Los mejores planes 529 del 2021

Encuentre los mejores planes de ahorro universitarios 529 para su familia.

Queremos ayudarlo a escoger los mejores, razón por la cual ejecutamos un análisis cada trimestre de todos los planes ofrecidos en el país e identificamos los que mejor rendimiento hayan tenido para usted. Ya sea que esté en la búsqueda de aquellos planes de ahorro con menores comisiones, los de mejor categoría o de altas rentabilidades, estos planes son excelentes para comenzar.

¿Está considerando cómo es que se compara su plan con otros? Seleccione hasta tres planes para realizar una comparación conjunta.

El Mejor en mi Estado

El Mejor en mi Estado

Algunos estados ofrecen múltiples planes de ahorro 529. Aquí abajo podrá encontrar los mejores planes de su estado. Para obtener información más detallada, revise nuestra metodología.

The manager for the Alabama CollegeCounts 529 Fund direct-sold savings program changed from Van Kampen to Union Bank and Trust Company in August 2010. It features age-based, static and individual fund portfolio options using mutual funds from multiple fund firms.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

3.5 / 5
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49,985 Han hecho click
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Mejor Valorados

Mejor Valorados

Son los planes de ahorro 529 mejor valorados en el sistema de valoración 5-cap, ofreciendo a aquellos inversionistas individuales excelencia en todos los aspectos. Para obtener información más detallada, revise nuestra metodología.

New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

5 / 5
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235,027 Han hecho click
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Massachusetts' U.Fund College Investing Plan, a Fidelity-managed 529 plan follows the same approach as other Fidelity plans in Arizona, Connecticut, Delaware and New Hampshire. It features three age-based options; one using Fidelity Series actively managed funds; one using Fidelity Series index funds; and a third using a combination of the two. The plans also offer 11 static options, and one option that invests in an interest-bearing deposit account.

Nuestra Puntuación

5 / 5

Tarifas

4.5 / 5

Rendimiento

4.5 / 5
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66,399 Han hecho click
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New Hampshire's UNIQUE College Investing Plan is Fidelity-managed 529 plan follows the same approach as other Fidelity plans in Arizona, Connecticut, Delaware and Massachusetts. It features three age-based options; one using Fidelity Series actively managed funds; one using Fidelity Series index funds; and a third using a combination of the two.The plan also offers 11 static options, and one option that invests in an interest-bearing deposit account.

Nuestra Puntuación

5 / 5

Tarifas

4.5 / 5

Rendimiento

4.5 / 5
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38,352 Han hecho click
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The investment menu in Ohio's 529 Plan, CollegeAdvantage, features 3 age-based options and 5 risk-based options using Vanguard funds, a college enrollment-based option and 13 static investment options using Vanguard and DFA funds, and 2 types of FDIC-insured deposit accounts through Fifth Third Bank, National Association. Accounts can be linked to the Upromise rewards service.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

5 / 5
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89,801 Han hecho click
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Union Bank & Trust Company succeeded Oppenheimer Funds, Inc. as program manager of the Bright Start College Savings Program in July 2017. The Illinois direct-sold Plan features three age-based options using either a multi-firm or index-based strategy, three target portfolios, three index target portfolios and individual fund portfolios from a number of fund families.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

4.5 / 5
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Menores Comisiones

Menores Tarifas

Sabemos que las tarifas y comisiones pueden acabar con sus ganancias. Aquí tiene los planes de ahorro 529 con menores tarifas disponibles. Para obtener información más detallada, revise nuestra metodología.

Nebraska Education Savings Trust -- Direct College Savings Plan switched program managers in December 2010 from Union Bank and Trust Company of Lincoln, Nebraska to First National Bank of Omaha. Management of the plan returned to Union Bank and Trust in 2020. Accounts can be linked to the Upromise rewards service.

Nuestra Puntuación

New Plan

Tarifas

5 / 5

Rendimiento

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The Vanguard 529 College Savings Plan, offered by Nevada, is available to residents of any state, and offers low costs, experience and easy-to-manage savings options.

Nuestra Puntuación

4.5 / 5

Tarifas

5 / 5

Rendimiento

2 / 5
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Restringido a residentes de West Virginia

The West Virginia SMART529 WV Direct College Savings Plan, available on a direct basis to those who meet certain West Virginia residency requirements, features a menu of age-based and static portfolio options utilizing index funds from Vanguard as well as an Invesco stable value portfolio option. Accounts can be linked to the Upromise rewards service.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

5 / 5
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Restringido a residentes de Florida

The Florida 529 Savings Plan is administered by the Florida Prepaid College Board. In September 2019 the Board enhanced the plan with expanded investment options, reduced fees, and additional investment managers. The plan offers an age-based option with a 16 step glidepath, six static options, and 15 individual funds.

Nuestra Puntuación

4.5 / 5

Tarifas

5 / 5

Rendimiento

4 / 5
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Restringido a residentes de South Carolina

The Future Scholar 529 College Savings Plan is only available to residents of South Carolina. It offers investment options from Columbia and Vanguard and a $426,000 contribution limit. Residents of South Carolina may enjoy a state tax deduction for contributions to the plan.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

4 / 5
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74,678 Han hecho click
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Mejor Rendimiento

Mejor Rendimiento

Estos planes de ahorro 529 ostentaron la mayor rentabilidad durante los últimos 5 años.

The investment menu in Ohio's 529 Plan, CollegeAdvantage, features 3 age-based options and 5 risk-based options using Vanguard funds, a college enrollment-based option and 13 static investment options using Vanguard and DFA funds, and 2 types of FDIC-insured deposit accounts through Fifth Third Bank, National Association. Accounts can be linked to the Upromise rewards service.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

5 / 5
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89,801 Han hecho click
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Restringido a residentes de West Virginia

The West Virginia SMART529 WV Direct College Savings Plan, available on a direct basis to those who meet certain West Virginia residency requirements, features a menu of age-based and static portfolio options utilizing index funds from Vanguard as well as an Invesco stable value portfolio option. Accounts can be linked to the Upromise rewards service.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

5 / 5
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New York's direct-sold 529 college savings plan is available to residents of any state. It offers low fees and diverse investment options featuring Vanguard mutual funds. New York residents may enjoy a state tax deduction for contributions to the plan.

Nuestra Puntuación

5 / 5

Tarifas

5 / 5

Rendimiento

5 / 5
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235,027 Han hecho click
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The Vanguard 529 College Savings Plan, offered by Nevada, is available to residents of any state, and offers low costs, experience and easy-to-manage savings options.

Nuestra Puntuación

4.5 / 5

Tarifas

5 / 5

Rendimiento

2 / 5
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15,897 Han hecho click
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In September 2008, Upromise Investments, Inc., which was acquired by Ascensus College Savings in 2013, took over the management of the Indiana CollegeChoice 529 Direct Savings Plan from JPMorgan, and it now features a year of enrollment option using Vanguard index and Loomis Sayles funds, seven individual portfolios using a variety of investment managers, and an FDIC-insured savings account from NexBank. Accounts can be linked to the Upromise Rewards service.

Nuestra Puntuación

4.5 / 5

Tarifas

4.5 / 5

Rendimiento

5 / 5
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58,640 Han hecho click
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