifas

5 / 5

Rendimiento

5 / 5
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52,787 Han hecho click
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The Michigan Education Savings Program is similar to other TIAA-managed 529 savings programs. The Program features an enrollment year option, six multi-fund options, five single fund options and a principal protection option.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

4 / 5
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Restringido a residentes de Florida

The Florida 529 Savings Plan is administered by the Florida Prepaid College Board. In September 2019 the Board enhanced the plan with expanded investment options, reduced fees, and additional investment managers. In 2022 the Board converted the age-based option to enrollment year funds that automatically reallocate quarterly within each fund. As a result, the plan currently offers 20 enrollment year options (each year represents an estimated time for when the funds will be needed), six static options (predesigned based on investment goals such as growth or income), and 15 individual funds (for more sophisticated investors who want to do it themselves).

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

3 / 5
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40,437 Han hecho click
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Mejor Rendimiento

Mejor Rendimiento

Estos planes de ahorro 529 ostentaron la mayor rentabilidad durante los últimos 5 años.

The Vanguard 529 College Savings Plan, offered by Nevada, is available to residents of any state, and offers low costs, experience and easy-to-manage savings options.

Nuestra Puntuación

4.5 / 5

Tarifas

4.5 / 5

Rendimiento

3 / 5
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T. Rowe Price College Savings Plan is a direct-sold plan that offers several enrollment-based portfolios, two static portfolios and four individual investment options. The investment portfolios offered by the plan utilize T. Rowe Price mutual funds. Plan participation is open to residents of any state.

Nuestra Puntuación

4.5 / 5

Tarifas

4 / 5

Rendimiento

3.5 / 5
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100,510 Han hecho click
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Restringido a residentes de West Virginia

The West Virginia SMART529 WV Direct College Savings Plan, available on a direct basis to those who meet certain West Virginia residency requirements, features a menu of age-based and static portfolio options utilizing index funds from Vanguard as well as an Invesco stable value portfolio option. Accounts can be linked to the Upromise rewards service.

Nuestra Puntuación

5 / 5

Tarifas

4.5 / 5

Rendimiento

4.5 / 5
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The Maryland 529 -- Senator Edward J. Kasemeyer College Investment Plan is a direct-sold 529 plan available to residents of any state, and is managed by T. Rowe Price. Maryland residents may enjoy a state tax deduction for contributions to the plan.

Nuestra Puntuación

4.5 / 5

Tarifas

4 / 5

Rendimiento

3.5 / 5
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The DC College Savings Plan is managed by Ascensus College Savings. Ascensus succeeded Calvert Investments as program manager in March 2017. The plan features a menu of age-based and static portfolio options utilizing investments from BlackRock, Vanguard, Loomis Sayles, JP Morgan, Dimensional Fund Advisors (DFA), Schwab, and Ameritas Life. The program was formerly sold nationally through financial advisors and on a load-waived basis to District of Columbia residents. The plan is now sold nationally on a direct-sold basis only.

Nuestra Puntuación

4 / 5

Tarifas

3.5 / 5

Rendimiento

3.5 / 5
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